# Hawaii SB 2961: RELATING TO INSURANCE.

Hawaii SB 2961, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 2) Senate bill sponsored by Angus L.K. McKelvey (Democratic); status failed, last action 2026-05-01 (Conference committee meeting to reconvene on 05-01-26 5:30 PM; Conference Room 224.); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-SB2961-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 2961
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO INSURANCE.
- Status: failed
- Chamber: Senate
- Introduced: 2026-01-23
- Last action: 2026-05-01, Conference committee meeting to reconvene on 05-01-26 5:30 PM; Conference Room 224.
- Sponsor: Angus L.K. McKelvey (Democratic)
- Cosponsors: 4
- Subjects: Homeowners Insurance, Additional Living Expenses Benefits, Lease of Temporary Primary Residence, Advance Payments, Extended Coverage, State of Emergency, CPC, FIN
- Touches household money: yes
- Roll calls: 7 (164 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

Requires homeowners insurance policies to permit an insured who sustains a total loss from a peril for which a state of emergency was declared to (1) apply additional living expenses benefits toward the lease of a housing unit to serve as the insured's temporary primary residence; (2) pay an advance of at least four months of additional living expenses benefits; and (3) provide additional living expenses benefits for a minimum of twenty-four months, subject to policy limits. Provides for extensions of additional living expenses benefits under certain conditions. Effective 7/1/2050. (HD1)

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Angus L.K. McKelvey (Democratic), Senate
- Cosponsor: Stanley Chang (Democratic), Senate
- Cosponsor: Kurt Fevella (Republican), Senate
- Cosponsor: Carol Fukunaga (Democratic), Senate
- Cosponsor: Lorraine R. Inouye (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-14 | House | House Floor Vote | pass | 51 | 0 |   |
| 2026-04-07 | House | The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes ... | pass | 16 | 0 |   |
| 2026-03-30 | House | Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN... | pass | 46 | 0 |   |
| 2026-03-25 | House | The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 11 | 0 |   |
| 2026-03-06 | Senate | Senate Floor Vote | pass | 24 | 0 |   |
| 2026-03-03 | Senate | The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The... | pass | 12 | 0 |   |
| 2026-02-11 | Senate | The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 4 | 0 |   |

## Actions (37)

- 2026-05-01: Conference committee meeting to reconvene on 05-01-26 5:30 PM; Conference Room 224. (Senate)
- 2026-04-30: Conference committee meeting to reconvene on 05-01-26 2:30PM; Conference Room 224. (Senate)
- 2026-04-29: Conference committee meeting to reconvene on 04-30-26 2:30PM; Conference Room 224. (Senate)
- 2026-04-28: Conference committee meeting to reconvene on 04-29-26 2:30PM; CR 224. (Senate)
- 2026-04-27: Conference committee meeting to reconvene on 04-28-26 2:30PM; Conference Room 224. (Senate)
- 2026-04-24: Bill scheduled for Conference Committee Meeting on Monday, 04-27-26 2:30PM in conference room 224. (House)
- 2026-04-23: Senate Conferees Appointed: Keohokalole Chair; Wakai Co-Chair; Awa. (Senate)
- 2026-04-23: Received notice of Senate conferees (Sen. Com. No. 740). (House)
- 2026-04-20: House Conferees Appointed: Matayoshi, Yamashita Co-Chairs; Pierick. (House)
- 2026-04-20: Received notice of appointment of House conferees (Hse. Com. No. 787). (Senate)
- 2026-04-16: Received from House (Hse. Com. No. 719). (Senate)
- 2026-04-16: Senate disagrees with House amendments. (Senate)
- 2026-04-16: Received notice of disagreement (Sen. Com. No. 710). (House)
- 2026-04-14: Passed Third Reading with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate. (House)
- 2026-04-10: Reported from FIN (Stand. Com. Rep. No. 2088-26), recommending passage on Third Reading. (House)
- 2026-04-07: The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 16 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Alcos, Gedeon, Reyes Oda; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none. (House)
- 2026-04-02: Bill scheduled to be heard by FIN on Tuesday, 04-07-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE. (House)
- 2026-03-30: Reported from CPC (Stand. Com. Rep. No. 1536-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN. (House)
- 2026-03-30: Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Lowen, Perruso, Quinlan excused (4). (House)
- 2026-03-25: The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Iwamoto, Kong, Lowen, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and Excused: none. (House)
- 2026-03-23: Bill scheduled to be heard by CPC on Wednesday, 03-25-26 2:00PM in House conference room 329 VIA VIDEOCONFERENCE. (House)
- 2026-03-10: Pass First Reading (House)
- 2026-03-10: Referred to CPC, FIN, referral sheet 16 (House)
- 2026-03-06: Report Adopted; Passed Third Reading. Ayes, 24; Aye(s) with reservations: none. Noes, 0 (none). Excused, 1 (Senator(s) Ihara). Transmitted to House. (Senate)
- 2026-03-06: Received from Senate (Sen. Com. No. 92) in amended form (SD 1). (House)
- 2026-03-05: Reported from WAM (Stand. Com. Rep. No. 2747) with recommendation of passage on Third Reading. (Senate)
- 2026-03-05: One Day Notice 03-06-26. (Senate)
- 2026-03-03: The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Richards, Wakai; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella. (Senate)
- 2026-02-25: The committee(s) on WAM deferred the measure until 03-03-26 10:15AM; Conference Room 211 & Videoconference. (Senate)
- 2026-02-23: The committee(s) on WAM will hold a public decision making on 02-25-26 10:56AM; Conference Room 211 & Videoconference. (Senate)
- 2026-02-19: Reported from CPN (Stand. Com. Rep. No. 2393) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM. (Senate)
- 2026-02-19: Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM. (Senate)
- 2026-02-11: The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lamosao. (Senate)
- 2026-02-05: The committee(s) on CPN has scheduled a public hearing on 02-11-26 9:30AM; CR 229 & Videoconference. (Senate)
- 2026-01-30: Referred to CPN, WAM. (Senate)
- 2026-01-26: Passed First Reading. (Senate)
- 2026-01-23: Introduced. (Senate)

## Bill text

- Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_HD1_.pdf)
- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_.PDF)
- SB2961_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_HD1_.HTM)
- SB2961_SD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_SD1_.HTM)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2964: RELATING TO PROPERTY INSURANCE. (signed)

## Sources
- [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_HD1_.pdf)
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_.PDF)
- [SB2961_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_HD1_.HTM)
- [SB2961_SD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2961_SD1_.HTM)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2964: RELATING TO PROPERTY INSURANCE.](https://policyrisk.com/state-bill/HI-SB2964-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
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Source: PRIA, https://policyrisk.com/state-bill/HI-SB2961-2026 (as of 2026-11-01).