# Hawaii HB 2583: RELATING TO ECONOMIC DEVELOPMENT. Hawaii HB 2583, RELATING TO ECONOMIC DEVELOPMENT., is a 2025–2026 Regular Session (Year 2) House bill sponsored by Kirstin Kahaloa (Democratic); status signed, last action 2026-07-06 (Act 183, 07/06/2026 (Gov. Msg. No. 1285).); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/HI-HB2583-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Hawaii HB 2583 - State: Hawaii - Session: 2025–2026 Regular Session (Year 2) - Title: RELATING TO ECONOMIC DEVELOPMENT. - Status: signed - Chamber: House - Introduced: 2026-01-28 - Last action: 2026-07-06, Act 183, 07/06/2026 (Gov. Msg. No. 1285). - Sponsor: Kirstin Kahaloa (Democratic) - Cosponsors: 9 - Subjects: DBEDT, Hawaii Micro-Lending Credit Enhancement Program, Credit Enhancement, Loan Loss Reserves, Small Businesses, Special Fund, Reports, Appropriation, EDT, WAM/CPN - Touches household money: yes - Roll calls: 11 (223 yes, 0 no in all) - Economic provisions PRIA read: 1 ## Summary Establishes the Hawaii Micro-Lending Credit Enhancement Program within the Department of Business, Economic Development, and Tourism to expand micro-lending capacity by providing state‑funded loan loss reserves or other credit enhancement that absorbs first losses on qualified micro-loans made by participating lenders to Hawaii small businesses. Allows borrower fees and state matching contributions to capitalize lender-held loan loss reserve accounts. Establishes the Hawaii Micro-Lending Credit Enhancement Special Fund. Requires reports to the Legislature. Appropriates funds. Effective 7/1/3050. (SD1) ## Bill overview: provisions PRIA read - Hawaii small businesses get loan support: mixed, low. Beginning July 1, 2026, Hawaii’s Department of Business, Economic Development, and Tourism runs a voluntary program to encourage micro-loans by sharing lenders’ risks. Eligible businesses must be for-profit, authorized to do business in Hawaii, mainly operate there, and meet department size standar… ## Sponsors and cosponsors - Sponsor: Kirstin Kahaloa (Democratic), House - Cosponsor: KEOHOKAPU-LEE LOY - Cosponsor: Darius K. Kila (Democratic), House - Cosponsor: Matthias Kusch (Democratic), House - Cosponsor: Lisa Marten (Democratic), House - Cosponsor: Tyson K. Miyake (Democratic), House - Cosponsor: Amy A. Perruso (Democratic), House - Cosponsor: Mahina Poepoe (Democratic), House - Cosponsor: REYES ODA - Cosponsor: Garner M. Shimizu (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-05-06 | House | House Floor Vote | pass | 51 | 0 | | | 2026-05-01 | Senate | The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS.... | pass | 3 | 0 | | | 2026-05-01 | House | The Conference Committee recommends that the measure be Passed, with Amendments.... | pass | 4 | 0 | | | 2026-04-14 | Senate | Senate Floor Vote | pass | 25 | 0 | | | 2026-04-07 | Senate | The committee(s) on CPN recommend(s) that the measure be PASSED, UNAMENDED. The... | pass | 4 | 0 | | | 2026-04-07 | Senate | The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The... | pass | 11 | 0 | | | 2026-03-17 | Senate | The committee(s) on EDT recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 3 | 0 | | | 2026-03-05 | House | House Floor Vote | pass | 49 | 0 | | | 2026-03-02 | House | The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes ... | pass | 16 | 0 | | | 2026-02-18 | House | Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN... | pass | 50 | 0 | | | 2026-02-13 | House | The committee on ECD recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 7 | 0 | | ## Actions (49) - 2026-07-06: Act 183, 07/06/2026 (Gov. Msg. No. 1285). (Senate) - 2026-07-06: Act 183, on 07/06/2026 (Gov. Msg. No. 1285). (House) - 2026-05-08: Received notice of passage on Final Reading in House (Hse. Com. No. 888). (Senate) - 2026-05-07: Transmitted to Governor. (House) - 2026-05-06: Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0). (House) - 2026-05-06: Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none. (Senate) - 2026-05-06: Received notice of Final Reading (Sen. Com. No. 816). (House) - 2026-05-01: Conference Committee Meeting will reconvene on Friday, 05-01-26 at 11:30AM in Conference Room 411. (House) - 2026-05-01: Conference Committee Meeting will reconvene on Friday, 05-01-26 at 4:31PM in Conference Room 411. (House) - 2026-05-01: Conference committee meeting to reconvene on 05-01-26 5:37 PM; Conference Room 329. (Senate) - 2026-05-01: Conference committee meeting to reconvene on 05-01-26 5:40 PM; Conference Room 309. (Senate) - 2026-05-01: The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) DeCoite, Wakai, Lamosao; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella. (Senate) - 2026-05-01: The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 4 Ayes: Representative(s) Ilagan, Hussey, Tam, Gedeon; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none. (House) - 2026-05-01: Reported from Conference Committee (Conf Com. Rep. No. 188-26) as amended in (CD 1). (House) - 2026-05-01: Forty-eight (48) hours notice Wednesday, 05-06-26. (House) - 2026-05-01: Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 188-26). (Senate) - 2026-05-01: 48 Hrs. Notice (as amended CD 1) 05-06-26 (Senate) - 2026-04-30: Conference Committee Meeting will reconvene on Friday 