# Iowa HF 710: A bill for an act relating to roofs on private docks and required insurance. (Formerly HSB 163.) Effective date: 07/01/2025.

Iowa HF 710, A bill for an act relating to roofs on private docks and required insurance. (Formerly HSB 163.) Effective date: 07/01/2025., is a 91st General Assembly (2025–2026) House bill sponsored by COMMITTEE ON NATURAL RESOURCES; status signed, last action 2025-05-06 (Signed by Governor.); PRIA reads it as touching household money (as of 2026-10-18).

- Canonical: https://policyrisk.com/state-bill/IA-HF710-2025-2026
- As of: 2026-10-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Iowa HF 710
- State: Iowa
- Session: 91st General Assembly (2025–2026)
- Title: A bill for an act relating to roofs on private docks and required insurance. (Formerly HSB 163.) Effective date: 07/01/2025.
- Status: signed
- Chamber: House
- Introduced: 2025-03-03
- Last action: 2025-05-06, Signed by Governor.
- Sponsor: COMMITTEE ON NATURAL RESOURCES
- Cosponsors: 0
- Subjects: natural resources and environment
- Touches household money: yes
- Roll calls: 3 (229 yes, 4 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Dock roofs require insurance and liability: cost, low. Beginning July 1, 2025, installing a private dock roof under this law requires dock liability insurance. Coverage must be at least $1 million per incident. The private dock owner is responsible for any damage the roof causes. The law does not state insurance prices or set a dollar limit on damages.
- Lake associations can add dock-roof restrictions: cost, low. Beginning July 1, 2025, qualifying Iowa lake associations can add restrictions and requirements for building private dock roofs. This authority applies despite other laws that say otherwise. The group must be a chapter 504 nonprofit corporation named as an association. It must manage a community in…
- Dock permit holders can add roofs: mixed, low. Beginning July 1, 2025, Iowa allows valid class I or class III dock permit holders to roof private boat slips or hoists. The roof must be built above the slip or hoist using rust-resistant materials. It cannot exceed 30 feet wide or 20 feet above the normal surrounding water level. It cannot be use…

## Sponsors and cosponsors

- Sponsor: COMMITTEE ON NATURAL RESOURCES

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-24 | House | Passed House | pass | 89 | 0 |   |
| 2025-04-23 | Senate | Passed Senate | pass | 44 | 4 |   |
| 2025-03-13 | House | Passed House | pass | 96 | 0 |   |

## Actions (26)

- 2025-05-06: Signed by Governor. (House)
- 2025-05-06: Reported correctly enrolled, signed by Speaker and President, and sent to Governor. (House)
- 2025-04-28: Message from House. (Senate)
- 2025-04-24: Immediate message. (House)
- 2025-04-24: Passed House, yeas 89, nays 0. (House)
- 2025-04-24: House concurred in Senate amendment H-1279. (House)
- 2025-04-23: Senate amendment H-1279 filed. (House)
- 2025-04-23: Message from Senate. (House)
- 2025-04-23: Immediate message. (Senate)
- 2025-04-23: Passed Senate, yeas 44, nays 4. (Senate)
- 2025-04-23: Amendment S-3066 adopted, as amended. (Senate)
- 2025-04-23: Amendment S-3127 to S-3066 filed, adopted. (Senate)
- 2025-04-10: Placed on calendar under unfinished business. (Senate)
- 2025-04-03: Placed on calendar. (legislature)
- 2025-04-03: Amendment S-3066 filed. (Senate)
- 2025-04-03: Committee report, recommending amendment and passage. (Senate)
- 2025-04-03: Subcommittee recommends passage. (legislature)
- 2025-04-02: Subcommittee Meeting: 04/02/2025 3:30PM Senate Lounge. (Senate)
- 2025-04-01: Subcommittee reassigned: De Witt, Bennett, and Sweeney. (Senate)
- 2025-03-18: Subcommittee: De Witt, Bennett, and Sires. (Senate)
- 2025-03-17: Read first time, referred to Natural Resources and Environment. (Senate)
- 2025-03-17: Message from House. (Senate)
- 2025-03-17: Explanation of vote. (House)
- 2025-03-13: Immediate message. (House)
- 2025-03-13: Passed House, yeas 96, nays 0. (House)
- 2025-03-03: Introduced, placed on calendar. (House)

## Bill text

- As Introduced: [PDF](https://www.legis.iowa.gov/docs/publications/LGI/91/HF710.pdf)
- Enrolled: [PDF](https://www.legis.iowa.gov/docs/publications/LGE/91/HF710.pdf)

## Related bills

- HF 2801: A bill for an act modifying the major economic growth attraction program, and including effective date provisions. (Formerly HSB 785.) Effective date: 10/02/20… (signed)
- SF 2472: A bill for an act relating to state and local government taxes, fees, financial authority, and budgets, by modifying property assessment provisions, divisions… (signed)
- HF 2601: A bill for an act relating to campaign finance, including participation in ballot issue campaigns by foreign nationals and investigations of election misconduc… (signed)
- SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly SSB 3162.) Effective date: 07/01/2026. (signed)
- SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Formerly SF 2317, SSB 3121.) Effective date: 07/01/2026. (signed)
- SF 2299: A bill for an act relating to the district-to-community college sharing or concurrent enrollment program. (Formerly SF 2176.) Vetoed 6-2-26. (vetoed)

## Sources
- [As Introduced (PDF)](https://www.legis.iowa.gov/docs/publications/LGI/91/HF710.pdf)
- [Enrolled (PDF)](https://www.legis.iowa.gov/docs/publications/LGE/91/HF710.pdf)

## Related
- [HF 2801: A bill for an act modifying the major economic growth attraction program, and i…](https://policyrisk.com/state-bill/IA-HF2801-2025-2026)
- [SF 2472: A bill for an act relating to state and local government taxes, fees, financial…](https://policyrisk.com/state-bill/IA-SF2472-2025-2026)
- [HF 2601: A bill for an act relating to campaign finance, including participation in ball…](https://policyrisk.com/state-bill/IA-HF2601-2025-2026)
- [SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly S…](https://policyrisk.com/state-bill/IA-SF2399-2025-2026)
- [SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Former…](https://policyrisk.com/state-bill/IA-SF2471-2025-2026)
- [SF 2299: A bill for an act relating to the district-to-community college sharing or conc…](https://policyrisk.com/state-bill/IA-SF2299-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/IA-HF710-2025-2026 (as of 2026-10-18).
