# District of Columbia B26-0057: Motor Vehicle Insurance Modernization Act of 2025 District of Columbia B26-0057, Motor Vehicle Insurance Modernization Act of 2025, is a Council Period 26 (2025-2026) House bill sponsored by Phil Mendelson (Democratic); status became law, last action 2026-08-28 (Law L26-0155, Effective from Aug 14, 2026 Published in DC Register Vol 73 and Page 012051); PRIA reads it as touching household money (as of 2026-11-04). - Canonical: https://policyrisk.com/state-bill/DC-B26-0057-26 - As of: 2026-11-04 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: District of Columbia B26-0057 - State: District of Columbia - Session: Council Period 26 (2025-2026) - Title: Motor Vehicle Insurance Modernization Act of 2025 - Status: became law - Chamber: House - Introduced: 2025-01-13 - Last action: 2026-08-28, Law L26-0155, Effective from Aug 14, 2026 Published in DC Register Vol 73 and Page 012051 - Sponsor: Phil Mendelson (Democratic) - Cosponsors: 0 - Touches household money: yes - Roll calls: 4 (50 yes, 2 no in all) - Economic provisions PRIA read: 5 ## Summary No summary available. ## Bill overview: provisions PRIA read - Drivers gain protections for insurance claims: benefit, low. Insurers may exclude enhanced underinsured benefits only for injuries covered by the law's listed exclusions. These include listed injuries to a named insured or resident family member involving vehicles owned by them or immediate family. They also include listed injuries involving a driver exclude… - District drivers must carry higher coverage: mixed, medium. Beginning October 1, 2027, District private passenger auto policies must meet higher minimum coverage limits. Liability injury limits double from $25,000 to $50,000 per person and from $50,000 to $100,000 per accident. Liability property-damage coverage doubles from $10,000 to $20,000 per accident.… - Drivers face scheduled insurance coverage increases: mixed, medium. Beginning January 1, 2037, specified auto insurance minimums increase every 10 years. Each increase adds $5,000 per injured person, $10,000 for all injuries per accident, and $2,000 for property damage. Each new limit applies to legal claims arising that January 1 through December 31 before the nex… - Drivers get enhanced coverage unless waived: mixed, medium. Beginning October 1, 2027, insurers must include Enhanced Underinsured Motorist Protection for vehicles registered or mainly kept in the District. It covers injury claims against underinsured drivers, including survivors' claims after death, up to the full enhanced coverage limit. Other payments an… - Car renters' available liability coverage pays first: mixed, low. Beginning October 1, 2027, written car rental agreements follow a set order for liability claims during the rental period. Valid, collectible insurance, self-insurance, or other financial-responsibility coverage available to the renter or authorized driver pays first. The rental company's or affili… ## Sponsors and cosponsors - Sponsor: Phil Mendelson (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-06-02 | House | Other | pass | 13 | 0 | | | 2026-06-02 | House | Final Reading | pass | 12 | 1 | | | 2026-05-05 | House | First Reading | pass | 12 | 1 | | | 2026-05-05 | House | Other | pass | 13 | 0 | | ## Actions (15) - 2026-08-28: Law L26-0155, Effective from Aug 14, 2026 Published in DC Register Vol 73 and Page 012051 (House) - 2026-07-03: Act A26-0358 Published in DC Register Vol 73 and Page 009230 (House) - 2026-07-02: Transmitted to Congress (House) - 2026-07-02: Enacted without Mayor's Signature with Act Number A26-0358 (House) - 2026-06-29: Returned