05-01-26 8:01AM in conference room 411. (House) - 2026-04-28: Bill scheduled for Conference Committee Meeting on Thursday, 04-30-26 8:30AM in conference room 411. (House) - 2026-04-23: Received notice of Senate conferees (Sen. Com. No. 725). (House) - 2026-04-22: Senate Conferees Appointed: DeCoite Chair; Wakai, Lamosao Co-Chairs; Fevella. (Senate) - 2026-04-20: House Conferees Appointed: Ilagan, Hussey Co-Chairs; Tam, Gedeon. (House) - 2026-04-20: Received notice of appointment of House conferees (Hse. Com. No. 786). (Senate) - 2026-04-17: Received notice of disagreement (Hse. Com. No. 780). (Senate) - 2026-04-16: House disagrees with Senate amendment (s). (House) - 2026-04-14: Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. (Senate) - 2026-04-14: Returned from Senate (Sen. Com. No. 706) in amended form (SD 1). (House) - 2026-04-10: Reported from WAM/CPN (Stand. Com. Rep. No. 3737) with recommendation of passage on Third Reading. (Senate) - 2026-04-10: One Day Notice 04-14-26. (Senate) - 2026-04-07: The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 11 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 2 Excused: Senator(s) Lee, C., Richards. (Senate) - 2026-04-07: The committee(s) on CPN recommend(s) that the measure be PASSED, UNAMENDED. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa. (Senate) - 2026-04-02: The committee(s) on WAM/CPN will hold a public decision making on 04-07-26 10:30AM; Conference Room 211 & Videoconference. (Senate) - 2026-03-24: Reported from EDT (Stand. Com. Rep. No. 3145) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/CPN. (Senate) - 2026-03-24: Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/CPN. (Senate) - 2026-03-17: The committee(s) on EDT recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in EDT were as follows: 3 Aye(s): Senator(s) DeCoite, Wakai, Fukunaga; Aye(s) with reservations: none ; 0 No(es): none; and 2 Excused: Senator(s) Kim, Fevella. (Senate) - 2026-03-13: The committee(s) on EDT has scheduled a public hearing on 03-17-26 1:00PM; Conference Room 229 & Videoconference. (Senate) - 2026-03-10: Referred to EDT, WAM/CPN. (Senate) - 2026-03-06: Received from House (Hse. Com. No. 120). (Senate) - 2026-03-06: Passed First Reading. (Senate) - 2026-03-05: Reported from FIN (Stand. Com. Rep. No. 773-26), recommending passage on Third Reading. (House) - 2026-03-05: Passed Third Reading with Representative(s) Iwamoto voting aye with reservations; none voting no (0) and Representative(s) Perruso excused (1). Transmitted to Senate. (House) - 2026-03-02: The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 16 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Alcos, Gedeon, Reyes Oda; Ayes with reservations: none; Noes: none; and Excused: none. (House) - 2026-02-27: Bill scheduled to be heard by FIN on Monday, 03-02-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE. (House) - 2026-02-18: Reported from ECD (Stand. Com. Rep. No. 424-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN. (House) - 2026-02-18: Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0). (House) - 2026-02-13: The committee on ECD recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 7 Ayes: Representative(s) Ilagan, Hussey, Holt, Tam, Templo, Yamashita, Gedeon; Ayes with reservations: none; Noes: none; and Excused: none. (House) - 2026-02-10: Bill scheduled to be heard by ECD on Friday, 02-13-26 8:30AM in House conference room 423 VIA VIDEOCONFERENCE. (House) - 2026-02-02: Referred to ECD, FIN, referral sheet 6 (House) - 2026-01-28: Introduced and Pass First Reading. (House) ## Bill text - Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_CD1_.pdf) - HB2583_CD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_CD1_.HTM) - HB2583_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_HD1_.HTM) - HB2583_SD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_SD1_.HTM) - Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/GM1285_.PDF) ## Related bills - SB 847: RELATING TO PSYCHOLOGISTS. (became law) - HB 2344: RELATING TO SCHOOL FACILITIES. (signed) - HB 2023: RELATING TO TRANSPORTATION. (signed) - HB 2021: RELATING TO TRANSPORTATION. (signed) - SB 2338: RELATING TO HOUSING. (signed) - HB 1973: RELATING TO HEALTH. (signed) ## Sources - [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_CD1_.pdf) - [HB2583_CD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_CD1_.HTM) - [HB2583_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_HD1_.HTM) - [HB2583_SD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_SD1_.HTM) - [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB2583_.HTM) - [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/GM1285_.PDF) ## Related - [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026) - [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026) - [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026) - [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026) - [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026) - [HB 1973: RELATING TO HEALTH.](https://policyrisk.com/state-bill/HI-HB1973-2026) - [Hawaii bills](https://policyrisk.com/states/hawaii/bills) - [Hawaii state hub](https://policyrisk.com/states/hawaii) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/HI-HB2583-2026 (as of 2026-11-01).