# Illinois HB1435: SECURE CHOICE PROGRAM-IRAS

Illinois HB1435, SECURE CHOICE PROGRAM-IRAS, is a 104th General Assembly (2025–2026) House bill sponsored by Gregg Johnson (Democratic); status in committee, last action 2025-04-21 (Added Co-Sponsor Rep. Stephanie A. Kifowit); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-HB1435-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois HB1435
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: SECURE CHOICE PROGRAM-IRAS
- Status: in committee
- Chamber: House
- Introduced: 2025-01-17
- Last action: 2025-04-21, Added Co-Sponsor Rep. Stephanie A. Kifowit
- Sponsor: Gregg Johnson (Democratic)
- Cosponsors: 3
- Subjects: personnel & pensions
- Touches household money: yes
- Roll calls: 2 (15 yes, 8 no in all)
- Economic provisions PRIA read: 0

## Summary

Amends the Illinois Secure Choice Savings Program Act. Provides that the accounts established under the Secure Choice Savings Program shall be IRAs, into which enrollees contribute funds that are invested in investment options established by the Illinois Secure Choice Savings Board. Provides that a separate account shall be established for each enrollee and the accounts shall be owned by the enrollee. Provides that the savings accounts established under the Program shall be portable and allow for an enrollee to make contributions from multiple employers into a single account. Provides that an enrollee in the Program may have both a Roth IRA and a Traditional IRA through the Program. Provides that the Board shall have the duty to assess the feasibility of agreements with other governmental entities, including other states and their agencies and instrumentalities, to achieve greater economies of scale through shared resources and to enter into those agreements if determined to be beneficial. Provides that an employer who fails without reasonable cause to enroll an employee in the Program within the time provided and fails to remit their contributions (rather than fails without reasonable cause to enroll an employee in the Program within the time provided) shall be subject to a penalty. Makes changes in provisions concerning employer and employee information packets. Effective immediately.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Gregg Johnson (Democratic), House
- Cosponsor: Laura Faver Dias (Democratic), House
- Cosponsor: Martha Deuter (Democratic), House
- Cosponsor: Stephanie A. Kifowit (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-08 | House | House Floor Amendment No. 1 Recommends Be Adopted Personnel & Pensions Committee; | pass | 7 | 4 |   |
| 2025-02-27 | House | Do Pass / Short Debate Personnel & Pensions Committee; | pass | 8 | 4 |   |

## Actions (17)

- 2025-04-21: Added Co-Sponsor Rep. Stephanie A. Kifowit (House)
- 2025-04-11: House Floor Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee (House)
- 2025-04-11: Rule 19(a) / Re-referred to Rules Committee (House)
- 2025-04-08: House Floor Amendment No. 1 Recommends Be Adopted Personnel & Pensions Committee; 007-004-000 (House)
- 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House)
- 2025-03-26: Second Reading - Short Debate (House)
- 2025-03-18: House Floor Amendment No. 1 Rules Refers to Personnel & Pensions Committee (House)
- 2025-03-13: House Floor Amendment No. 1 Referred to Rules Committee (House)
- 2025-03-13: House Floor Amendment No. 1 Filed with Clerk by Rep. Gregg Johnson (House)
- 2025-03-11: Added Co-Sponsor Rep. Laura Faver Dias (House)
- 2025-02-27: Placed on Calendar 2nd Reading - Short Debate (House)
- 2025-02-27: Added Co-Sponsor Rep. Martha Deuter (House)
- 2025-02-27: Do Pass / Short Debate Personnel & Pensions Committee; 008-004-000 (House)
- 2025-02-18: Assigned to Personnel & Pensions Committee (House)
- 2025-01-28: Referred to Rules Committee (House)
- 2025-01-28: First Reading (House)
- 2025-01-17: Filed with the Clerk by Rep. Gregg Johnson (House)

## Bill text

- House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1435ham001.pdf)
- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1435.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1435ham001.pdf)
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1435.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
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Source: PRIA, https://policyrisk.com/state-bill/IL-HB1435-2025-2026 (as of 2026-11-01).