# Florida SB 492: Mitigation Banks

Florida SB 492, Mitigation Banks, is a 2025 Senate bill sponsored by Stan McClain (Republican); status signed, last action 2025-06-30 (Chapter No. 2025-191) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/FL-SB492-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Florida SB 492
- State: Florida
- Session: 2025
- Title: Mitigation Banks
- Status: signed
- Chamber: Senate
- Introduced: 2025-02-05
- Last action: 2025-06-30, Chapter No. 2025-191
- Sponsor: Stan McClain (Republican)
- Cosponsors: 2
- Subjects: Appropriation, Environment and Natural Resources, Appropriations Committee on Agriculture, Environment, and General Government, Rules, House Calendar
- Touches household money: no
- Roll calls: 6 (193 yes, 34 no in all)
- Economic provisions PRIA read: 4

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Credit decisions get deadlines and reporting: mixed, low. Beginning July 1, 2025, agencies follow set deadlines after determining outside-area or different-type mitigation is necessary. Agencies must contact banks covering the impact site within 7 business days after receiving the applicant’s accounting request. Banks have 15 business days to respond; sil…
- Developers get limited outside-area credit options: mixed, low. Beginning July 1, 2025, applicants get one-time access to released outside-area credits after an agency finds suitable local credits insufficient. Applicants must meet wetland-offset and cumulative-impact requirements; outside credits cover only the shortage, with priority for banks whose areas ful…
- Local mitigation credits meet impact requirements: mixed, low. Beginning July 1, 2025, Florida agencies establish a service area for each mitigation bank and seek local government comments. Boundaries reflect watersheds, regional habitat networks, water-quality benefits, threatened species, regional plans, and the wetland impacts credits can offset. Service ar…
- New credit release rules for mitigation banks: mixed, low. For Florida bank permits issued after July 1, 2025, the default credit-release schedule has four stages. Banks receive 30% after recording a conservation easement and establishing required financial assurances, then 30% after initial construction. Another 20% is released as interim goals are met, a…

## Sponsors and cosponsors

- Sponsor: Stan McClain (Republican), Senate
- Cosponsor: Appropriations Committee on Agriculture, Environment, and General Government
- Cosponsor: Rules

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-05-02 | Senate | Senate Floor Vote | pass | 30 | 3 |   |
| 2025-04-30 | House | House Floor Vote | pass | 87 | 26 |   |
| 2025-04-29 | Senate | Senate Floor Vote | pass | 35 | 3 |   |
| 2025-04-21 | Senate | Rules Vote | pass | 22 | 1 |   |
| 2025-04-10 | Senate | Appropriations Committee on Agriculture, Environment, and General Government Vote | pass | 11 | 0 |   |
| 2025-03-11 | Senate | Environment and Natural Resources Vote | pass | 8 | 1 |   |

