# Georgia SB 201: Consumer Transactions; increased consumer protection for homeowners entering into contracts with contractors following natural disasters; provide

Georgia SB 201, Consumer Transactions; increased consumer protection for homeowners entering into contracts with contractors following natural disasters; provide, is a 2025-2026 Regular Session Senate bill sponsored by Jason Anavitarte (Republican), Lee Anderson (Republican), Brandon Beach (Republican) and 23 others; status signed, last action 2025-07-01 (Effective Date); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/GA-SB201-2025-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Georgia SB 201
- State: Georgia
- Session: 2025-2026 Regular Session
- Title: Consumer Transactions; increased consumer protection for homeowners entering into contracts with contractors following natural disasters; provide
- Status: signed
- Chamber: Senate
- Introduced: 2025-02-19
- Last action: 2025-07-01, Effective Date
- Sponsors: Jason Anavitarte (Republican), Lee Anderson (Republican), Brandon Beach (Republican), Timothy Bearden (Republican), Matt Brass (Republican), Max Burns (Republican), Drew Echols (Republican), Frank Ginn (Republican), Steve Gooch (Republican), Russ Goodman (Republican), Marty Harbin (Republican), Bo Hatchett (Republican), Billy Hickman (Republican), Mike Hodges (Republican), John F. Kennedy (Republican), Kay Kirkpatrick (Republican), Chuck Payne (Republican), Randy Robertson (Republican), Ed Setzler (Republican), Shawn Still (Republican), Brian Strickland (Republican), Carden Summers (Republican), Blake Tillery (Republican), Larry Walker (Republican), Sam Watson (Republican), Rick Williams (Republican)
- Cosponsors: 1
- Subjects: Agriculture & Consumer Affairs, Insurance and Labor, General Bill
- Touches household money: yes
- Roll calls: 3 (265 yes, 3 no in all)
- Economic provisions PRIA read: 2

## Summary

No summary available.

## Bill overview: provisions PRIA read

- More protection for homeowners after disaster damage: benefit, medium. Beginning July 1, 2025, Georgia protects homeowners signing disaster repair, replacement, or damage-reduction contracts within one year after a qualifying disaster. These protections cover primary homes damaged by floods, tornadoes, hurricanes, earthquakes, or other events covered by the Governor’s…
- Homeowners gain protection against transferring insurance payments: benefit, low. Beginning January 1, 2026, Georgia insurers cannot sell or issue home policies allowing certain transfers of insurance payments to contractors. The ban covers transfers within one year after a qualifying disaster damages the insured person’s primary home. It applies to policies issued, delivered, i…

## Sponsors and cosponsors

- Sponsor: Jason Anavitarte (Republican), Senate
- Sponsor: Lee Anderson (Republican), Senate
- Sponsor: Brandon Beach (Republican), Senate
- Sponsor: Timothy Bearden (Republican), Senate
- Sponsor: Matt Brass (Republican), Senate
- Sponsor: Max Burns (Republican), Senate
- Sponsor: Drew Echols (Republican), Senate
- Sponsor: Frank Ginn (Republican), Senate
- Sponsor: Steve Gooch (Republican), Senate
- Sponsor: Russ Goodman (Republican), Senate
- Sponsor: Marty Harbin (Republican), Senate
- Sponsor: Bo Hatchett (Republican), Senate
- Sponsor: Billy Hickman (Republican), Senate
- Sponsor: Mike Hodges (Republican), Senate
- Sponsor: John F. Kennedy (Republican), Senate
- Sponsor: Kay Kirkpatrick (Republican), Senate
- Sponsor: Chuck Payne (Republican), Senate
- Sponsor: Randy Robertson (Republican), Senate
- Sponsor: Ed Setzler (Republican), Senate
- Sponsor: Shawn Still (Republican), Senate
- Sponsor: Brian Strickland (Republican), Senate
- Sponsor: Carden Summers (Republican), Senate
- Sponsor: Blake Tillery (Republican), Senate
- Sponsor: Larry Walker (Republican), Senate
- Sponsor: Sam Watson (Republican), Senate
- Sponsor: Rick Williams (Republican), Senate
- Cosponsor: Leesa Hagan (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-04 | Senate | AGREE TO HOUSE SUBSTITUTE | pass | 49 | 1 | 5 |
| 2025-03-31 | House | PASSAGE | pass | 163 | 1 | 5 |
| 2025-03-04 | Senate | PASSAGE BY SUBSTITUTE | pass | 53 | 1 |   |

## Actions (16)

- 2025-07-01: Effective Date
- 2025-05-08: Senate Date Signed by Governor (Senate)
- 2025-05-08: Act 71
- 2025-04-10: Senate Sent to Governor (Senate)
- 2025-04-04: Senate Agreed House Amend or Sub (Senate)
- 2025-03-31: House Third Readers (House)
- 2025-03-31: House Passed/Adopted By Substitute (House)
- 2025-03-20: House Committee Favorably Reported By Substitute (House)
- 2025-03-10: House Second Readers (House)
- 2025-03-06: House First Readers (House)
- 2025-03-04: Senate Third Read (Senate)
- 2025-03-04: Senate Passed/Adopted By Substitute (Senate)
- 2025-03-03: Senate Read Second Time (Senate)
- 2025-02-28: Senate Committee Favorably Reported By Substitute (Senate)
- 2025-02-20: Senate Read and Referred (Senate)
- 2025-02-19: Senate Hopper (Senate)

## Bill text

- SB 201/AP* (v9): [PDF](https://www.legis.ga.gov/api/legislation/document/20252026/239589)

## Related bills

- SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckless stunt driving; replace the forfeiture penalty (signed)
- SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation for certain motor vehicles; provide (signed)
- SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Service Foundation; establish (signed)
- SB 406: "Georgia Property Owners' Bill of Rights Act"; enact (signed)
- HB 1391: Specialty license plates; honor public safety officers; establish (signed)
- HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact (signed)

## Sources
- [SB 201/AP* (v9) (PDF)](https://www.legis.ga.gov/api/legislation/document/20252026/239589)

## Related
- [SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckles…](https://policyrisk.com/state-bill/GA-SB160-2025-2026)
- [SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation f…](https://policyrisk.com/state-bill/GA-SB384-2025-2026)
- [SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Servic…](https://policyrisk.com/state-bill/GA-SB76-2025-2026)
- [SB 406: "Georgia Property Owners' Bill of Rights Act"; enact](https://policyrisk.com/state-bill/GA-SB406-2025-2026)
- [HB 1391: Specialty license plates; honor public safety officers; establish](https://policyrisk.com/state-bill/GA-HB1391-2025-2026)
- [HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact](https://policyrisk.com/state-bill/GA-HB1344-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/GA-SB201-2025-2026 (as of 2026-10-12).