# Georgia HB 241: Contracts; convenience fees for payment by electronic means; revise provisions

Georgia HB 241, Contracts; convenience fees for payment by electronic means; revise provisions, is a 2025-2026 Regular Session House bill sponsored by Carter Barrett (Republican), Johnny Chastain (Republican), Demetrius Douglas (Democrat) and 3 others; status signed, last action 2025-07-01 (Effective Date); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/GA-HB241-2025-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Georgia HB 241
- State: Georgia
- Session: 2025-2026 Regular Session
- Title: Contracts; convenience fees for payment by electronic means; revise provisions
- Status: signed
- Chamber: House
- Introduced: 2025-02-04
- Last action: 2025-07-01, Effective Date
- Sponsors: Carter Barrett (Republican), Johnny Chastain (Republican), Demetrius Douglas (Democrat), Trey Rhodes (Republican), Will Wade (Republican), Noel Williams (Republican)
- Cosponsors: 1
- Subjects: Banks & Banking, Banking and Financial Institutions, General Bill
- Touches household money: yes
- Roll calls: 2 (213 yes, 6 no in all)
- Economic provisions PRIA read: 2

## Summary

No summary available.

## Bill overview: provisions PRIA read

- No-fee option and clear notice: benefit, low. A convenience fee cannot be charged unless a no‑fee way to pay is offered. You must be able to pay by cash, check, money order, or an electronic option with no fee. If a fee is charged, the lender or merchant must tell you the dollar amount first, say it is nonrefundable, and say it is for electron…
- Convenience fees for electronic payments allowed: cost, low. Lenders and merchants in certain loans and sales can charge a nonrefundable fee when you pay electronically. Electronic payment includes credit and debit cards, electronic funds transfer, e‑checks, and similar methods. The fee must equal their processing cost paid to a third party (including an aff…

## Sponsors and cosponsors

- Sponsor: Carter Barrett (Republican), House
- Sponsor: Johnny Chastain (Republican), House
- Sponsor: Demetrius Douglas (Democrat), House
- Sponsor: Trey Rhodes (Republican), House
- Sponsor: Will Wade (Republican), House
- Sponsor: Noel Williams (Republican), House
- Cosponsor: Shawn Still (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-27 | Senate | PASSAGE | pass | 53 | 3 |   |
| 2025-02-27 | House | PASSAGE | pass | 160 | 3 | 4 |

## Actions (15)

- 2025-07-01: Effective Date
- 2025-05-14: House Date Signed by Governor (House)
- 2025-05-14: Act 305
- 2025-04-07: House Sent to Governor (House)
- 2025-03-27: Senate Third Read (Senate)
- 2025-03-27: Senate Passed/Adopted (Senate)
- 2025-03-18: Senate Read Second Time (Senate)
- 2025-03-13: Senate Committee Favorably Reported (Senate)
- 2025-02-28: Senate Read and Referred (Senate)
- 2025-02-27: House Third Readers (House)
- 2025-02-27: House Passed/Adopted By Substitute (House)
- 2025-02-20: House Committee Favorably Reported By Substitute (House)
- 2025-02-06: House Second Readers (House)
- 2025-02-05: House First Readers (House)
- 2025-02-04: House Hopper (House)

## Bill text

- HB 241/AP* (v6): [PDF](https://www.legis.ga.gov/api/legislation/document/20252026/237752)

## Related bills

- SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckless stunt driving; replace the forfeiture penalty (signed)
- SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation for certain motor vehicles; provide (signed)
- SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Service Foundation; establish (signed)
- SB 406: "Georgia Property Owners' Bill of Rights Act"; enact (signed)
- HB 1391: Specialty license plates; honor public safety officers; establish (signed)
- HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact (signed)

## Sources
- [HB 241/AP* (v6) (PDF)](https://www.legis.ga.gov/api/legislation/document/20252026/237752)

## Related
- [SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckles…](https://policyrisk.com/state-bill/GA-SB160-2025-2026)
- [SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation f…](https://policyrisk.com/state-bill/GA-SB384-2025-2026)
- [SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Servic…](https://policyrisk.com/state-bill/GA-SB76-2025-2026)
- [SB 406: "Georgia Property Owners' Bill of Rights Act"; enact](https://policyrisk.com/state-bill/GA-SB406-2025-2026)
- [HB 1391: Specialty license plates; honor public safety officers; establish](https://policyrisk.com/state-bill/GA-HB1391-2025-2026)
- [HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact](https://policyrisk.com/state-bill/GA-HB1344-2025-2026)
- [Georgia bills](https://policyrisk.com/states/georgia/bills)
- [Georgia state hub](https://policyrisk.com/states/georgia)
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Source: PRIA, https://policyrisk.com/state-bill/GA-HB241-2025-2026 (as of 2026-10-12).