# Hawaii SB 2963: RELATING TO INSURANCE.

Hawaii SB 2963, RELATING TO INSURANCE., is a 2025–2026 Regular Session (Year 2) Senate bill sponsored by Angus L.K. McKelvey (Democratic); status failed, last action 2026-02-10 (Re-Referred to CPN.) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-SB2963-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 2963
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO INSURANCE.
- Status: failed
- Chamber: Senate
- Introduced: 2026-01-23
- Last action: 2026-02-10, Re-Referred to CPN.
- Sponsor: Angus L.K. McKelvey (Democratic)
- Cosponsors: 1
- Subjects: Insurance, Contents Coverage, Personal Property Coverage, Automatic Payment, State of Emergency, Notice to Policyholders, CPN
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Requires the automatic payment of 100% of the personal property or contents coverage limit stated in an insurance policy in the event of a total loss of a dwelling caused by certain perils that occurred pursuant to a state of emergency. Prohibits an insurer from requiring the submission of an itemized inventory of damaged or destroyed personal property. Requires notice to policyholders of the right to an automatic payment.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Angus L.K. McKelvey (Democratic), Senate
- Cosponsor: Carol Fukunaga (Democratic), Senate

## Actions (4)

- 2026-02-10: Re-Referred to CPN. (Senate)
- 2026-01-30: Referred to PSM, CPN. (Senate)
- 2026-01-26: Passed First Reading. (Senate)
- 2026-01-23: Introduced. (Senate)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2963_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2963_.pdf)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2964: RELATING TO PROPERTY INSURANCE. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2963_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB2963_.pdf)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2964: RELATING TO PROPERTY INSURANCE.](https://policyrisk.com/state-bill/HI-SB2964-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-SB2963-2026 (as of 2026-11-01).