# Florida HB 527: Mandatory Human Reviews of Insurance Claim Denials

Florida HB 527, Mandatory Human Reviews of Insurance Claim Denials, is a 2026 House bill sponsored by Hillary Cassel (Republican); status failed, last action 2026-03-13 (Died in Rules) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/FL-HB527-2026
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Florida HB 527
- State: Florida
- Session: 2026
- Title: Mandatory Human Reviews of Insurance Claim Denials
- Status: failed
- Chamber: House
- Introduced: 2025-11-24
- Last action: 2026-03-13, Died in Rules
- Sponsor: Hillary Cassel (Republican)
- Cosponsors: 2
- Subjects: Appropriation, Insurance & Banking Subcommittee, Commerce Committee, House Calendar, Rules
- Touches household money: no
- Roll calls: 1 (108 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Hillary Cassel (Republican), House
- Cosponsor: Commerce Committee
- Cosponsor: Insurance & Banking Subcommittee

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-05 | House | House Floor Vote | pass | 108 | 0 |   |

## Actions (29)

- 2026-03-13: Died in Rules (Senate)
- 2026-03-05: Received (Senate)
- 2026-03-05: Referred to Rules (Senate)
- 2026-03-05: In Messages (Senate)
- 2026-03-05: CS passed; YEAS 108, NAYS 0 (House)
- 2026-03-05: Read 3rd time (House)
- 2026-03-05: Added to Third Reading Calendar (House)
- 2026-03-05: Read 2nd time (House)
- 2026-03-02: 1st Reading (Committee Substitute 2) (House)
- 2026-03-02: Bill added to Special Order Calendar (3/5/2026) (House)
- 2026-03-02: Bill referred to House Calendar (House)
- 2026-02-27: CS Filed (House)
- 2026-02-27: Laid on Table under Rule 7.18(a) (House)
- 2026-02-27: Reported out of Commerce Committee (House)
- 2026-02-26: Favorable with CS by Commerce Committee (House)
- 2026-02-24: Added to Commerce Committee agenda (House)
- 2026-01-13: 1st Reading (Committee Substitute 1) (House)
- 2026-01-13: 1st Reading (Original Filed Version) (House)
- 2025-12-12: Now in Commerce Committee (House)
- 2025-12-12: Referred to Commerce Committee (House)
- 2025-12-11: CS Filed (House)
- 2025-12-11: Laid on Table under Rule 7.18(a) (House)
- 2025-12-11: Reported out of Insurance & Banking Subcommittee (House)
- 2025-12-09: Favorable with CS by Insurance & Banking Subcommittee (House)
- 2025-12-02: Added to Insurance & Banking Subcommittee agenda (House)
- 2025-12-01: Now in Insurance & Banking Subcommittee (House)
- 2025-12-01: Referred to Commerce Committee (House)
- 2025-12-01: Referred to Insurance & Banking Subcommittee (House)
- 2025-11-24: Filed (House)

## Bill text

- c2, 2026-07-01: [PDF](https://www.flsenate.gov/Session/Bill/2026/527/BillText/c2/PDF)
- c1, 2025-12-11: [PDF](https://www.flsenate.gov/Session/Bill/2026/527/BillText/c1/PDF)
- Filed, 2025-11-24: [PDF](https://www.flsenate.gov/Session/Bill/2026/527/BillText/Filed/PDF)

## Related bills

- SB 688: Naturopathic Medicine (vetoed)
- HB 325: Education and Workforce Development for Inmates (vetoed)
- HB 145: Claims Against the Government (vetoed)
- SB 14: Relief of Jose Correa by Miami-Dade County (signed)
- HB 6507: Relief/L.E./Department of Children and Families (signed)
- HB 6515: Relief/Lourdes Latour and Edward Latour/Miami-Dade County (signed)

## Sources
- [c2 (PDF)](https://www.flsenate.gov/Session/Bill/2026/527/BillText/c2/PDF)
- [c1 (PDF)](https://www.flsenate.gov/Session/Bill/2026/527/BillText/c1/PDF)
- [Filed (PDF)](https://www.flsenate.gov/Session/Bill/2026/527/BillText/Filed/PDF)

## Related
- [SB 688: Naturopathic Medicine](https://policyrisk.com/state-bill/FL-SB688-2026)
- [HB 325: Education and Workforce Development for Inmates](https://policyrisk.com/state-bill/FL-HB325-2026)
- [HB 145: Claims Against the Government](https://policyrisk.com/state-bill/FL-HB145-2026)
- [SB 14: Relief of Jose Correa by Miami-Dade County](https://policyrisk.com/state-bill/FL-SB14-2026)
- [HB 6507: Relief/L.E./Department of Children and Families](https://policyrisk.com/state-bill/FL-HB6507-2026)
- [HB 6515: Relief/Lourdes Latour and Edward Latour/Miami-Dade County](https://policyrisk.com/state-bill/FL-HB6515-2026)
- [Florida bills](https://policyrisk.com/states/florida/bills)
- [Florida state hub](https://policyrisk.com/states/florida)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/FL-HB527-2026 (as of 2026-10-17).