# Hawaii SB 1645: RELATING TO INSURANCE.

Hawaii SB 1645, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 1) Senate bill sponsored by Kurt Fevella (Republican); status first reading, last action 2025-01-27 (Passed First Reading.) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/HI-SB1645-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 1645
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO INSURANCE.
- Status: first reading
- Chamber: Senate
- Introduced: 2025-01-23
- Last action: 2025-01-27, Passed First Reading.
- Sponsor: Kurt Fevella (Republican)
- Cosponsors: 0
- Subjects: Insurance, Physicians, Contracts, Fee for Service Plans, Reimbursement, HHS, CPN
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Provides that after 12/31/2025, each new or renewed contract between a mutual benefit society and a physician for a fee for service plan shall provide for: (1) The reimbursement of the physician's increased overhead costs, cost of living increases, and increased costs caused by inflation; and (2) An increase of 10% in the reimbursement rate of services after each 5-year period that the physician is in service.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Kurt Fevella (Republican), Senate

## Actions (3)

- 2025-01-27: Passed First Reading. (Senate)
- 2025-01-27: Referred to HHS, CPN. (Senate)
- 2025-01-23: Introduced. (Senate)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1645_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1645_.pdf)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1645_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB1645_.pdf)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-SB1645-2025 (as of 2026-10-17).