# Hawaii SB 332: RELATING TO FORECLOSURES.

Hawaii SB 332, RELATING TO FORECLOSURES., is a 2025–2026 Regular Session (Year 1) Senate bill sponsored by Stanley Chang (Democratic); status signed, last action 2025-05-29 (Act 105, 05/29/2025 (Gov. Msg. No. 1205).); PRIA reads it as touching household money (as of 2026-10-27).

- Canonical: https://policyrisk.com/state-bill/HI-SB332-2025
- As of: 2026-10-27
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Hawaii SB 332
- State: Hawaii
- Session: 2025–2026 Regular Session (Year 1)
- Title: RELATING TO FORECLOSURES.
- Status: signed
- Chamber: Senate
- Introduced: 2025-01-14
- Last action: 2025-05-29, Act 105, 05/29/2025 (Gov. Msg. No. 1205).
- Sponsor: Stanley Chang (Democratic)
- Cosponsors: 0
- Subjects: Foreclosure, Nonjudicial Foreclosure, Power of Sale Foreclosure, Bundled Properties, Public Sale, Prohibition, Eligible Bidders, Subsequent Bids, HSG, CPC, JHA
- Touches household money: yes
- Roll calls: 11 (214 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

Prohibits sellers of mortgaged properties in a power of sale foreclosure from bundling properties at a public sale and requires each mortgaged property to be bid on separately. Specifies that the sale of a foreclosed property is not final until the earliest of either fifteen days after the public sale, unless an eligible bidder submits a subsequent bid or written notice of intent to submit a subsequent bid, or forty-five days after the public sale. (CD1)

## Bill overview: provisions PRIA read

- More chances to buy foreclosed homes: mixed, medium. Starting July 1, 2025, each foreclosed property must be offered separately unless the mortgage or deed requires a grouped sale. Any person, including the foreclosing mortgagee, can bid. Eligible tenants living in the property as their main home, qualifying buyers who plan to live there, affordable-…

## Sponsors and cosponsors

- Sponsor: Stanley Chang (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-30 | House | House Floor Vote | pass | 49 | 0 |   |
| 2025-04-23 | House | The Conference Committee recommends that the measure be Passed, with Amendments.... | pass | 5 | 0 |   |
| 2025-04-23 | Senate | The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS.... | pass | 4 | 0 |   |
| 2025-04-08 | House | House Floor Vote | pass | 49 | 0 |   |
| 2025-04-02 | House | The committee on JHA recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 10 | 0 |   |
| 2025-03-19 | House | The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 8 | 0 |   |
| 2025-03-14 | House | Passed Second Reading as amended in HD 1 and referred to the committee(s) on CPC... | pass | 47 | 0 |   |
| 2025-03-12 | House | The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The ... | pass | 8 | 0 |   |
| 2025-03-04 | Senate | Senate Floor Vote | pass | 25 | 0 |   |
| 2025-02-21 | Senate | The committee(s) on JDC recommend(s) that the measure be PASSED, UNAMENDED. The... | pass | 4 | 0 |   |
| 2025-01-28 | Senate | The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT... | pass | 5 | 0 |   |

