# Hawaii SB 3185: RELATING TO CONSUMER PROTECTION.

Hawaii SB 3185, RELATING TO CONSUMER PROTECTION., is a 2025–2026 Regular Session (Year 2) Senate bill sponsored by Glenn Wakai (Democratic); status failed, last action 2026-02-02 (Referred to CPN/LBT, JDC/WAM.) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/HI-SB3185-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 3185
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 2)
- Title: RELATING TO CONSUMER PROTECTION.
- Status: failed
- Chamber: Senate
- Introduced: 2026-01-28
- Last action: 2026-02-02, Referred to CPN/LBT, JDC/WAM.
- Sponsor: Glenn Wakai (Democratic)
- Cosponsors: 1
- Subjects: DCCA, Digital Asset Kiosks, Disclosures, Licenses, Fraud, Investigations, Penalties, Reports, Operator Responsibilities, Joint Liability, CPN/LBT, JDC/WAM
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

Requires operators of digital asset kiosks to have requisite licenses or registrations; make annual reports to the Department of Commerce and Consumer Affairs; limit transaction amounts for new consumers; provide disclosures, receipts, and customer service contact information to all consumers; and cooperate with the Department of Commerce and Consumer Affairs and applicable law enforcement agencies in the investigation of fraudulent transactions. Authorizes the Department of Commerce and Consumer Affairs to investigate and take enforcement actions against operators. Extends joint liability to businesses or establishments wherein digital asset kiosks are located that are determined to have processed a fraudulent transaction or a transaction for which an operator is found to be liable.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Glenn Wakai (Democratic), Senate
- Cosponsor: Angus L.K. McKelvey (Democratic), Senate

## Actions (3)

- 2026-02-02: Referred to CPN/LBT, JDC/WAM. (Senate)
- 2026-01-28: Introduced. (Senate)
- 2026-01-28: Passed First Reading. (Senate)

## Bill text

- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB3185_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB3185_.pdf)

## Related bills

- SB 847: RELATING TO PSYCHOLOGISTS. (became law)
- SB 2338: RELATING TO HOUSING. (signed)
- HB 2344: RELATING TO SCHOOL FACILITIES. (signed)
- HB 2023: RELATING TO TRANSPORTATION. (signed)
- HB 2021: RELATING TO TRANSPORTATION. (signed)
- SB 2964: RELATING TO PROPERTY INSURANCE. (signed)

## Sources
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB3185_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2026/bills/SB3185_.pdf)

## Related
- [SB 847: RELATING TO PSYCHOLOGISTS.](https://policyrisk.com/state-bill/HI-SB847-2026)
- [SB 2338: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB2338-2026)
- [HB 2344: RELATING TO SCHOOL FACILITIES.](https://policyrisk.com/state-bill/HI-HB2344-2026)
- [HB 2023: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2023-2026)
- [HB 2021: RELATING TO TRANSPORTATION.](https://policyrisk.com/state-bill/HI-HB2021-2026)
- [SB 2964: RELATING TO PROPERTY INSURANCE.](https://policyrisk.com/state-bill/HI-SB2964-2026)
- [Hawaii bills](https://policyrisk.com/states/hawaii/bills)
- [Hawaii state hub](https://policyrisk.com/states/hawaii)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/HI-SB3185-2026 (as of 2026-11-01).