# Hawaii HB 490: RELATING TO INSURANCE.

Hawaii HB 490, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 1) House bill sponsored by Kim Coco Iwamoto (Democratic); status in committee, last action 2025-02-14 (Reported from CPC (Stand. Com. Rep. No. 783) as amended in HD 1, recommending passage on Second Reading and referral to FIN.) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/HI-HB490-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii HB 490
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO INSURANCE.
- Status: in committee
- Chamber: House
- Introduced: 2025-01-17
- Last action: 2025-02-14, Reported from CPC (Stand. Com. Rep. No. 783) as amended in HD 1, recommending passage on Second Reading and referral to FIN.
- Sponsor: Kim Coco Iwamoto (Democratic)
- Cosponsors: 3
- Subjects: Condominiums, Insurance Commissioner, Mutual Insurance, Report, CPC, FIN
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Requires the Insurance Commissioner to study the feasibility of the mutual insurance model for condominium associations and submit a report to the Legislature. Effective 7/1/3000. (HD1)

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Kim Coco Iwamoto (Democratic), House
- Cosponsor: Lauren Matsumoto (Republican), House
- Cosponsor: Elijah Pierick (Republican), House
- Cosponsor: WARD

## Actions (9)

- 2025-02-14: Reported from CPC (Stand. Com. Rep. No. 783) as amended in HD 1, recommending passage on Second Reading and referral to FIN. (House)
- 2025-02-14: Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Matayoshi, Poepoe, Ward excused (4). (House)
- 2025-02-12: The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 7 Ayes: Representative(s) Chun, Ilagan, Ichiyama, Iwamoto, Kong, Marten, Pierick; Ayes with reservations: none; Noes: none; and 3 Excused: Representative(s) Matayoshi, Lowen, Tam. (House)
- 2025-02-10: Bill scheduled for decision making on Wednesday, 02-12-25 2:00PM in conference room 329 VIA VIDEOCONFERENCE. (House)
- 2025-01-30: The committee(s) on CPC recommend(s) that the measure be deferred. (House)
- 2025-01-28: Bill scheduled to be heard by CPC on Thursday, 01-30-25 2:00PM in House conference room 329 VIA VIDEOCONFERENCE. (House)
- 2025-01-21: Introduced and Pass First Reading. (House)
- 2025-01-21: Referred to CPC, FIN, referral sheet 2 (House)
- 2025-01-17: Pending introduction. (House)

## Bill text

- Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_HD1_.pdf)
- HB490_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_HD1_.HTM)
- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_.PDF)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_HD1_.pdf)
- [HB490_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_HD1_.HTM)
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB490_.PDF)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-HB490-2025 (as of 2026-10-17).