# Florida SB 948: Flood Disclosures

Florida SB 948, Flood Disclosures, is a 2025 Senate bill sponsored by Jennifer Bradley (Republican); status signed, last action 2025-06-23 (Chapter No. 2025-166); PRIA reads it as touching household money (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/FL-SB948-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Florida SB 948
- State: Florida
- Session: 2025
- Title: Flood Disclosures
- Status: signed
- Chamber: Senate
- Introduced: 2025-02-20
- Last action: 2025-06-23, Chapter No. 2025-166
- Sponsor: Jennifer Bradley (Republican)
- Cosponsors: 2
- Subjects: Appropriation, Judiciary, Regulated Industries, Rules, House Calendar
- Touches household money: yes
- Roll calls: 5 (194 yes, 0 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Flood disclosures protect long-term renters: benefit, medium. Beginning October 1, 2025, landlords must give tenants a separate “FLOOD DISCLOSURE” before or when signing a rental agreement lasting at least one year. It covers known flooding, flood insurance claims including NFIP claims, and flood aid including FEMA assistance. The form defines flooding and wa…
- Mobile home renters get flood protections: benefit, medium. Beginning October 1, 2025, mobile home park owners must give lessees a separate “FLOOD DISCLOSURE” before signing or at occupancy, whichever comes first. It covers known flooding, flood insurance claims including NFIP claims, and flood aid including FEMA assistance. The form defines flooding and wa…
- Homebuyers get flood history disclosures: benefit, low. Beginning October 1, 2025, home sellers and condominium or cooperative developers must give buyers a separate form titled “FLOOD DISCLOSURE” at or before signing. It reports known flooding during ownership, flood insurance claims including NFIP claims, and flood aid including FEMA assistance. The f…

## Sponsors and cosponsors

- Sponsor: Jennifer Bradley (Republican), Senate
- Cosponsor: Judiciary
- Cosponsor: Rules

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-29 | House | House Floor Vote | pass | 114 | 0 |   |
| 2025-04-09 | Senate | Senate Floor Vote | pass | 37 | 0 |   |
| 2025-04-01 | Senate | Rules Vote | pass | 24 | 0 |   |
| 2025-03-25 | Senate | Regulated Industries Vote | pass | 8 | 0 |   |
| 2025-03-12 | Senate | Judiciary Vote | pass | 11 | 0 |   |

## Actions (35)

- 2025-06-23: Chapter No. 2025-166
- 2025-06-20: Approved by Governor
- 2025-06-18: Signed by Officers and presented to Governor
- 2025-04-29: Ordered enrolled (Senate)
- 2025-04-29: CS passed; YEAS 114, NAYS 0 (House)
- 2025-04-29: Read 3rd time (House)
- 2025-04-29: Added to Third Reading Calendar (House)
- 2025-04-29: Placed on 3rd reading (House)
- 2025-04-29: Read 2nd time (House)
- 2025-04-28: 1st Reading (Engrossed 1) (House)
- 2025-04-28: Bill added to Special Order Calendar (4/29/2025) (House)
- 2025-04-28: Bill referred to House Calendar (House)
- 2025-04-09: In Messages (House)
- 2025-04-09: Immediately certified -SJ 392 (Senate)
- 2025-04-09: CS passed as amended; YEAS 37 NAYS 0 -SJ 384 (Senate)
- 2025-04-09: Read 3rd time -SJ 384 (Senate)
- 2025-04-09: Amendment(s) adopted (788766) -SJ 383 (Senate)
- 2025-04-09: Read 2nd time -SJ 383 (Senate)
- 2025-04-03: Placed on Special Order Calendar, 04/09/25 (Senate)
- 2025-04-03: Placed on Calendar, on 2nd reading (Senate)
- 2025-04-02: CS/CS by Rules read 1st time (Senate)
- 2025-04-02: Pending reference review -under Rule 4.7(2) - (Committee Substitute) (Senate)
- 2025-04-01: CS/CS by- Rules; YEAS 24 NAYS 0 (Senate)
- 2025-03-27: On Committee agenda-- Rules, 04/01/25, 9:00 am, 412 Knott Building (Senate)
- 2025-03-26: Now in Rules (Senate)
- 2025-03-25: Favorable by Regulated Industries; YEAS 8 NAYS 0 (Senate)
- 2025-03-20: On Committee agenda-- Regulated Industries, 03/25/25, 4:00 pm, 412 Knott Building (Senate)
- 2025-03-18: CS by Judiciary read 1st time (Senate)
- 2025-03-13: Now in Regulated Industries (Senate)
- 2025-03-13: Pending reference review under Rule 4.7(2) - (Committee Substitute) (Senate)
- 2025-03-12: CS by Judiciary; YEAS 11 NAYS 0 (Senate)
- 2025-03-07: On Committee agenda-- Judiciary, 03/12/25, 8:30 am, 110 Senate Building (Senate)
- 2025-03-04: Introduced (Senate)
- 2025-02-28: Referred to Judiciary; Regulated Industries; Rules (Senate)
- 2025-02-20: Filed (Senate)

