# Georgia SB 156: "Georgia Insurance Premium Reduction Act"; enact

Georgia SB 156, "Georgia Insurance Premium Reduction Act"; enact, is a 2025-2026 Regular Session Senate bill sponsored by Ed Harbison (Democrat), David Lucas (Democrat), Derek Mallow (Democrat) and 3 others; status failed, last action 2025-02-13 (Senate Read and Referred) (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/GA-SB156-2025-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Georgia SB 156
- State: Georgia
- Session: 2025-2026 Regular Session
- Title: "Georgia Insurance Premium Reduction Act"; enact
- Status: failed
- Chamber: Senate
- Introduced: 2025-02-12
- Last action: 2025-02-13, Senate Read and Referred
- Sponsors: Ed Harbison (Democrat), David Lucas (Democrat), Derek Mallow (Democrat), Nikki Merritt (Democrat), Nabilah Parkes (Democrat), Freddie Powell Sims (Democrat)
- Cosponsors: 0
- Subjects: Insurance and Labor, General Bill
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Ed Harbison (Democrat), Senate
- Sponsor: David Lucas (Democrat), Senate
- Sponsor: Derek Mallow (Democrat), Senate
- Sponsor: Nikki Merritt (Democrat), Senate
- Sponsor: Nabilah Parkes (Democrat), Senate
- Sponsor: Freddie Powell Sims (Democrat), Senate

## Actions (2)

- 2025-02-13: Senate Read and Referred (Senate)
- 2025-02-12: Senate Hopper (Senate)

## Bill text

- As Introduced LC 46 1074 (v2): [PDF](https://www.legis.ga.gov/api/legislation/document/20252026/232204)

## Related bills

- SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckless stunt driving; replace the forfeiture penalty (signed)
- SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation for certain motor vehicles; provide (signed)
- SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Service Foundation; establish (signed)
- SB 406: "Georgia Property Owners' Bill of Rights Act"; enact (signed)
- HB 1391: Specialty license plates; honor public safety officers; establish (signed)
- HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact (signed)

## Sources
- [As Introduced LC 46 1074 (v2) (PDF)](https://www.legis.ga.gov/api/legislation/document/20252026/232204)

## Related
- [SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckles…](https://policyrisk.com/state-bill/GA-SB160-2025-2026)
- [SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation f…](https://policyrisk.com/state-bill/GA-SB384-2025-2026)
- [SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Servic…](https://policyrisk.com/state-bill/GA-SB76-2025-2026)
- [SB 406: "Georgia Property Owners' Bill of Rights Act"; enact](https://policyrisk.com/state-bill/GA-SB406-2025-2026)
- [HB 1391: Specialty license plates; honor public safety officers; establish](https://policyrisk.com/state-bill/GA-HB1391-2025-2026)
- [HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact](https://policyrisk.com/state-bill/GA-HB1344-2025-2026)
- [Georgia bills](https://policyrisk.com/states/georgia/bills)
- [Georgia state hub](https://policyrisk.com/states/georgia)
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Source: PRIA, https://policyrisk.com/state-bill/GA-SB156-2025-2026 (as of 2026-10-12).