# Hawaii HB 2282: RELATING TO INSURANCE.

Hawaii HB 2282, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 2) House bill sponsored by Nadine K. Nakamura (Democratic); status signed, last action 2026-05-26 (Act 040, 05/26/2026 (Gov. Msg. No. 1140).); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-HB2282-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii HB 2282
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO INSURANCE.
- Status: signed
- Chamber: House
- Introduced: 2026-01-26
- Last action: 2026-05-26, Act 040, 05/26/2026 (Gov. Msg. No. 1140).
- Sponsor: Nadine K. Nakamura (Democratic)
- Cosponsors: 0
- Subjects: Insurance Code, Premium Increase, Adjuster, Independent Bill Reviewer, Producer, Disciplinary Licensing Action, Notice Requirements, Cancellation, Nonrenewal, Purchase Group, CPN, JDC
- Touches household money: yes
- Roll calls: 10 (223 yes, 0 no in all)
- Economic provisions PRIA read: 3

## Summary

Beginning 1/1/2027, requires insurers to provide explanation of premium increases upon request; clarifies grounds for denial, suspension, and revocation of an adjuster and bill reviewer license; clarifies procedures for denying, suspending, and revoking an insurance producer license; and amends the notice requirements for cancellation or nonrenewal of a property insurance policy. Clarifies the date on which purchase groups are required to pay an annual service fee. Effective 7/1/2050. (SD1)

## Bill overview: provisions PRIA read

- Clearer renewal and cancellation notices for policyholders: benefit, low. Starting January 1, 2027, policyholders can ask in writing why a renewal premium increased, and insurers must give a reasonable explanation. Property policies generally require at least 10 days’ notice of cancellation and 30 days’ notice of nonrenewal. Residential cancellations generally require 20…
- Higher penalties for purchasing groups: cost, low. A Hawaii-registered purchasing group must pay its annual service fee by the extension date, rather than August 16. If it misses the deadline, it owes a penalty equal to 50% of the fee. If the fee and penalty remain unpaid 30 days after the commissioner sends a delinquency notice, the commissioner m…
- Stricter discipline and hearings for insurance licensees: mixed, low. Starting January 1, 2027, the insurance commissioner can deny, suspend, or revoke licenses, place licensees on probation, and impose fines of $100 to $10,000. Reasons include false applications, fraud, legal violations, felony convictions, certain out-of-state licensing actions, and unpaid child su…

## Sponsors and cosponsors

- Sponsor: Nadine K. Nakamura (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-05-06 | House | House Floor Vote | pass | 51 | 0 |   |
| 2026-05-01 | Senate | Senate Floor Vote | pass | 24 | 0 |   |
| 2026-04-27 | House | The Conference Committee recommends that the measure be Passed, with Amendments.... | pass | 3 | 0 |   |
| 2026-04-27 | Senate | The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS.... | pass | 3 | 0 |   |
| 2026-04-14 | Senate | Senate Floor Vote | pass | 25 | 0 |   |
| 2026-04-07 | Senate | The committee(s) on JDC recommend(s) that the measure be PASSED, UNAMENDED. The... | pass | 4 | 0 |   |
| 2026-03-18 | Senate | The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 5 | 0 |   |
| 2026-03-10 | House | House Floor Vote | pass | 48 | 0 |   |
| 2026-03-05 | House | House Floor Vote | pass | 49 | 0 |   |
| 2026-02-24 | House | The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 11 | 0 |   |

