# Iowa HF 2497: A bill for an act relating to peer-to-peer car sharing programs. (Formerly HSB 602.) Effective date: 07/01/2026. Iowa HF 2497, A bill for an act relating to peer-to-peer car sharing programs. (Formerly HSB 602.) Effective date: 07/01/2026., is a 91st General Assembly (2025–2026) House bill sponsored by COMMITTEE ON COMMERCE; status signed, last action 2026-04-09 (Signed by Governor.) (as of 2026-10-19). - Canonical: https://policyrisk.com/state-bill/IA-HF2497-2025-2026 - As of: 2026-10-19 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Iowa HF 2497 - State: Iowa - Session: 91st General Assembly (2025–2026) - Title: A bill for an act relating to peer-to-peer car sharing programs. (Formerly HSB 602.) Effective date: 07/01/2026. - Status: signed - Chamber: House - Introduced: 2026-02-16 - Last action: 2026-04-09, Signed by Governor. - Sponsor: COMMITTEE ON COMMERCE - Cosponsors: 0 - Touches household money: no - Roll calls: 2 (138 yes, 1 no in all) - Economic provisions PRIA read: 7 ## Summary No summary available. ## Bill overview: provisions PRIA read - Liability protection for car sharing users: benefit, medium. Beginning July 1, 2026, Iowa car sharing programs must assume owners’ liability for third-party injuries and property damage during sharing. Agreement limits cannot fall below Iowa’s minimum amounts under section 321A.21. This protection excludes owners who intentionally or fraudulently misstate or… - Car sharing users get clearer warnings: benefit, low. Beginning July 1, 2026, program agreements must list daily rates, fees, and insurance or protection-package charges for owners and drivers. They must explain coverage limits, sharing-period coverage, and when personal policies may not cover claims or provide legal defense. Agreements must also expl… - Sharing records help owners resolve claims: benefit, low. Beginning July 1, 2026, programs must collect and verify records for each shared vehicle. Records include agreement and sharing times, start and end locations, driver fees, and owner revenue. On request, programs must provide records to owners or an owner’s or driver’s insurer to handle sharing-per… - Owners’ insurance can exclude car sharing: cost, medium. Beginning July 1, 2026, vehicle policies may exclude coverage and legal defense for an owner’s car sharing activity. Exclusions can include liability, personal accident, uninsured or underinsured motorist, medical payments, comprehensive, and collision coverage. The law does not limit insurers’ abi… - License rules limit car sharing access: cost, low. Beginning July 1, 2026, programs may make sharing agreements only with drivers in listed legal categories. Iowa residents need an Iowa license for the vehicle class. Nonresidents need a valid license from their home state or country for that class and must meet Iowa’s minimum age. People specifical… - Equipment protection for owners, driver repayment: mixed, low. Beginning July 1, 2026, programs are solely responsible for equipment used to monitor or support car sharing, including GPS devices. Programs must agree to cover owners for damage to or theft of equipment placed in or on vehicles during sharing. This protection does not apply when the owner caused… - Recall safeguards limit shared car listings: mixed, low. Beginning July 1, 2026, programs must check for unrepaired safety recalls at owner registration and before first offering a vehicle. They must notify owners of recall requirements. Owners with actual notice of a recall must keep the vehicle unavailable until repaired. If already listed, owners must… ## Sponsors and cosponsors - Sponsor: COMMITTEE ON COMMERCE ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-03-04 | Senate | Passed Senate | pass | 44 | 1 | | | 2026-03-03 | House | Passed House | pass | 94 | 0 | | ## Actions (13) - 2026-04-09: Signed by Governor. (House) - 2026-04-09: Reported correctly enrolled, signed by Speaker and President, and sent to Governor. (House) - 2026-03-04: Message from Senate. (House) - 2026-03-04: Immediate message. (Senate) - 2026-03-04: Passed Senate, yeas 44, nays 1. (Senate) - 2026-03-04: Substituted for SF 2290. (Senate) - 2026-03-04: Read first time, attached to SF 2290. (Senate) - 2026-03-04: Message from House. (Senate) - 2026-03-03: Immediate message. (House) - 2026-03-03: Passed House, yeas 94, nays 0. (House) - 2026-03-03: Amendment H-8072 adopted. (House) - 2026-03-02: Amendment H-8072 filed. (House) - 2026-02-16: Introduced, placed on calendar. (House) ## Bill text - As Introduced: [PDF](https://www.legis.iowa.gov/docs/publications/LGI/91/HF2497.pdf) - Enrolled: [PDF](https://www.legis.iowa.gov/docs/publications/LGE/91/HF2497.pdf) ## Related bills - HF 2801: A bill for an act modifying the major economic growth attraction program, and including effective date provisions. (Formerly HSB 785.) Effective date: 10/02/20… (signed) - SF 2472: A bill for an act relating to state and local government taxes, fees, financial authority, and budgets, by modifying property assessment provisions, divisions… (signed) - HF 2601: A bill for an act relating to campaign finance, including participation in ballot issue campaigns by foreign nationals and investigations of election misconduc… (signed) - SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Formerly SF 2317, SSB 3121.) Effective date: 07/01/2026. (signed) - SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly SSB 3162.) Effective date: 07/01/2026. (signed) - SF 2299: A bill for an act relating to the district-to-community college sharing or concurrent enrollment program. (Formerly SF 2176.) Vetoed 6-2-26. (vetoed) ## Sources - [As Introduced (PDF)](https://www.legis.iowa.gov/docs/publications/LGI/91/HF2497.pdf) - [Enrolled (PDF)](https://www.legis.iowa.gov/docs/publications/LGE/91/HF2497.pdf) ## Related - [HF 2801: A bill for an act modifying the major economic growth attraction program, and i…](https://policyrisk.com/state-bill/IA-HF2801-2025-2026) - [SF 2472: A bill for an act relating to state and local government taxes, fees, financial…](https://policyrisk.com/state-bill/IA-SF2472-2025-2026) - [HF 2601: A bill for an act relating to campaign finance, including participation in ball…](https://policyrisk.com/state-bill/IA-HF2601-2025-2026) - [SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Former…](https://policyrisk.com/state-bill/IA-SF2471-2025-2026) - [SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly S…](https://policyrisk.com/state-bill/IA-SF2399-2025-2026) - [SF 2299: A bill for an act relating to the district-to-community college sharing or conc…](https://policyrisk.com/state-bill/IA-SF2299-2025-2026) - [Iowa bills](https://policyrisk.com/states/iowa/bills) - [Iowa state hub](https://policyrisk.com/states/iowa) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IA-HF2497-2025-2026 (as of 2026-10-19).