# Hawaii HB 590: RELATING TO INSURANCE FOR HAWAII CONDOMINIUM PROPERTIES.

Hawaii HB 590, RELATING TO INSURANCE FOR HAWAII CONDOMINIUM PROPERTIES., is a 2025–2026 Regular Session (Year 1) House bill sponsored by Linda Ichiyama (Democratic); status first reading, last action 2025-01-21 (Introduced and Pass First Reading.) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/HI-HB590-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii HB 590
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO INSURANCE FOR HAWAII CONDOMINIUM PROPERTIES.
- Status: first reading
- Chamber: House
- Introduced: 2025-01-17
- Last action: 2025-01-21, Introduced and Pass First Reading.
- Sponsor: Linda Ichiyama (Democratic)
- Cosponsors: 0
- Subjects: Condominiums, Property Insurance, Insurance Premiums, Discounts, Risk Mitigation Upgrades, Disaster Response Plans, Fire and Life Safety Evaluation, CPC, JHA, FIN
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Requires property insurers to offer discounts on a condominium association's annual insurance premium if the association adopts specific risk mitigation upgrades or develops comprehensive disaster response plans. Requires property insurers of condominiums to base premium increases on actuarial justifications that reflect actual risk reduction resulting from upgraded fire safety improvements installed in conjunction with a building fire and life safety evaluation. Requires property insurers of condominiums to justify premium increases above 10%. Requires property insurers of condominiums to publicly report premium increases each year.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Linda Ichiyama (Democratic), House

## Actions (3)

- 2025-01-21: Introduced and Pass First Reading. (House)
- 2025-01-21: Referred to CPC, JHA, FIN, referral sheet 2 (House)
- 2025-01-17: Pending introduction. (House)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB590_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB590_.pdf)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB590_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB590_.pdf)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-HB590-2025 (as of 2026-10-17).