# Iowa HF 2634: A bill for an act relating to preneed sellers, sales agents and sales agent applicants, and government cemeteries. (Formerly HSB 600.) Effective date: 07/01/2026.

Iowa HF 2634, A bill for an act relating to preneed sellers, sales agents and sales agent applicants, and government cemeteries. (Formerly HSB 600.) Effective date: 07/01/2026., is a 91st General Assembly (2025–2026) House bill sponsored by COMMITTEE ON COMMERCE; status signed, last action 2026-05-15 (Signed by Governor.); PRIA reads it as touching household money (as of 2026-10-18).

- Canonical: https://policyrisk.com/state-bill/IA-HF2634-2025-2026
- As of: 2026-10-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Iowa HF 2634
- State: Iowa
- Session: 91st General Assembly (2025–2026)
- Title: A bill for an act relating to preneed sellers, sales agents and sales agent applicants, and government cemeteries. (Formerly HSB 600.) Effective date: 07/01/2026.
- Status: signed
- Chamber: House
- Introduced: 2026-02-19
- Last action: 2026-05-15, Signed by Governor.
- Sponsor: COMMITTEE ON COMMERCE
- Cosponsors: 0
- Subjects: state government, ways and means
- Touches household money: yes
- Roll calls: 2 (130 yes, 0 no in all)
- Economic provisions PRIA read: 7

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Funeral and cemetery buyers get complaint contacts: benefit, low. Beginning July 1, 2026, Iowa prepaid funeral and cemetery agreements must explain Iowa Insurance Division oversight. They must direct questions and complaints to iid.iowa.gov in 12-point boldface type. The website replaces the prior telephone and mailing-address information.
- Inflation-adjusted refunds for prepaid funeral buyers: benefit, low. Beginning July 1, 2026, covered Iowa prepaid funeral and cemetery refunds and transfers use the latest Consumer Price Index for All Urban Consumers. Covered cases include cancellation, seller nonperformance, requested trust transfers, and another seller providing the contracted goods or services. R…
- Funeral sellers can withdraw trust earnings: mixed, low. Beginning July 1, 2026, Iowa prepaid funeral and cemetery sellers can withdraw limited earnings from buyers’ trust funds. Withdrawals must equal the inflation adjustment using the latest Consumer Price Index for All Urban Consumers. They cannot exceed 50% of the trust’s total interest or income for…
- Funeral sales agents face revised licensing: mixed, low. Beginning July 1, 2026, agents need a sales license to advertise or sell funeral or cemetery arrangements potentially delivered more than 120 days after initial payment. Applicants need designation by at least one licensed prepaid seller, which must file the designation with the application. Seller…
- Government cemeteries gain separate operating rules: mixed, low. Beginning July 1, 2026, Iowa separately classifies cemeteries owned, operated, or controlled by a city, county, or township. Cemeteries fall into three groups: perpetual care, nonperpetual care, or government cemeteries. Government cemeteries are exempt from the perpetual-care subchapter, including…
- Cemeteries get care-fund flexibility and limits: mixed, low. Beginning July 1, 2026, covered non-government Iowa cemeteries must keep at least $25,000 in care funds before selling burial spaces. This applies to cemeteries that began business on or after July 1, 2005. The law no longer expressly requires that minimum fund to be held in cash. Care funds exceed…
- Funeral sellers and cemeteries face flexible inspections: mixed, low. Beginning July 1, 2026, Iowa’s insurance commissioner can examine any prepaid seller or cemetery as often as considered appropriate. The law removes required examinations at least once every five years for sellers and cemeteries with trust arrangements. The commissioner can require sellers to provi…

## Sponsors and cosponsors

- Sponsor: COMMITTEE ON COMMERCE

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-04-22 | Senate | Passed Senate | pass | 44 | 0 |   |
| 2026-03-05 | House | Passed House | pass | 86 | 0 |   |

## Actions (15)

- 2026-05-15: Signed by Governor. (House)
- 2026-05-06: Reported correctly enrolled, signed by Speaker and President, and sent to Governor. (House)
- 2026-04-22: Message from Senate. (House)
- 2026-04-22: Immediate message. (Senate)
- 2026-04-22: Passed Senate, yeas 44, nays 0. (Senate)
- 2026-04-15: Placed on calendar. (legislature)
- 2026-04-15: Committee report, recommending passage. (Senate)
- 2026-04-13: Subcommittee: Taylor, Bousselot, and Dotzler. (legislature)
- 2026-04-13: Referred to Ways and Means. (Senate)
- 2026-03-12: Subcommittee: Reichman, Bisignano, and Bousselot. (Senate)
- 2026-03-09: Read first time, referred to State Government. (Senate)
- 2026-03-09: Message from House. (Senate)
- 2026-03-05: Immediate message. (House)
- 2026-03-05: Passed House, yeas 86, nays 0. (House)
- 2026-02-19: Introduced, placed on calendar. (House)

## Bill text

- As Introduced: [PDF](https://www.legis.iowa.gov/docs/publications/LGI/91/HF2634.pdf)
- Enrolled: [PDF](https://www.legis.iowa.gov/docs/publications/LGE/91/HF2634.pdf)

## Related bills

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- SF 2472: A bill for an act relating to state and local government taxes, fees, financial authority, and budgets, by modifying property assessment provisions, divisions… (signed)
- HF 2601: A bill for an act relating to campaign finance, including participation in ballot issue campaigns by foreign nationals and investigations of election misconduc… (signed)
- SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly SSB 3162.) Effective date: 07/01/2026. (signed)
- SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Formerly SF 2317, SSB 3121.) Effective date: 07/01/2026. (signed)
- SF 2299: A bill for an act relating to the district-to-community college sharing or concurrent enrollment program. (Formerly SF 2176.) Vetoed 6-2-26. (vetoed)

## Sources
- [As Introduced (PDF)](https://www.legis.iowa.gov/docs/publications/LGI/91/HF2634.pdf)
- [Enrolled (PDF)](https://www.legis.iowa.gov/docs/publications/LGE/91/HF2634.pdf)

## Related
- [HF 2801: A bill for an act modifying the major economic growth attraction program, and i…](https://policyrisk.com/state-bill/IA-HF2801-2025-2026)
- [SF 2472: A bill for an act relating to state and local government taxes, fees, financial…](https://policyrisk.com/state-bill/IA-SF2472-2025-2026)
- [HF 2601: A bill for an act relating to campaign finance, including participation in ball…](https://policyrisk.com/state-bill/IA-HF2601-2025-2026)
- [SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly S…](https://policyrisk.com/state-bill/IA-SF2399-2025-2026)
- [SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Former…](https://policyrisk.com/state-bill/IA-SF2471-2025-2026)
- [SF 2299: A bill for an act relating to the district-to-community college sharing or conc…](https://policyrisk.com/state-bill/IA-SF2299-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/IA-HF2634-2025-2026 (as of 2026-10-18).
