# Hawaii HB 885: RELATING TO INSURANCE.

Hawaii HB 885, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 1) House bill sponsored by WARD; status first reading, last action 2025-01-23 (Introduced and Pass First Reading.) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/HI-HB885-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii HB 885
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO INSURANCE.
- Status: first reading
- Chamber: House
- Introduced: 2025-01-21
- Last action: 2025-01-23, Introduced and Pass First Reading.
- Sponsor: WARD
- Cosponsors: 1
- Subjects: Insurance Commissioner, Condominiums, Property Insurance, Discounts, Risk Mitigation Upgrades, CPC, FIN
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Establishes a program that requires property insurers to offer discounts to condominium associations that make certain upgrades or take other specific actions to increase the building's resilience or reduce the association's risk profile. Requires the insurance commissioner to adopt rules to implement the program.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: WARD
- Cosponsor: David Alcos III (Republican), House

## Actions (3)

- 2025-01-23: Introduced and Pass First Reading. (House)
- 2025-01-23: Referred to CPC, FIN, referral sheet 3 (House)
- 2025-01-21: Pending introduction. (House)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB885_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB885_.pdf)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB885_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/HB885_.pdf)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-HB885-2025 (as of 2026-10-17).