# Hawaii SB 1576: RELATING TO FORECLOSURES.

Hawaii SB 1576, RELATING TO FORECLOSURES., is a 2025–2026 Regular Session (Year 2) Senate bill sponsored by Carol Fukunaga (Democratic); status failed, last action 2025-12-08 (Carried over to 2026 Regular Session.) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-SB1576-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 1576
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO FORECLOSURES.
- Status: failed
- Chamber: Senate
- Introduced: 2025-01-22
- Last action: 2025-12-08, Carried over to 2026 Regular Session.
- Sponsor: Carol Fukunaga (Democratic)
- Cosponsors: 0
- Subjects: Limitations of Actions, Judicial Foreclosures, Nonjudicial Foreclosures, Residential Property Owners, Deficiency Judgments, Prohibited, CPN, JDC
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Clarifies the limitation of actions to recover debts related to notes and mortgage notes shall be six years. Prohibits creditors from pursuing deficiency judgments against residential property owners upon completion of a judicial or nonjudicial foreclosure.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Carol Fukunaga (Democratic), Senate

## Actions (4)

- 2025-12-08: Carried over to 2026 Regular Session.
- 2025-01-27: Referred to CPN, JDC. (Senate)
- 2025-01-23: Introduced and passed First Reading. (Senate)
- 2025-01-22: Pending Introduction. (Senate)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB1576_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB1576_.pdf)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 1973: RELATING TO HEALTH. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB1576_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB1576_.pdf)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 1973: RELATING TO HEALTH.](https://policyrisk.com/state-bill/HI-HB1973-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-SB1576-2026 (as of 2026-11-01).