# Georgia HB 410: Insurance, Department of; efficiency in the practices; provide

Georgia HB 410, Insurance, Department of; efficiency in the practices; provide, is a 2025-2026 Regular Session House bill sponsored by Buddy DeLoach (Republican), Eddie Lumsden (Republican), Bruce Williamson (Republican); status signed, last action 2025-05-14 (House Date Signed by Governor) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/GA-HB410-2025-2026
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Georgia HB 410
- State: Georgia
- Session: 2025-2026 Regular Session
- Title: Insurance, Department of; efficiency in the practices; provide
- Status: signed
- Chamber: House
- Introduced: 2025-02-12
- Last action: 2025-05-14, House Date Signed by Governor
- Sponsors: Buddy DeLoach (Republican), Eddie Lumsden (Republican), Bruce Williamson (Republican)
- Cosponsors: 1
- Subjects: Insurance, Insurance and Labor, General Bill
- Touches household money: no
- Roll calls: 2 (211 yes, 0 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Insurers can use out-of-state deposits: benefit, low. Insurers based in another state can use deposits held there to meet all or part of Georgia’s deposit requirement. Georgia’s Insurance Commissioner must accept a properly issued certificate from that state’s insurance supervisor confirming the deposit. The deposit must be held in public custody and…
- Insurers face fewer filing publication steps: benefit, low. Domestic insurers no longer need to publish charter applications or charter surrenders. Publication requirements also end for charter amendments, fraternal benefit society charter petitions, and fraternal society mergers or consolidations. The law also removes specified requirements for probate-cou…
- Insurance agencies get simpler licensing rules: benefit, low. Insurance agencies no longer need separate licenses for Georgia branches; the principal office still needs a license before operations begin. The law repeals two fees for insurance branch licensees, but the source does not give their amounts. Agencies renew licenses every two years, before the last…

## Sponsors and cosponsors

- Sponsor: Buddy DeLoach (Republican), House
- Sponsor: Eddie Lumsden (Republican), House
- Sponsor: Bruce Williamson (Republican), House
- Cosponsor: Marty Harbin (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-28 | Senate | PASSAGE | pass | 47 | 0 | 2 |
| 2025-02-26 | House | PASSAGE | pass | 164 | 0 | 3 |

## Actions (15)

- 2025-05-14: House Date Signed by Governor (House)
- 2025-05-14: Act 265
- 2025-05-14: Effective Date
- 2025-04-10: House Sent to Governor (House)
- 2025-03-28: Senate Third Read (Senate)
- 2025-03-28: Senate Passed/Adopted (Senate)
- 2025-03-18: Senate Read Second Time (Senate)
- 2025-03-13: Senate Committee Favorably Reported (Senate)
- 2025-02-27: Senate Read and Referred (Senate)
- 2025-02-26: House Third Readers (House)
- 2025-02-26: House Passed/Adopted (House)
- 2025-02-20: House Committee Favorably Reported (House)
- 2025-02-18: House Second Readers (House)
- 2025-02-13: House First Readers (House)
- 2025-02-12: House Hopper (House)

## Bill text

- HB 410/AP* (v3): [PDF](https://www.legis.ga.gov/api/legislation/document/20252026/238069)

## Related bills

- SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckless stunt driving; replace the forfeiture penalty (signed)
- SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation for certain motor vehicles; provide (signed)
- SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Service Foundation; establish (signed)
- SB 406: "Georgia Property Owners' Bill of Rights Act"; enact (signed)
- HB 1391: Specialty license plates; honor public safety officers; establish (signed)
- HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact (signed)

## Sources
- [HB 410/AP* (v3) (PDF)](https://www.legis.ga.gov/api/legislation/document/20252026/238069)

## Related
- [SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckles…](https://policyrisk.com/state-bill/GA-SB160-2025-2026)
- [SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation f…](https://policyrisk.com/state-bill/GA-SB384-2025-2026)
- [SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Servic…](https://policyrisk.com/state-bill/GA-SB76-2025-2026)
- [SB 406: "Georgia Property Owners' Bill of Rights Act"; enact](https://policyrisk.com/state-bill/GA-SB406-2025-2026)
- [HB 1391: Specialty license plates; honor public safety officers; establish](https://policyrisk.com/state-bill/GA-HB1391-2025-2026)
- [HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact](https://policyrisk.com/state-bill/GA-HB1344-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/GA-HB410-2025-2026 (as of 2026-10-19).