# Hawaii SB 2960: RELATING TO PROPERTY INSURANCE.

Hawaii SB 2960, RELATING TO PROPERTY INSURANCE., is a 2025–2026 Regular Session (Year 2) Senate bill sponsored by Angus L.K. McKelvey (Democratic); status failed, last action 2026-04-27 (Senate Conferees Appointed: Keohokalole Chair; McKelvey Co-Chair; Awa.); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-SB2960-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 2960
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO PROPERTY INSURANCE.
- Status: failed
- Chamber: Senate
- Introduced: 2026-01-23
- Last action: 2026-04-27, Senate Conferees Appointed: Keohokalole Chair; McKelvey Co-Chair; Awa.
- Sponsor: Angus L.K. McKelvey (Democratic)
- Cosponsors: 5
- Subjects: Property Insurance, Declared State of Emergency, Replacement Cost Value, Actual Cost Value, Payment Time Frames, CPC
- Touches household money: yes
- Roll calls: 5 (140 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

Establishes a minimum time frame of twenty-four months following loss due to declared state of emergency for the policyholder to submit documentation to recover full replacement cost value of covered dwelling or structure. Allows extensions for good cause. Establishes a minimum time frame of twelve months from completion of covered dwelling or structure for the policyholder to submit documentation to recover full replacement cost value of covered personal property. Requires homeowners insurers to give timely notice to policyholders to explain the time frames and extensions. Effective 7/1/3000. (HD1)

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Angus L.K. McKelvey (Democratic), Senate
- Cosponsor: Stanley Chang (Democratic), Senate
- Cosponsor: Carol Fukunaga (Democratic), Senate
- Cosponsor: Troy N. Hashimoto (Democratic), Senate
- Cosponsor: Herbert M. "Tim" Richards III (Democratic), Senate
- Cosponsor: Joy A. San Buenaventura (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-14 | House | House Floor Vote | pass | 50 | 0 |   |
| 2026-04-09 | House | House Floor Vote | pass | 49 | 0 |   |
| 2026-04-07 | House | The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 11 | 0 |   |
| 2026-03-10 | Senate | Senate Floor Vote | pass | 25 | 0 |   |
| 2026-02-25 | Senate | The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 5 | 0 |   |

## Actions (24)

- 2026-04-27: Senate Conferees Appointed: Keohokalole Chair; McKelvey Co-Chair; Awa. (Senate)
- 2026-04-27: Received notice of Senate conferees (Sen. Com. No. 783). (House)
- 2026-04-20: House Conferees Appointed: Matayoshi Chair; Grandinetti, Pierick. (House)
- 2026-04-20: Received notice of appointment of House conferees (Hse. Com. No. 787). (Senate)
- 2026-04-16: Received from House (Hse. Com. No. 718). (Senate)
- 2026-04-16: Senate disagrees with House amendments. (Senate)
- 2026-04-16: Received notice of disagreement (Sen. Com. No. 710). (House)
- 2026-04-14: Passed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Quinlan excused (1). Transmitted to Senate. (House)
- 2026-04-09: Reported from CPC (Stand. Com. Rep. No. 1972-26) as amended in HD 1, recommending passage on Second Reading and placement on the calendar for Third Reading. (House)
- 2026-04-09: Passed Second Reading as amended in HD 1; placed on the calendar for Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Cochran excused (1). (House)
- 2026-04-07: The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Iwamoto, Kong, Lowen, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and Excused: none. (House)
- 2026-04-02: Bill scheduled to be heard by CPC on Tuesday, 04-07-26 2:05PM in House conference room 329 VIA VIDEOCONFERENCE. (House)
- 2026-03-12: Pass First Reading (House)
- 2026-03-12: Referred to CPC, referral sheet 17 (House)
- 2026-03-10: Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: none. Noes, 0 (none). Excused, 0 (none). Transmitted to House. (Senate)
- 2026-03-10: Received from Senate (Sen. Com. No. 326) in amended form (SD 1). (House)
- 2026-03-05: Reported from CPN (Stand. Com. Rep. No. 2795) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading. (Senate)
- 2026-03-05: Report adopted; Passed Second Reading, as amended (SD 1). (Senate)
- 2026-03-05: 48 Hrs. Notice 3/10/2026. (Senate)
- 2026-02-25: The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. (Senate)
- 2026-02-20: The committee(s) on CPN has scheduled a public hearing on 02-25-26 9:32AM; Conference Room 229 & Videoconference. (Senate)
- 2026-01-30: Referred to CPN. (Senate)
- 2026-01-26: Passed First Reading. (Senate)
- 2026-01-23: Introduced. (Senate)

## Bill text

- Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_HD1_.pdf)
- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_.PDF)
- SB2960_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_HD1_.HTM)
- SB2960_SD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_SD1_.HTM)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2964: RELATING TO PROPERTY INSURANCE. (signed)

## Sources
- [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_HD1_.pdf)
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_.PDF)
- [SB2960_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_HD1_.HTM)
- [SB2960_SD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2960_SD1_.HTM)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2964: RELATING TO PROPERTY INSURANCE.](https://policyrisk.com/state-bill/HI-SB2964-2026)
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- [Hawaii state hub](https://policyrisk.com/states/hawaii)
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Source: PRIA, https://policyrisk.com/state-bill/HI-SB2960-2026 (as of 2026-11-01).