# Hawaii HB 286: RELATING TO THE INDIVIDUAL HOUSING ACCOUNT PROGRAM.

Hawaii HB 286, RELATING TO THE INDIVIDUAL HOUSING ACCOUNT PROGRAM., is a 2025–2026 Regular Session (Year 2) House bill sponsored by Lauren Matsumoto (Republican); status failed, last action 2026-04-02 (Received notice of the discharge of all House Conferees (Hse. Com. No. 457).); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-HB286-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii HB 286
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO THE INDIVIDUAL HOUSING ACCOUNT PROGRAM.
- Status: failed
- Chamber: House
- Introduced: 2025-01-16
- Last action: 2026-04-02, Received notice of the discharge of all House Conferees (Hse. Com. No. 457).
- Sponsor: Lauren Matsumoto (Republican)
- Cosponsors: 7
- Subjects: Individual Housing Account, Pre-tax Savings, Maximum Annual Deduction, Increase, HSG, ECD, FIN
- Touches household money: yes
- Roll calls: 7 (161 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

For taxable years, beginning 1/1/2026, increases the maximum annual deduction for contributions to, and maximum account levels for, individual housing accounts. Takes effect 7/1/2050. (SD1)

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Lauren Matsumoto (Republican), House
- Cosponsor: David Alcos III (Republican), House
- Cosponsor: Diamond Garcia (Republican), House
- Cosponsor: Christopher L. Muraoka (Republican), House
- Cosponsor: Elijah Pierick (Republican), House
- Cosponsor: REYES ODA
- Cosponsor: Garner M. Shimizu (Republican), House
- Cosponsor: WARD

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-08 | Senate | Senate Floor Vote | pass | 25 | 0 |   |
| 2025-04-02 | Senate | The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The... | pass | 13 | 0 |   |
| 2025-03-13 | Senate | The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 4 | 0 |   |
| 2025-03-04 | House | House Floor Vote | pass | 49 | 0 |   |
| 2025-02-25 | House | The committee on FIN recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 14 | 0 |   |
| 2025-02-04 | House | Passed Second Reading as amended in HD 1 and referred to the committee(s) on ECD... | pass | 48 | 0 |   |
| 2025-01-29 | House | The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 8 | 0 |   |

