# Hawaii SB 2452: RELATING TO CLIMATE-FRIENDLY INSURERS.

Hawaii SB 2452, RELATING TO CLIMATE-FRIENDLY INSURERS., is a 2025–2026 Regular Session (Year 2) Senate bill sponsored by Karl Rhoads (Democratic); status failed, last action 2026-02-11 (The committee on AEN deferred the measure.) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-SB2452-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 2452
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO CLIMATE-FRIENDLY INSURERS.
- Status: failed
- Chamber: Senate
- Introduced: 2026-01-22
- Last action: 2026-02-11, The committee on AEN deferred the measure.
- Sponsor: Karl Rhoads (Democratic)
- Cosponsors: 1
- Subjects: DCCA, DOH, Insurance Commissioner, Climate-Friendly Insurers Act of 2026, Fossil Fuels, Insurance, Climate-Friendly Insurers Special Fund, Rules, Appropriation, CPN/AEN, WAM/JDC
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Establishes requirements for certain insurers to address climate-related financial risk by limiting underwriting and investment in fossil fuel projects and by requiring reporting, certification, and regulatory oversight. Requires the Department of Commerce and Consumer Affairs, in consultation with the Department of Health, to define certain terms by rule or guidance. Establishes the Climate-Friendly Insurers Special Fund. Appropriates funds.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Karl Rhoads (Democratic), Senate
- Cosponsor: Stanley Chang (Democratic), Senate

## Actions (6)

- 2026-02-11: The committee on AEN deferred the measure. (Senate)
- 2026-02-11: The committee on CPN deferred the measure. (Senate)
- 2026-02-06: The committee(s) on CPN/AEN has scheduled a public hearing on 02-11-26 10:00AM; Conference Room 229 & Videoconference. (Senate)
- 2026-01-28: Referred to CPN/AEN, WAM/JDC. (Senate)
- 2026-01-22: Introduced. (Senate)
- 2026-01-22: Passed First Reading. (Senate)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2452_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2452_.pdf)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2031: RELATING TO CONSUMER PROTECTION. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2452_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2452_.pdf)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2031: RELATING TO CONSUMER PROTECTION.](https://policyrisk.com/state-bill/HI-SB2031-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-SB2452-2026 (as of 2026-11-01).