# Georgia SB 35: Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days

Georgia SB 35, Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days, is a 2025-2026 Regular Session Senate bill sponsored by John Albers (Republican), Bill Cowsert (Republican), Marty Harbin (Republican) and 2 others; status signed, last action 2026-01-01 (Effective Date) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/GA-SB35-2025-2026
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Georgia SB 35
- State: Georgia
- Session: 2025-2026 Regular Session
- Title: Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days
- Status: signed
- Chamber: Senate
- Introduced: 2025-01-27
- Last action: 2026-01-01, Effective Date
- Sponsors: John Albers (Republican), Bill Cowsert (Republican), Marty Harbin (Republican), Randy Robertson (Republican), Larry Walker (Republican)
- Cosponsors: 1
- Subjects: Insurance, Insurance and Labor, General Bill
- Touches household money: no
- Roll calls: 2 (223 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Georgia homeowners get longer insurance nonrenewal notice: benefit, low. Beginning January 1, 2026, insurers must give named policyholders at least 60 days’ written notice before not renewing covered Georgia property insurance. This increases the earlier 30-day minimum. The rule covers policies governed by Georgia Code Section 33-24-46 issued, delivered, issued for deli…

## Sponsors and cosponsors

- Sponsor: John Albers (Republican), Senate
- Sponsor: Bill Cowsert (Republican), Senate
- Sponsor: Marty Harbin (Republican), Senate
- Sponsor: Randy Robertson (Republican), Senate
- Sponsor: Larry Walker (Republican), Senate
- Cosponsor: Matthew Gambill (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-18 | House | PASSAGE | pass | 168 | 0 | 6 |
| 2025-02-10 | Senate | PASSAGE BY SUBSTITUTE | pass | 55 | 0 |   |

## Actions (15)

- 2026-01-01: Effective Date
- 2025-05-14: Senate Date Signed by Governor (Senate)
- 2025-05-14: Act 277
- 2025-04-07: Senate Sent to Governor (Senate)
- 2025-03-18: House Third Readers (House)
- 2025-03-18: House Passed/Adopted (House)
- 2025-02-20: House Committee Favorably Reported (House)
- 2025-02-12: House Second Readers (House)
- 2025-02-11: House First Readers (House)
- 2025-02-10: Senate Third Read (Senate)
- 2025-02-10: Senate Passed/Adopted By Substitute (Senate)
- 2025-02-06: Senate Read Second Time (Senate)
- 2025-02-05: Senate Committee Favorably Reported By Substitute (Senate)
- 2025-01-28: Senate Read and Referred (Senate)
- 2025-01-27: Senate Hopper (Senate)

## Bill text

- SB 35/AP* (v7): [PDF](https://www.legis.ga.gov/api/legislation/document/20252026/236504)

## Related bills

- SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckless stunt driving; replace the forfeiture penalty (signed)
- SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation for certain motor vehicles; provide (signed)
- SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Service Foundation; establish (signed)
- SB 406: "Georgia Property Owners' Bill of Rights Act"; enact (signed)
- HB 1391: Specialty license plates; honor public safety officers; establish (signed)
- HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact (signed)

## Sources
- [SB 35/AP* (v7) (PDF)](https://www.legis.ga.gov/api/legislation/document/20252026/236504)

## Related
- [SB 160: Reckless Stunt Driving; a motor vehicle involved in a second offense of reckles…](https://policyrisk.com/state-bill/GA-SB160-2025-2026)
- [SB 384: Motor Vehicle; optional five-year motor vehicle registration and revalidation f…](https://policyrisk.com/state-bill/GA-SB384-2025-2026)
- [SB 76: License Plates; specialty license plate benefitting the Georgia Veterans Servic…](https://policyrisk.com/state-bill/GA-SB76-2025-2026)
- [SB 406: "Georgia Property Owners' Bill of Rights Act"; enact](https://policyrisk.com/state-bill/GA-SB406-2025-2026)
- [HB 1391: Specialty license plates; honor public safety officers; establish](https://policyrisk.com/state-bill/GA-HB1391-2025-2026)
- [HB 1344: Georgia Insurance Affordability and Claims Integrity Act; enact](https://policyrisk.com/state-bill/GA-HB1344-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/GA-SB35-2025-2026 (as of 2026-10-19).