## Actions (52)

- 2025-05-29: Act 105, 05/29/2025 (Gov. Msg. No. 1205). (Senate)
- 2025-05-29: Act 105, on 05/29/2025 (Gov. Msg. No. 1205). (House)
- 2025-05-02: Received notice of passage on Final Reading in House (Hse. Com. No. 821). (Senate)
- 2025-05-02: Enrolled to Governor. (Senate)
- 2025-05-01: Received notice of Final Reading (Sen. Com. No. 888). (House)
- 2025-04-30: Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none. (Senate)
- 2025-04-30: Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Pierick excused (2). (House)
- 2025-04-24: Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 28). (Senate)
- 2025-04-24: 48 Hrs. Notice (as amended CD 1) 04-30-25. (Senate)
- 2025-04-24: Reported from Conference Committee (Conf Com. Rep. No. 28) as amended in (CD 1). (House)
- 2025-04-24: Forty-eight (48) hours notice Wednesday, 04-30-25. (House)
- 2025-04-23: The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 4 Aye(s): Senator(s) Fukunaga, Chang, McKelvey, Richards; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa. (Senate)
- 2025-04-23: The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 5 Ayes: Representative(s) Evslin, Chun, Poepoe, Grandinetti, Muraoka; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none. (House)
- 2025-04-22: Senate Conferees Changed: Senator Keohokalole discharged as Chair. Senator Fukunaga added as Chair. (Senate)
- 2025-04-22: Conference committee meeting to reconvene on 04-23-25 3:20PM; Conference Room 224. (Senate)
- 2025-04-22: Received notice of change in Senate conferees (Sen. Com. No. 864). (House)
- 2025-04-21: Conference committee meeting scheduled for 04-22-25 3:20PM; Conference Room 224. (Senate)
- 2025-04-17: Senate Conferees Appointed: Keohokalole Chair; Chang Co-Chair; McKelvey, Richards, Awa. (Senate)
- 2025-04-17: Received notice of Senate conferees (Sen. Com. No. 829). (House)
- 2025-04-15: Received notice of appointment of House conferees (Hse. Com. No. 731). (Senate)
- 2025-04-14: House Conferees Appointed: Evslin, Chun, Poepoe Co-Chairs; Grandinetti, Muraoka. (House)
- 2025-04-10: Received from House (Hse. Com. No. 641). (Senate)
- 2025-04-10: Senate disagrees with House amendments. (Senate)
- 2025-04-10: Received notice of disagreement (Sen. Com. No. 779). (House)
- 2025-04-08: Passed Third Reading as amended in HD 3 with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Marten excused (2). Transmitted to Senate. (House)
- 2025-04-04: Reported from JHA (Stand. Com. Rep. No. 2037) as amended in HD 3, recommending passage on Third Reading. (House)
- 2025-04-04: Forty-eight (48) hours notice Tuesday, 04-08-25. (House)
- 2025-04-02: The committee on JHA recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 10 Ayes: Representative(s) Tarnas, Poepoe, Belatti, Hashem, Kahaloa, Perruso, Takayama, Todd, Garcia, Shimizu; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Cochran. (House)
- 2025-03-28: Bill scheduled to be heard by JHA on Wednesday, 04-02-25 2:00PM in House conference room 325 VIA VIDEOCONFERENCE. (House)
- 2025-03-21: Reported from CPC (Stand. Com. Rep. No. 1479) as amended in HD 2, recommending referral to JHA. (House)
- 2025-03-21: Report adopted; referred to the committee(s) on JHA as amended in HD 2 with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Garrett, Kapela, Kitagawa, Ward excused (5). (House)
- 2025-03-19: The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 8 Ayes: Representative(s) Matayoshi, Chun, Ichiyama, Iwamoto, Kong, Lowen, Tam, Pierick; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Ilagan, Marten. (House)
- 2025-03-17: Bill scheduled to be heard by CPC on Wednesday, 03-19-25 2:00PM in House conference room 329 VIA VIDEOCONFERENCE. (House)
- 2025-03-14: Reported from HSG (Stand. Com. Rep. No. 1272) as amended in HD 1, recommending passage on Second Reading and referral to CPC. (House)
- 2025-03-14: Passed Second Reading as amended in HD 1 and referred to the committee(s) on CPC with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Holt, Iwamoto, Ward excused (4). (House)
- 2025-03-12: The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 8 Ayes: Representative(s) Evslin, Miyake, Grandinetti, Kila, Kitagawa, La Chica, Muraoka, Pierick; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Cochran. (House)
- 2025-03-07: Bill scheduled to be heard by HSG on Wednesday, 03-12-25 9:00AM in House conference room 430 VIA VIDEOCONFERENCE. (House)
- 2025-03-06: Pass First Reading (House)
- 2025-03-06: Referred to HSG, CPC, JHA, referral sheet 19 (House)
- 2025-03-04: Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. (Senate)
- 2025-03-04: Received from Senate (Sen. Com. No. 135) in amended form (SD 1). (House)
- 2025-02-28: Reported from JDC (Stand. Com. Rep. No. 1031) with recommendation of passage on Third Reading. (Senate)
- 2025-02-28: One Day Notice 03-04-25. (Senate)
- 2025-02-21: The committee(s) on JDC recommend(s) that the measure be PASSED, UNAMENDED. The votes in JDC were as follows: 4 Aye(s): Senator(s) Rhoads, Chang, San Buenaventura, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Gabbard. (Senate)
- 2025-02-18: The committee(s) on JDC will hold a public decision making on 02-21-25 10:20AM; Conference Room 016 & Videoconference. (Senate)
- 2025-02-10: Reported from CPN (Stand. Com. Rep. No. 168) with recommendation of passage on Second Reading, as amended (SD 1) and referral to JDC. (Senate)
- 2025-02-10: Report adopted; Passed Second Reading, as amended (SD 1) and referred to JDC. (Senate)
- 2025-01-28: The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. (Senate)
- 2025-01-23: The committee(s) on CPN has scheduled a public hearing on 01-28-25 9:30AM; Conference Room 229 & Videoconference. (Senate)
- 2025-01-21: Referred to CPN, JDC. (Senate)
- 2025-01-15: Introduced and passed First Reading. (Senate)
- 2025-01-14: Pending Introduction. (Senate)

