# Iowa SF 2448: A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144.) Effective date: 07/01/2026. Iowa SF 2448, A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144.) Effective date: 07/01/2026., is a 91st General Assembly (2025–2026) Senate bill sponsored by COMMITTEE ON COMMERCE; status signed, last action 2026-04-30 (Signed by Governor.); PRIA reads it as touching household money (as of 2026-10-18). - Canonical: https://policyrisk.com/state-bill/IA-SF2448-2025-2026 - As of: 2026-10-18 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Iowa SF 2448 - State: Iowa - Session: 91st General Assembly (2025–2026) - Title: A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144.) Effective date: 07/01/2026. - Status: signed - Chamber: Senate - Introduced: 2026-02-23 - Last action: 2026-04-30, Signed by Governor. - Sponsor: COMMITTEE ON COMMERCE - Cosponsors: 0 - Subjects: commerce - Touches household money: yes - Roll calls: 3 (184 yes, 0 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - More association disclosures, with capped records fees: mixed, low. Beginning July 1, 2026, Iowa unit owners associations must include a certificate in provided records showing paid or overdue dues, fees, and assessments, plus formally approved future charges. Records must also list all property ownership transfer fees within the community. Associations, their desi… - Sellers gain inspection details and cancellation rights: mixed, low. Beginning July 1, 2026, Iowa home sellers can request free inspection report sections about repairs requested by buyers or their agents. Buyers or their authorized agents must provide those sections or risk the seller canceling the purchase contract without penalty. The right covers only sections t… ## Sponsors and cosponsors - Sponsor: COMMITTEE ON COMMERCE ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-04-06 | Senate | Passed Senate | pass | 47 | 0 | | | 2026-03-24 | House | Passed House | pass | 95 | 0 | | | 2026-03-05 | Senate | Passed Senate | pass | 42 | 0 | | ## Actions (27) - 2026-04-30: Signed by Governor. (Senate) - 2026-04-30: Reported correctly enrolled, signed by President and Speaker, and sent to Governor. (Senate) - 2026-04-06: Message from Senate. (House) - 2026-04-06: Immediate message. (Senate) - 2026-04-06: Passed Senate, yeas 47, nays 0. (Senate) - 2026-04-06: Senate concurred with S-5129. (Senate) - 2026-03-30: Explanation of vote. (House) - 2026-03-24: Message from House, with amendment S-5129. (Senate) - 2026-03-24: Immediate message. (House) - 2026-03-24: Passed House, yeas 95, nays 0. (House) - 2026-03-24: Amendment H-8244 adopted, as amended. (House) - 2026-03-24: Amendment H-8257 to amendment H-8244 adopted. (House) - 2026-03-23: Amendment H-8257 filed. (House) - 2026-03-19: Amendment H-8244 filed. (House) - 2026-03-19: Placed on calendar. (House) - 2026-03-19: Committee vote: Yeas, 22. Nays, 0. Excused, 1. (House) - 2026-03-19: Committee report, recommending passage. (House) - 2026-03-11: Subcommittee recommends passage. (legislature) - 2026-03-10: Subcommittee Meeting: 03/11/2026 12:30PM RM 102. (legislature) - 2026-03-10: Subcommittee reassigned: Nordman, Judge and Young. (House) - 2026-03-09: Subcommittee: Young, Blom and McBurney. (House) - 2026-03-05: Read first time, referred to Commerce. (House) - 2026-03-05: Message from Senate. (House) - 2026-03-05: Immediate message. (Senate) - 2026-03-05: Passed Senate, yeas 42, nays 0. (Senate) - 2026-02-23: Committee report, approving bill. (Senate) - 2026-02-23: Introduced, placed on calendar. (Senate) ## Bill text - As Introduced: [PDF](https://www.legis.iowa.gov/docs/publications/LGI/91/SF2448.pdf) - Enrolled: [PDF](https://www.legis.iowa.gov/docs/publications/LGE/91/SF2448.pdf) ## Related bills - HF 2801: A bill for an act modifying the major economic growth attraction program, and including effective date provisions. (Formerly HSB 785.) Effective date: 10/02/20… (signed) - SF 2472: A bill for an act relating to state and local government taxes, fees, financial authority, and budgets, by modifying property assessment provisions, divisions… (signed) - HF 2601: A bill for an act relating to campaign finance, including participation in ballot issue campaigns by foreign nationals and investigations of election misconduc… (signed) - SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly SSB 3162.) Effective date: 07/01/2026. (signed) - SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Formerly SF 2317, SSB 3121.) Effective date: 07/01/2026. (signed) - SF 2299: A bill for an act relating to the district-to-community college sharing or concurrent enrollment program. (Formerly SF 2176.) Vetoed 6-2-26. (vetoed) ## Sources - [As Introduced (PDF)](https://www.legis.iowa.gov/docs/publications/LGI/91/SF2448.pdf) - [Enrolled (PDF)](https://www.legis.iowa.gov/docs/publications/LGE/91/SF2448.pdf) ## Related - [HF 2801: A bill for an act modifying the major economic growth attraction program, and i…](https://policyrisk.com/state-bill/IA-HF2801-2025-2026) - [SF 2472: A bill for an act relating to state and local government taxes, fees, financial…](https://policyrisk.com/state-bill/IA-SF2472-2025-2026) - [HF 2601: A bill for an act relating to campaign finance, including participation in ball…](https://policyrisk.com/state-bill/IA-HF2601-2025-2026) - [SF 2399: A bill for an act relating to bail and bond amounts and conditions. (Formerly S…](https://policyrisk.com/state-bill/IA-SF2399-2025-2026) - [SF 2471: A bill for an act relating to fees for lifetime fur harvester licenses. (Former…](https://policyrisk.com/state-bill/IA-SF2471-2025-2026) - [SF 2299: A bill for an act relating to the district-to-community college sharing or conc…](https://policyrisk.com/state-bill/IA-SF2299-2025-2026) - [Iowa bills](https://policyrisk.com/states/iowa/bills) - [Iowa state hub](https://policyrisk.com/states/iowa) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IA-SF2448-2025-2026 (as of 2026-10-18).