# Hawaii HB 285: RELATING TO INSURANCE.

Hawaii HB 285, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 1) House bill sponsored by WARD; status in committee, last action 2025-01-21 (Referred to ECD, CPC, FIN, referral sheet 1) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/HI-HB285-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii HB 285
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO INSURANCE.
- Status: in committee
- Chamber: House
- Introduced: 2025-01-16
- Last action: 2025-01-21, Referred to ECD, CPC, FIN, referral sheet 1
- Sponsor: WARD
- Cosponsors: 7
- Subjects: Condominiums, Insurer, Tax Credit, Minority Caucus Package, ECD, CPC, FIN
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Establishes tax credits for insurers providing full property coverage to owners and associations of condominiums in the amount equal to twenty per cent of the insurance premium. Provides additional ten per cent tax credits to insurers incorporated in the State.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: WARD
- Cosponsor: David Alcos III (Republican), House
- Cosponsor: Diamond Garcia (Republican), House
- Cosponsor: Lauren Matsumoto (Republican), House
- Cosponsor: Christopher L. Muraoka (Republican), House
- Cosponsor: Elijah Pierick (Republican), House
- Cosponsor: REYES ODA
- Cosponsor: Garner M. Shimizu (Republican), House

## Actions (3)

- 2025-01-21: Referred to ECD, CPC, FIN, referral sheet 1 (House)
- 2025-01-17: Introduced and Pass First Reading. (House)
- 2025-01-16: Pending introduction. (House)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB285_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB285_.pdf)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB285_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB285_.pdf)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-HB285-2025 (as of 2026-10-17).