## Actions (42)

- 2026-05-26: Act 040, 05/26/2026 (Gov. Msg. No. 1140). (Senate)
- 2026-05-26: Act 040, on 05/26/2026 (Gov. Msg. No. 1140). (House)
- 2026-05-08: Received notice of passage on Final Reading in House (Hse. Com. No. 888). (Senate)
- 2026-05-07: Transmitted to Governor. (House)
- 2026-05-06: Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0). (House)
- 2026-05-05: Received notice of Final Reading (Sen. Com. No. 814). (House)
- 2026-05-01: Deferred one day 05-06-26. (House)
- 2026-05-01: Passed Final Reading, as amended (CD 1). Ayes, 24; Aye(s) with reservations: none. Noes, 0 (none). Excused, 1 (Senator(s) Fukunaga). (Senate)
- 2026-04-29: Reported from Conference Committee (Conf Com. Rep. No. 36-26) as amended in (CD 1). (House)
- 2026-04-29: Forty-eight (48) hours notice Friday, 05-01-26. (House)
- 2026-04-29: Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 36-26). (Senate)
- 2026-04-29: 48 Hrs. Notice (as amended CD 1) 05-01-26 (Senate)
- 2026-04-27: The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Matayoshi, Grandinetti, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none. (House)
- 2026-04-27: The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) Keohokalole, Rhoads, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. (Senate)
- 2026-04-24: Bill scheduled for Conference Committee Meeting on Monday, 04-27-26 2:30PM in conference room 224. (House)
- 2026-04-23: Received notice of Senate conferees (Sen. Com. No. 725). (House)
- 2026-04-22: Senate Conferees Appointed: Keohokalole Chair; Rhoads Co-Chair; Awa. (Senate)
- 2026-04-20: House Conferees Appointed: Matayoshi Chair; Grandinetti, Pierick. (House)
- 2026-04-20: Received notice of appointment of House conferees (Hse. Com. No. 786). (Senate)
- 2026-04-17: Received notice of disagreement (Hse. Com. No. 780). (Senate)
- 2026-04-16: House disagrees with Senate amendment (s). (House)
- 2026-04-14: Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. (Senate)
- 2026-04-14: Returned from Senate (Sen. Com. No. 673) in amended form (SD 1). (House)
- 2026-04-10: Reported from JDC (Stand. Com. Rep. No. 3791) with recommendation of passage on Third Reading. (Senate)
- 2026-04-10: One Day Notice 04-14-26. (Senate)
- 2026-04-07: The committee(s) on JDC recommend(s) that the measure be PASSED, UNAMENDED. The votes in JDC were as follows: 4 Aye(s): Senator(s) Rhoads, Gabbard, Chang, San Buenaventura; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa. (Senate)
- 2026-04-01: The committee(s) on JDC will hold a public decision making on 04-07-26 10:15AM; Conference Room 016 & Videoconference. (Senate)
- 2026-03-25: Reported from CPN (Stand. Com. Rep. No. 3185) with recommendation of passage on Second Reading, as amended (SD 1) and referral to JDC. (Senate)
- 2026-03-25: Report adopted; Passed Second Reading, as amended (SD 1) and referred to JDC. (Senate)
- 2026-03-18: The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. (Senate)
- 2026-03-13: The committee(s) on CPN has scheduled a public hearing on 03-18-26 9:30AM; Conference Room 229 & Videoconference. (Senate)
- 2026-03-12: Received from House (Hse. Com. No. 389). (Senate)
- 2026-03-12: Passed First Reading. (Senate)
- 2026-03-12: Referred to CPN, JDC. (Senate)
- 2026-03-10: Passed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Kong, Pierick excused (2). Transmitted to Senate. (House)
- 2026-03-05: Reported from CPC (Stand. Com. Rep. No. 899-26) as amended in HD 1, recommending passage on Second Reading and placement on the calendar for Third Reading. (House)
- 2026-03-05: Passed Second Reading as amended in HD 1; placed on the calendar for Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Perruso excused (1). (House)
- 2026-02-24: The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Kong, Lowen, Marten, Tam, Pierick; Ayes with reservations: Representative(s) Iwamoto; Noes: none; and Excused: none. (House)
- 2026-02-20: Bill scheduled to be heard by CPC on Tuesday, 02-24-26 2:00PM in House conference room 329 VIA VIDEOCONFERENCE. (House)
- 2026-01-30: Referred to CPC, referral sheet 5 (House)
- 2026-01-28: Introduced and Pass First Reading. (House)
- 2026-01-26: Pending introduction. (House)

## Bill text

- Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_CD1_.pdf)
- HB2282_CD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_CD1_.HTM)
- HB2282_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_HD1_.HTM)
- HB2282_SD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_SD1_.HTM)
- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/GM1140_.PDF)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 1973: RELATING TO HEALTH. (signed)

## Sources
- [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_CD1_.pdf)
- [HB2282_CD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_CD1_.HTM)
- [HB2282_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_HD1_.HTM)
- [HB2282_SD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_SD1_.HTM)
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2282_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/GM1140_.PDF)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 1973: RELATING TO HEALTH.](https://policyrisk.com/state-bill/HI-HB1973-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
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Source: PRIA, https://policyrisk.com/state-bill/HI-HB2282-2026 (as of 2026-11-01).