# Iowa SF 2215: A bill for an act relating to the applicability of the standard nonforfeiture law for individual deferred annuities to contingent deferred annuities. (Formerly SSB 3064.) Effective date: 07/01/2026.

Iowa SF 2215, A bill for an act relating to the applicability of the standard nonforfeiture law for individual deferred annuities to contingent deferred annuities. (Formerly SSB 3064.) Effective date: 07/01/2026., is a 91st General Assembly (2025–2026) Senate bill sponsored by COMMITTEE ON COMMERCE; status signed, last action 2026-04-09 (Signed by Governor.); PRIA reads it as touching household money (as of 2026-10-18).

- Canonical: https://policyrisk.com/state-bill/IA-SF2215-2025-2026
- As of: 2026-10-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Iowa SF 2215
- State: Iowa
- Session: 91st General Assembly (2025–2026)
- Title: A bill for an act relating to the applicability of the standard nonforfeiture law for individual deferred annuities to contingent deferred annuities. (Formerly SSB 3064.) Effective date: 07/01/2026.
- Status: signed
- Chamber: Senate
- Introduced: 2026-02-05
- Last action: 2026-04-09, Signed by Governor.
- Sponsor: COMMITTEE ON COMMERCE
- Cosponsors: 0
- Touches household money: yes
- Roll calls: 2 (135 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- New protection rules for contingent deferred annuities: mixed, low. Beginning July 1, 2026, Iowa's standard nonforfeiture benefit requirements no longer apply to contingent deferred annuities. Instead, the Iowa Insurance Commissioner may set nonforfeiture benefits through state rulemaking, but replacement benefits are not guaranteed. Any benefits set must be fair t…

## Sponsors and cosponsors

- Sponsor: COMMITTEE ON COMMERCE

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-12 | House | Passed House | pass | 91 | 0 |   |
| 2026-03-03 | Senate | Passed Senate | pass | 44 | 0 |   |

## Actions (12)

- 2026-04-09: Signed by Governor. (Senate)
- 2026-04-09: Reported correctly enrolled, signed by President and Speaker, and sent to Governor. (Senate)
- 2026-03-16: Message from House. (Senate)
- 2026-03-12: Immediate message. (House)
- 2026-03-12: Passed House, yeas 91, nays 0. (House)
- 2026-03-12: Substituted for HF 2184. (House)
- 2026-03-04: Read first time, passed on file. (House)
- 2026-03-03: Message from Senate. (House)
- 2026-03-03: Immediate message. (Senate)
- 2026-03-03: Passed Senate, yeas 44, nays 0. (Senate)
- 2026-02-05: Committee report, approving bill. (Senate)
- 2026-02-05: Introduced, placed on calendar. (Senate)

## Bill text

- As Introduced: [PDF](https://www.legis.iowa.gov/docs/publications/LGI/91/SF2215.pdf)
- Enrolled: [PDF](https://www.legis.iowa.gov/docs/publications/LGE/91/SF2215.pdf)

## Related bills

- HF 2801: A bill for an act modifying the major economic growth attraction program, and including effective date provisions. (Formerly HSB 785.) Effective date: 10/02/20… (signed)
- SF 2472: A bill for an act relating to state and local government taxes, fees, financial authority, and budgets, by modifying property assessment provisions, divisions… (signed)
- HF 2601: A bill for an act relating to campaign finance, including participation in ballot issue campaigns by foreign nationals and investigations of election misconduc… (signed)
- SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly SSB 3162.) Effective date: 07/01/2026. (signed)
- SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Formerly SF 2317, SSB 3121.) Effective date: 07/01/2026. (signed)
- SF 2299: A bill for an act relating to the district-to-community college sharing or concurrent enrollment program. (Formerly SF 2176.) Vetoed 6-2-26. (vetoed)

## Sources
- [As Introduced (PDF)](https://www.legis.iowa.gov/docs/publications/LGI/91/SF2215.pdf)
- [Enrolled (PDF)](https://www.legis.iowa.gov/docs/publications/LGE/91/SF2215.pdf)

## Related
- [HF 2801: A bill for an act modifying the major economic growth attraction program, and i…](https://policyrisk.com/state-bill/IA-HF2801-2025-2026)
- [SF 2472: A bill for an act relating to state and local government taxes, fees, financial…](https://policyrisk.com/state-bill/IA-SF2472-2025-2026)
- [HF 2601: A bill for an act relating to campaign finance, including participation in ball…](https://policyrisk.com/state-bill/IA-HF2601-2025-2026)
- [SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly S…](https://policyrisk.com/state-bill/IA-SF2399-2025-2026)
- [SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Former…](https://policyrisk.com/state-bill/IA-SF2471-2025-2026)
- [SF 2299: A bill for an act relating to the district-to-community college sharing or conc…](https://policyrisk.com/state-bill/IA-SF2299-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/IA-SF2215-2025-2026 (as of 2026-10-18).