from Mayor (House) - 2026-06-16: Transmitted to Mayor, Response Due on Jul 01, 2026 (House) - 2026-06-02: Legislative Meeting (House) - 2026-05-05: Legislative Meeting (House) - 2026-05-05: Committee of the Whole Meeting (House) - 2026-05-05: Committee Mark-up of B26-0057 by the Committee of the Whole (House) - 2026-01-09: Re-Referral published. (House) - 2026-01-06: Re-Referred to Committee of the Whole with comments from the Committee on Transportation and the Environment (House) - 2025-01-24: Notice of Intent to Act on B26-0057 Published in the District of Columbia Register (House) - 2025-01-21: Referred to Committee on Business and Economic Development with comments from the Committee on Transportation and the Environment (House) - 2025-01-13: B26-0057 Introduced by Chairman Mendelson at Office of the Secretary (House) ## Bill text - Amendment, 2026-06-02: [PDF](https://lims.dccouncil.gov/downloads/LIMS/56926/Meeting3/Amendment/B26-0057-Amendment1.pdf?Id=239960) - Enrollment, 2026-06-02: [PDF](https://lims.dccouncil.gov/downloads/LIMS/56926/Meeting3/Enrollment/B26-0057-Enrollment2.pdf?Id=239967) - Engrossment, 2026-05-05: [PDF](https://lims.dccouncil.gov/downloads/LIMS/56926/Meeting2/Engrossment/B26-0057-Engrossment1.pdf?Id=239601) - Introduced, 2025-01-13: [PDF](https://lims.dccouncil.gov/downloads/LIMS/56926/Introduction/B26-0057-Introduction.pdf?Id=204669) ## Related bills - B26-0047: Funeral Directors Licensing Reform Amendment Act of 2025 (signed) - B26-0785: Peer-to-Peer Car Sharing Rental Vehicle Sales Tax Clarification Emergency Amendment Act of 2026 (signed) - B26-0663: Fiscal Year 2026 Revised Local Budget Temporary Act of 2026 (signed) - B26-0735: Special Education for Young Adults in the Custody of the Department of Corrections Temporary Amendment Act of 2026 (signed) - B26-0760: Medical Cannabis Licensing and Unlicensed Establishment Enforcement Clarification Temporary Amendment Act of 2026 (signed) - B26-0181: Short-Term Disability Insurance Benefit Protection Clarification Amendment Act of 2025 (signed) ## Sources - [Amendment (PDF)](https://lims.dccouncil.gov/downloads/LIMS/56926/Meeting3/Amendment/B26-0057-Amendment1.pdf?Id=239960) - [Enrollment (PDF)](https://lims.dccouncil.gov/downloads/LIMS/56926/Meeting3/Enrollment/B26-0057-Enrollment2.pdf?Id=239967) - [Engrossment (PDF)](https://lims.dccouncil.gov/downloads/LIMS/56926/Meeting2/Engrossment/B26-0057-Engrossment1.pdf?Id=239601) - [Introduced (PDF)](https://lims.dccouncil.gov/downloads/LIMS/56926/Introduction/B26-0057-Introduction.pdf?Id=204669) ## Related - [B26-0047: Funeral Directors Licensing Reform Amendment Act of 2025](https://policyrisk.com/state-bill/DC-B26-0047-26) - [B26-0785: Peer-to-Peer Car Sharing Rental Vehicle Sales Tax Clarification Emergency Amend…](https://policyrisk.com/state-bill/DC-B26-0785-26) - [B26-0663: Fiscal Year 2026 Revised Local Budget Temporary Act of 2026](https://policyrisk.com/state-bill/DC-B26-0663-26) - [B26-0735: Special Education for Young Adults in the Custody of the Department of Correcti…](https://policyrisk.com/state-bill/DC-B26-0735-26) - [B26-0760: Medical Cannabis Licensing and Unlicensed Establishment Enforcement Clarificati…](https://policyrisk.com/state-bill/DC-B26-0760-26) - [B26-0181: Short-Term Disability Insurance Benefit Protection Clarification Amendment Act…](https://policyrisk.com/state-bill/DC-B26-0181-26) - [District of Columbia bills](https://policyrisk.com/states/district-of-columbia/bills) - [District of Columbia state hub](https://policyrisk.com/states/district-of-columbia) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/DC-B26-0057-26 (as of 2026-11-04).