# Hawaii HB 254: RELATING TO INSURANCE.

Hawaii HB 254, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 1) House bill sponsored by Scot Z. Matayoshi (Democratic); status in committee, last action 2025-01-21 (Referred to CPC, FIN, referral sheet 1) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/HI-HB254-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii HB 254
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO INSURANCE.
- Status: in committee
- Chamber: House
- Introduced: 2025-01-16
- Last action: 2025-01-21, Referred to CPC, FIN, referral sheet 1
- Sponsor: Scot Z. Matayoshi (Democratic)
- Cosponsors: 1
- Subjects: Insurance Division, Insurance Commissioner, Property Insurance, Premium Change Notice, Notice Requirements, Transparency, Review, Reports, Public Reporting and Dispute Resolution Program, Complaint, Appeals, Disaster Risk Mitigation, CPC, FIN
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Requires insurers to provide advance written notice to policyholders and the Insurance Commissioner, with reasonable explanations and primary factors, of any policy cancellation, non-renewal, or proposed premium increase, if, upon renewal, premiums are scheduled to increase more than ten per cent. Requires insurers that provide property insurance to file rate schedules and underlying criteria with the Insurance Commissioner. Requires the Insurance Commissioner to conduct periodic reviews of insurance rates and submit annual reports to the Legislature. Requires the Insurance Commissioner to establish a Public Reporting and Dispute Resolution Program to handle complaints and appeals regarding premium increases. Requires insurers to provide premium discounts or credits to policyholders that implement disaster risk mitigation measures.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Scot Z. Matayoshi (Democratic), House
- Cosponsor: Cory M. Chun (Democratic), House

## Actions (3)

- 2025-01-21: Referred to CPC, FIN, referral sheet 1 (House)
- 2025-01-17: Introduced and Pass First Reading. (House)
- 2025-01-16: Pending introduction. (House)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB254_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB254_.pdf)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB254_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB254_.pdf)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-HB254-2025 (as of 2026-10-17).