# Delaware SB 45: AN ACT TO AMEND TITLE 11 OF THE DELAWARE CODE RELATING TO INSURANCE FRAUD.

Delaware SB 45, AN ACT TO AMEND TITLE 11 OF THE DELAWARE CODE RELATING TO INSURANCE FRAUD., is a 153rd General Assembly (2024–2026) Senate bill sponsored by Spiros Mantzavinos (Democratic); status signed, last action 2026-06-24 (Signed by Governor) (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/DE-SB45-153
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Delaware SB 45
- State: Delaware
- Session: 153rd General Assembly (2024–2026)
- Title: AN ACT TO AMEND TITLE 11 OF THE DELAWARE CODE RELATING TO INSURANCE FRAUD.
- Status: signed
- Chamber: Senate
- Introduced: 2025-01-16
- Last action: 2026-06-24, Signed by Governor
- Sponsor: Spiros Mantzavinos (Democratic)
- Cosponsors: 8
- Touches household money: no
- Roll calls: 2 (61 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- New criminal penalties for insurance application fraud: cost, low. Delaware makes insurance application fraud a crime when someone intends to injure, defraud, or deceive an insurer. This covers spoken, written, or computer-generated statements used to get or renew insurance that contain false, incomplete, or misleading information important to the application. It…

## Sponsors and cosponsors

- Sponsor: Spiros Mantzavinos (Democratic), Senate
- Cosponsor: Alonna Berry (Democratic), House
- Cosponsor: William Bush (Democratic), House
- Cosponsor: William J. Carson (Democratic), House
- Cosponsor: Daniel B. Short (Republican), House
- Cosponsor: Nicole Poore (Democratic), Senate
- Cosponsor: Claire Snyder-Hall (Democratic), House
- Cosponsor: John "Jack" Walsh (Democratic), Senate
- Cosponsor: David L. Wilson (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-06-18 | House | Passed (3/4 required) | pass | 41 | 0 |   |
| 2026-06-10 | Senate | Passed (2/3 required) | pass | 20 | 0 |   |

## Actions (9)

- 2026-06-24: Signed by Governor (Governor)
- 2026-06-18: Passed By House. Votes: 41 YES (House)
- 2026-06-16: Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 11 On Its Merits (House)
- 2026-06-11: Assigned to Economic Development/Banking/Insurance & Commerce Committee in House (House)
- 2026-06-10: Passed By Senate. Votes: 20 YES 1 ABSENT (Senate)
- 2026-06-10: Amendment SA 1 to SB 45 - Passed By Senate. Votes: 19 YES 2 ABSENT (Senate)
- 2025-04-09: Amendment SA 1 to SB 45 - Introduced and Placed With Bill (Senate)
- 2025-03-19: Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 1 Favorable, 5 On Its Merits (Senate)
- 2025-01-16: Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate (Senate)

## Bill text

- Current, 2025-01-16: [HTML](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=141796&legislationTypeId=1&docTypeId=2)

## Related bills

- HS 1 for HB 449: AN ACT TO AMEND TITLE 24 OF THE DELAWARE CODE RELATING TO THE DIETITIAN/NUTRITIONIST LICENSURE ACT. (passed house)
- HB 357: AN ACT TO AMEND TITLES 10 AND 13 OF THE DELAWARE CODE RELATING TO THE DUTY TO SUPPORT POOR PERSONS. (signed)
- SB 231: AN ACT TO AMEND TITLE 14 OF THE DELAWARE CODE RELATING TO SCHOOL SOCIAL WORKERS. (vetoed)
- SB 279: AN ACT TO AMEND TITLE 14 OF THE DELAWARE CODE RELATING TO SCHOOL-BASED OCCUPATIONAL THERAPISTS. (vetoed)
- HB 393: AN ACT TO AMEND TITLE 26 OF THE DELAWARE CODE RELATING TO PROTECTIONS FOR PUBLIC UTILITY CONSUMERS. (vetoed)
- HB 356: AN ACT TO AMEND TITLE 16 OF THE DELAWARE CODE RELATING TO PFAS IN FIREFIGHTING FOAM AND EQUIPMENT. (failed)

## Sources
- [Current (HTML)](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=141796&legislationTypeId=1&docTypeId=2)

## Related
- [HS 1 for HB 449: AN ACT TO AMEND TITLE 24 OF THE DELAWARE CODE RELATING TO THE DIETITIAN/NUTRITI…](https://policyrisk.com/state-bill/DE-HS1FORHB449-153)
- [HB 357: AN ACT TO AMEND TITLES 10 AND 13 OF THE DELAWARE CODE RELATING TO THE DUTY TO S…](https://policyrisk.com/state-bill/DE-HB357-153)
- [SB 231: AN ACT TO AMEND TITLE 14 OF THE DELAWARE CODE RELATING TO SCHOOL SOCIAL WORKERS.](https://policyrisk.com/state-bill/DE-SB231-153)
- [SB 279: AN ACT TO AMEND TITLE 14 OF THE DELAWARE CODE RELATING TO SCHOOL-BASED OCCUPATI…](https://policyrisk.com/state-bill/DE-SB279-153)
- [HB 393: AN ACT TO AMEND TITLE 26 OF THE DELAWARE CODE RELATING TO PROTECTIONS FOR PUBLI…](https://policyrisk.com/state-bill/DE-HB393-153)
- [HB 356: AN ACT TO AMEND TITLE 16 OF THE DELAWARE CODE RELATING TO PFAS IN FIREFIGHTING…](https://policyrisk.com/state-bill/DE-HB356-153)
- [Delaware bills](https://policyrisk.com/states/delaware/bills)
- [Delaware state hub](https://policyrisk.com/states/delaware)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/DE-SB45-153 (as of 2026-10-12).