## Actions (40)

- 2025-06-30: Chapter No. 2025-191
- 2025-06-26: Approved by Governor
- 2025-06-18: Signed by Officers and presented to Governor
- 2025-05-02: Ordered engrossed, then enrolled -SJ 1138 (Senate)
- 2025-05-02: CS passed as amended; YEAS 30 NAYS 3 -SJ 1138 (Senate)
- 2025-05-02: Concurred in 1 amendment(s) (893499) -SJ 1138 (Senate)
- 2025-04-30: In returning messages (Senate)
- 2025-04-30: CS passed as amended; YEAS 87, NAYS 26 (House)
- 2025-04-30: Read 3rd time (House)
- 2025-04-30: Added to Third Reading Calendar (House)
- 2025-04-30: Placed on 3rd reading (House)
- 2025-04-30: Amendment 893499 adopted (House)
- 2025-04-30: Read 2nd time (House)
- 2025-04-29: 1st Reading (Engrossed 1) (House)
- 2025-04-29: Bill added to Special Order Calendar (4/30/2025) (House)
- 2025-04-29: Bill referred to House Calendar (House)
- 2025-04-29: In Messages (House)
- 2025-04-29: CS passed as amended; YEAS 35 NAYS 3 -SJ 604 (Senate)
- 2025-04-29: Read 3rd time -SJ 604 (Senate)
- 2025-04-29: Amendment(s) adopted (181416, 911276) -SJ 604 (Senate)
- 2025-04-29: Read 2nd time -SJ 603 (Senate)
- 2025-04-23: CS/CS by Rules read 1st time (Senate)
- 2025-04-23: Placed on Special Order Calendar, 04/29/25 (Senate)
- 2025-04-22: Placed on Calendar, on 2nd reading (Senate)
- 2025-04-22: Pending reference review -under Rule 4.7(2) - (Committee Substitute) (Senate)
- 2025-04-21: CS/CS by- Rules; YEAS 22 NAYS 1 (Senate)
- 2025-04-16: On Committee agenda-- Rules, 04/21/25, 2:00 pm, 412 Knott Building (Senate)
- 2025-04-14: CS by Appropriations Committee on Agriculture, Environment, and General Government read 1st time (Senate)
- 2025-04-14: Now in Rules (Senate)
- 2025-04-14: Remaining references corrected to Rules (Senate)
- 2025-04-14: Original reference(s) removed: Fiscal Policy (Senate)
- 2025-04-14: Pending reference review under Rule 4.7(2) - (Committee Substitute) (Senate)
- 2025-04-10: CS by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 11 NAYS 0 (Senate)
- 2025-04-07: On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 04/10/25, 11:00 am, 412 Knott Building (Senate)
- 2025-03-11: Now in Appropriations Committee on Agriculture, Environment, and General Government (Senate)
- 2025-03-11: Favorable by Environment and Natural Resources; YEAS 8 NAYS 1 (Senate)
- 2025-03-06: On Committee agenda-- Environment and Natural Resources, 03/11/25, 4:00 pm, 110 Senate Building (Senate)
- 2025-03-04: Introduced (Senate)
- 2025-02-20: Referred to Environment and Natural Resources; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy (Senate)
- 2025-02-05: Filed (Senate)

## Bill text

- er, 2025-07-01: [HTML](https://www.flsenate.gov/Session/Bill/2025/492/BillText/er/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/492/BillText/er/PDF)
- e2, 2025-05-02: [HTML](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e2/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e2/PDF)
- e1, 2025-04-29: [HTML](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e1/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e1/PDF)
- c2, 2025-04-22: [HTML](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c2/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c2/PDF)
- c1, 2025-04-14: [HTML](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c1/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c1/PDF)
- Filed, 2025-02-05: [HTML](https://www.flsenate.gov/Session/Bill/2025/492/BillText/Filed/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/492/BillText/Filed/PDF)

## Related bills

- HB 1427: Nursing Education Programs (vetoed)
- HB 1095: Criminal Offender Substance Abuse Program (vetoed)
- HB 6017: Recovery of Damages for Medical Negligence Resulting in Death (vetoed)
- HB 1445: Public Officers and Employees (vetoed)
- HB 11: Municipal Water and Sewer Utility Rates (vetoed)
- HB 5015: State Group Insurance (vetoed)

## Sources
- [er (HTML)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/er/HTML)
- [er (PDF)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/er/PDF)
- [e2 (HTML)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e2/HTML)
- [e2 (PDF)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e2/PDF)
- [e1 (HTML)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e1/HTML)
- [e1 (PDF)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/e1/PDF)
- [c2 (HTML)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c2/HTML)
- [c2 (PDF)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c2/PDF)
- [c1 (HTML)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c1/HTML)
- [c1 (PDF)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/c1/PDF)
- [Filed (HTML)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/Filed/HTML)
- [Filed (PDF)](https://www.flsenate.gov/Session/Bill/2025/492/BillText/Filed/PDF)

## Related
- [HB 1427: Nursing Education Programs](https://policyrisk.com/state-bill/FL-HB1427-2025)
- [HB 1095: Criminal Offender Substance Abuse Program](https://policyrisk.com/state-bill/FL-HB1095-2025)
- [HB 6017: Recovery of Damages for Medical Negligence Resulting in Death](https://policyrisk.com/state-bill/FL-HB6017-2025)
- [HB 1445: Public Officers and Employees](https://policyrisk.com/state-bill/FL-HB1445-2025)
- [HB 11: Municipal Water and Sewer Utility Rates](https://policyrisk.com/state-bill/FL-HB11-2025)
- [HB 5015: State Group Insurance](https://policyrisk.com/state-bill/FL-HB5015-2025)
- [Florida bills](https://policyrisk.com/states/florida/bills)
- [Florida state hub](https://policyrisk.com/states/florida)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/FL-SB492-2025 (as of 2026-10-17).