# Hawaii SB 2948: RELATING TO INSURANCE FRAUD.

Hawaii SB 2948, RELATING TO INSURANCE FRAUD., is a 2025–2026 Regular Session (Year 2) Senate bill sponsored by Angus L.K. McKelvey (Democratic); status failed, last action 2026-03-30 (Reported from JHA (Stand. Com. Rep. No. 1545-26) as amended in HD 2, recommending referral to FIN.); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-SB2948-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 2948
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO INSURANCE FRAUD.
- Status: failed
- Chamber: Senate
- Introduced: 2026-01-23
- Last action: 2026-03-30, Reported from JHA (Stand. Com. Rep. No. 1545-26) as amended in HD 2, recommending referral to FIN.
- Sponsor: Angus L.K. McKelvey (Democratic)
- Cosponsors: 9
- Subjects: DCCA, Insurance Division, Insurance Fraud Investigations Branch, Insurance Commissioner, Insurance Fraud, Declarations of States of Emergency, Whistleblower Protection, Penalties, Reports, Appropriation, CPC, JHA, FIN
- Touches household money: yes
- Roll calls: 7 (116 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

Prohibits certain solicitation and inducement practices relating to insurance claims. Establishes disaster-related insurance fraud offenses. Broadens the scope of the offense of insurance fraud and the acts that constitute insurance fraud. Clarifies the penalties for the offense of insurance fraud and the capabilities and operations of the Insurance Fraud Investigations Branch, including the annual report to the Legislature and the use of fraud analytics. Reiterates protections for insurance fraud whistleblowers. Appropriates funds. Effective 7/1/3000. (HD2)

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Angus L.K. McKelvey (Democratic), Senate
- Cosponsor: Stanley Chang (Democratic), Senate
- Cosponsor: Carol Fukunaga (Democratic), Senate
- Cosponsor: Troy N. Hashimoto (Democratic), Senate
- Cosponsor: Jarrett Keohokalole (Democratic), Senate
- Cosponsor: Michelle N. Kidani (Democratic), Senate
- Cosponsor: Dru Mamo Kanuha (Democratic), Senate
- Cosponsor: Sharon Y. Moriwaki (Democratic), Senate
- Cosponsor: Herbert M. "Tim" Richards III (Democratic), Senate
- Cosponsor: Glenn Wakai (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-24 | House | The committee on JHA recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 9 | 0 |   |
| 2026-03-19 | House | Passed Second Reading as amended in HD 1 and referred to the committee(s) on JHA... | pass | 50 | 0 |   |
| 2026-03-17 | House | The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 10 | 0 |   |
| 2026-03-10 | Senate | Senate Floor Vote | pass | 25 | 0 |   |
| 2026-03-04 | Senate | The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 5 | 0 |   |
| 2026-03-04 | Senate | The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 13 | 0 |   |
| 2026-02-11 | Senate | The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 4 | 0 |   |

## Actions (24)

- 2026-03-30: Reported from JHA (Stand. Com. Rep. No. 1545-26) as amended in HD 2, recommending referral to FIN. (House)
- 2026-03-30: Report adopted; referred to the committee(s) on FIN as amended in HD 2 with Representative(s) Garcia voting aye with reservations; none voting no (0) and Representative(s) Cochran, Lowen, Perruso, Quinlan excused (4). (House)
- 2026-03-24: The committee on JHA recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Tarnas, Poepoe, Belatti, Hashem, Kahaloa, Takayama, Cochran; Ayes with reservations: Representative(s) Garcia, Shimizu; Noes: none; and 1 Excused: Representative(s) Sayama. (House)
- 2026-03-20: Bill scheduled to be heard by JHA on Tuesday, 03-24-26 2:00PM in House conference room 325 VIA VIDEOCONFERENCE. (House)
- 2026-03-19: Reported from CPC (Stand. Com. Rep. No. 1240-26) as amended in HD 1, recommending passage on Second Reading and referral to JHA. (House)
- 2026-03-19: Passed Second Reading as amended in HD 1 and referred to the committee(s) on JHA with none voting aye with reservations; none voting no (0) and none excused (0). (House)
- 2026-03-17: The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 10 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Kong, Marten, Tam, Pierick; Ayes with reservations: Representative(s) Iwamoto; Noes: none; and 1 Excused: Representative(s) Lowen. (House)
- 2026-03-12: Pass First Reading (House)
- 2026-03-12: Referred to CPC, JHA, FIN, referral sheet 17 (House)
- 2026-03-12: Bill scheduled to be heard by CPC on Tuesday, 03-17-26 2:00PM in House conference room 329 VIA VIDEOCONFERENCE. (House)
- 2026-03-10: Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. (Senate)
- 2026-03-10: Received from Senate (Sen. Com. No. 323) in amended form (SD 2). (House)
- 2026-03-06: Reported from WAM/JDC (Stand. Com. Rep. No. 2956) with recommendation of passage on Third Reading, as amended (SD 2). (Senate)
- 2026-03-06: 48 Hrs. Notice 03-10-26. (Senate)
- 2026-03-04: The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 5 Aye(s): Senator(s) Rhoads, Gabbard, Chang, San Buenaventura, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. (Senate)
- 2026-03-04: The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 13 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Richards, Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. (Senate)
- 2026-03-02: The committee(s) on WAM/JDC will hold a public decision making on 03-04-26 10:35AM; Conference Room 211 & Videoconference. (Senate)
- 2026-02-19: Reported from CPN (Stand. Com. Rep. No. 2395) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC. (Senate)
- 2026-02-19: Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC. (Senate)
- 2026-02-11: The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lamosao. (Senate)
- 2026-02-05: The committee(s) on CPN has scheduled a public hearing on 02-11-26 9:30AM; CR 229 & Videoconference. (Senate)
- 2026-01-30: Referred to CPN, WAM/JDC. (Senate)
- 2026-01-26: Passed First Reading. (Senate)
- 2026-01-23: Introduced. (Senate)

## Bill text

- Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_HD2_.pdf)
- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_.PDF)
- SB2948_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_HD1_.HTM)
- SB2948_HD2: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_HD2_.HTM)
- SB2948_SD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_SD1_.HTM)
- SB2948_SD2: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_SD2_.HTM)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2964: RELATING TO PROPERTY INSURANCE. (signed)

## Sources
- [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_HD2_.pdf)
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_.PDF)
- [SB2948_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_HD1_.HTM)
- [SB2948_HD2 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_HD2_.HTM)
- [SB2948_SD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_SD1_.HTM)
- [SB2948_SD2 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2948_SD2_.HTM)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2964: RELATING TO PROPERTY INSURANCE.](https://policyrisk.com/state-bill/HI-SB2964-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-SB2948-2026 (as of 2026-11-01).