## Actions (41)

- 2026-04-02: Received notice of the discharge of all House Conferees (Hse. Com. No. 457). (Senate)
- 2026-04-01: House Conferee(s) discharged. (House)
- 2026-03-20: Senate Conferee(s) discharged. (Senate)
- 2026-03-20: Received notice of all Senate conferees being discharged (Sen. Com. No. 409). (House)
- 2025-12-08: Carried over to 2026 Regular Session.
- 2025-04-25: Conference committee meeting to reconvene on 04-25-25 3:30 PM; Conference Room 016. (Senate)
- 2025-04-25: Conference committee meeting to reconvene on 04-25-25 4:30 PM; Conference Room 225. (Senate)
- 2025-04-24: Bill scheduled for Conference Committee Meeting on Friday, 04-25-25 10:15AM in conference room 224. (House)
- 2025-04-21: Received notice of appointment of House conferees (Hse. Com. No. 755). (Senate)
- 2025-04-21: Senate Conferees Appointed: Chang Chair; Hashimoto Co-Chair; Fevella. (Senate)
- 2025-04-21: Received notice of Senate conferees (Sen. Com. No. 850). (House)
- 2025-04-17: Re-referred to HSG, ECD, FIN, referral sheet 33 (House)
- 2025-04-17: House Conferees Appointed: Evslin, Ilagan, Miyake Co-Chairs; Alcos, Matsumoto. (House)
- 2025-04-11: Received notice of disagreement (Hse. Com. No. 704). (Senate)
- 2025-04-10: House disagrees with Senate amendment (s). (House)
- 2025-04-08: Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. (Senate)
- 2025-04-08: Returned from Senate (Sen. Com. No. 613) in amended form (SD 1). (House)
- 2025-04-04: Reported from WAM (Stand. Com. Rep. No. 1783) with recommendation of passage on Third Reading. (Senate)
- 2025-04-04: One Day Notice 04-08-25. (Senate)
- 2025-04-02: The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 13 Aye(s): Senator(s) Dela Cruz, Moriwaki, Aquino, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. (Senate)
- 2025-03-27: The committee(s) on WAM will hold a public decision making on 04-02-25 10:01AM; Conference Room 211 & Videoconference. (Senate)
- 2025-03-20: Reported from HOU (Stand. Com. Rep. No. 1181) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM. (Senate)
- 2025-03-20: Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM. (Senate)
- 2025-03-13: The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in HOU were as follows: 4 Aye(s): Senator(s) Chang, Hashimoto, Aquino, Kanuha; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella. (Senate)
- 2025-03-10: The committee(s) on HOU has scheduled a public hearing on 03-13-25 1:25PM; Conference Room 225 & Videoconference. (Senate)
- 2025-03-06: Received from House (Hse. Com. No. 206). (Senate)
- 2025-03-06: Passed First Reading. (Senate)
- 2025-03-06: Referred to HOU, WAM. (Senate)
- 2025-03-04: Passed Third Reading as amended in HD 2 with none voting aye with reservations; none voting no (0) and Representative(s) Pierick, Ward excused (2). Transmitted to Senate. (House)
- 2025-02-28: Reported from FIN (Stand. Com. Rep. No. 1036) as amended in HD 2, recommending passage on Third Reading. (House)
- 2025-02-28: Forty-eight (48) hours notice Tuesday, 03-04-25. (House)
- 2025-02-25: The committee on FIN recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 14 Ayes: Representative(s) Yamashita, Takenouchi, Grandinetti, Holt, Hussey, Keohokapu-Lee Loy, Kusch, Lamosao, Lee, M., Miyake, Morikawa, Templo, Alcos, Reyes Oda; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Kitagawa, Ward. (House)
- 2025-02-21: Bill scheduled to be heard by FIN on Tuesday, 02-25-25 10:00AM in House conference room 308 VIA VIDEOCONFERENCE. (House)
- 2025-02-19: Re-referred to HSG, FIN, referral sheet 16 (House)
- 2025-02-04: Reported from HSG (Stand. Com. Rep. No. 134) as amended in HD 1, recommending passage on Second Reading and referral to ECD. (House)
- 2025-02-04: Passed Second Reading as amended in HD 1 and referred to the committee(s) on ECD with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Kong, Ward excused (3). (House)
- 2025-01-29: The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 8 Ayes: Representative(s) Evslin, Miyake, Grandinetti, Kila, Kitagawa, La Chica, Muraoka, Pierick; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Cochran. (House)
- 2025-01-27: Bill scheduled to be heard by HSG on Wednesday, 01-29-25 9:15AM in House conference room 430 VIA VIDEOCONFERENCE. (House)
- 2025-01-21: Referred to HSG, ECD, FIN, referral sheet 1 (House)
- 2025-01-17: Introduced and Pass First Reading. (House)
- 2025-01-16: Pending introduction. (House)

## Bill text

- Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_SD1_.pdf)
- HB286_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_HD1_.HTM)
- HB286_HD2: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_HD2_.HTM)
- HB286_SD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_SD1_.HTM)
- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_.PDF)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2964: RELATING TO PROPERTY INSURANCE. (signed)

## Sources
- [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_SD1_.pdf)
- [HB286_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_HD1_.HTM)
- [HB286_HD2 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_HD2_.HTM)
- [HB286_SD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_SD1_.HTM)
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/HB286_.PDF)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2964: RELATING TO PROPERTY INSURANCE.](https://policyrisk.com/state-bill/HI-SB2964-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
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Source: PRIA, https://policyrisk.com/state-bill/HI-HB286-2026 (as of 2026-11-01).