## Bill text

- er, 2025-10-01: [HTML](https://www.flsenate.gov/Session/Bill/2025/948/BillText/er/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/948/BillText/er/PDF)
- e1, 2025-04-09: [HTML](https://www.flsenate.gov/Session/Bill/2025/948/BillText/e1/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/948/BillText/e1/PDF)
- c2, 2025-04-02: [HTML](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c2/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c2/PDF)
- c1, 2025-03-13: [HTML](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c1/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c1/PDF)
- Filed, 2025-02-20: [HTML](https://www.flsenate.gov/Session/Bill/2025/948/BillText/Filed/HTML), [PDF](https://www.flsenate.gov/Session/Bill/2025/948/BillText/Filed/PDF)

## Related bills

- HB 1427: Nursing Education Programs (vetoed)
- HB 1095: Criminal Offender Substance Abuse Program (vetoed)
- HB 6017: Recovery of Damages for Medical Negligence Resulting in Death (vetoed)
- HB 1445: Public Officers and Employees (vetoed)
- HB 11: Municipal Water and Sewer Utility Rates (vetoed)
- HB 5015: State Group Insurance (vetoed)

## Sources
- [er (HTML)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/er/HTML)
- [er (PDF)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/er/PDF)
- [e1 (HTML)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/e1/HTML)
- [e1 (PDF)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/e1/PDF)
- [c2 (HTML)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c2/HTML)
- [c2 (PDF)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c2/PDF)
- [c1 (HTML)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c1/HTML)
- [c1 (PDF)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/c1/PDF)
- [Filed (HTML)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/Filed/HTML)
- [Filed (PDF)](https://www.flsenate.gov/Session/Bill/2025/948/BillText/Filed/PDF)

## Related
- [HB 1427: Nursing Education Programs](https://policyrisk.com/state-bill/FL-HB1427-2025)
- [HB 1095: Criminal Offender Substance Abuse Program](https://policyrisk.com/state-bill/FL-HB1095-2025)
- [HB 6017: Recovery of Damages for Medical Negligence Resulting in Death](https://policyrisk.com/state-bill/FL-HB6017-2025)
- [HB 1445: Public Officers and Employees](https://policyrisk.com/state-bill/FL-HB1445-2025)
- [HB 11: Municipal Water and Sewer Utility Rates](https://policyrisk.com/state-bill/FL-HB11-2025)
- [HB 5015: State Group Insurance](https://policyrisk.com/state-bill/FL-HB5015-2025)
- [Florida bills](https://policyrisk.com/states/florida/bills)
- [Florida state hub](https://policyrisk.com/states/florida)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/FL-SB948-2025 (as of 2026-10-19).