## Bill text

- Bill Text: [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_CD1_.pdf)
- Original: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_.HTM), [PDF](https://data.capitol.hawaii.gov/sessions/session2025/bills/GM1205_.PDF)
- SB332_CD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_CD1_.HTM)
- SB332_HD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_HD1_.HTM)
- SB332_HD2: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_HD2_.HTM)
- SB332_HD3: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_HD3_.HTM)
- SB332_SD1: [HTML](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_SD1_.HTM)

## Related bills

- SB 572: RELATING TO HOUSING. (signed)
- HB 431: RELATING TO HOUSING. (signed)
- HB 420: RELATING TO REMEDIES. (signed)
- SB 1296: RELATING TO DISASTER RECOVERY. (signed)
- HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS. (signed)
- HB 1064: RELATING TO FIRE PROTECTION. (signed)

## Sources
- [Bill Text (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_CD1_.pdf)
- [Original (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_.HTM)
- [Original (PDF)](https://data.capitol.hawaii.gov/sessions/session2025/bills/GM1205_.PDF)
- [SB332_CD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_CD1_.HTM)
- [SB332_HD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_HD1_.HTM)
- [SB332_HD2 (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_HD2_.HTM)
- [SB332_HD3 (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_HD3_.HTM)
- [SB332_SD1 (HTML)](https://data.capitol.hawaii.gov/sessions/session2025/bills/SB332_SD1_.HTM)

## Related
- [SB 572: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-SB572-2025)
- [HB 431: RELATING TO HOUSING.](https://policyrisk.com/state-bill/HI-HB431-2025)
- [HB 420: RELATING TO REMEDIES.](https://policyrisk.com/state-bill/HI-HB420-2025)
- [SB 1296: RELATING TO DISASTER RECOVERY.](https://policyrisk.com/state-bill/HI-SB1296-2025)
- [HB 830: RELATING TO HISTORIC PRESERVATION REVIEWS.](https://policyrisk.com/state-bill/HI-HB830-2025)
- [HB 1064: RELATING TO FIRE PROTECTION.](https://policyrisk.com/state-bill/HI-HB1064-2025)
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- [Hawaii state hub](https://policyrisk.com/states/hawaii)
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Source: PRIA, https://policyrisk.com/state-bill/HI-SB332-2025 (as of 2026-10-27).