# Hawaii SB 1576: RELATING TO FORECLOSURES.

Hawaii SB 1576, RELATING TO FORECLOSURES., is a 2025–2026 Regular Session (Year 1) Senate bill sponsored by Carol Fukunaga (Democratic); status in committee, last action 2025-01-27 (Referred to CPN, JDC.) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/HI-SB1576-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 1576
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO FORECLOSURES.
- Status: in committee
- Chamber: Senate
- Introduced: 2025-01-22
- Last action: 2025-01-27, Referred to CPN, JDC.
- Sponsor: Carol Fukunaga (Democratic)
- Cosponsors: 0
- Subjects: Limitations of Actions, Judicial Foreclosures, Nonjudicial Foreclosures, Residential Property Owners, Deficiency Judgments, Prohibited, CPN, JDC
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Clarifies the limitation of actions to recover debts related to notes and mortgage notes shall be six years. Prohibits creditors from pursuing deficiency judgments against residential property owners upon completion of a judicial or nonjudicial foreclosure.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Carol Fukunaga (Democratic), Senate

## Actions (3)

- 2025-01-27: Referred to CPN, JDC. (Senate)
- 2025-01-23: Introduced and passed First Reading. (Senate)
- 2025-01-22: Pending Introduction. (Senate)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1576_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1576_.pdf)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1576_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1576_.pdf)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-SB1576-2025 (as of 2026-10-17).