# Illinois HB1577: INS CD-DEPENDENT PARENTS

Illinois HB1577, INS CD-DEPENDENT PARENTS, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status signed, last action 2025-08-15 (Public Act . . . . . . . . . 104-0189); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-HB1577-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois HB1577
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: INS CD-DEPENDENT PARENTS
- Status: signed
- Chamber: House
- Introduced: 2025-01-22
- Last action: 2025-08-15, Public Act . . . . . . . . . 104-0189
- Sponsors: no sponsor on record
- Cosponsors: 2
- Subjects: insurance, assignments
- Touches household money: yes
- Roll calls: 4 (198 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

Amends the Illinois Insurance Code. Excludes student health insurance coverage from a provision requiring group or individual policies of accident and health insurance that provide dependent coverage to make that dependent coverage available to the parent or stepparent of the insured if certain conditions are met. Effective immediately.

## Bill overview: provisions PRIA read

- Health coverage expands for qualifying dependent parents: benefit, high. Illinois insurers offering dependent coverage must make it available to qualifying parents and stepparents. This applies to group or individual accident and health policies issued, amended, delivered, or renewed after January 1, 2026. The parent or stepparent must be a qualifying relative under fed…

## Sponsors and cosponsors

- Cosponsor: Hoan Huynh (Democratic), House
- Cosponsor: Rachel Ventura (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-05-22 | Senate | Third Reading - Passed; | pass | 58 | 0 |   |
| 2025-04-30 | Senate | Do Pass Insurance; | pass | 9 | 0 |   |
| 2025-04-09 | House | Third Reading - Short Debate - Passed | pass | 115 | 0 |   |
| 2025-02-25 | House | Do Pass / Short Debate Insurance Committee; | pass | 16 | 0 |   |

## Actions (26)

- 2025-08-15: Public Act . . . . . . . . . 104-0189 (House)
- 2025-08-15: Effective Date August 15, 2025 (House)
- 2025-08-15: Governor Approved (House)
- 2025-06-20: Sent to the Governor (House)
- 2025-05-22: Passed Both Houses (House)
- 2025-05-22: Third Reading - Passed; 058-000-000 (Senate)
- 2025-05-20: Placed on Calendar Order of 3rd Reading ** (Senate)
- 2025-05-07: Placed on Calendar Order of 3rd Reading May 8, 2025 (Senate)
- 2025-05-07: Second Reading (Senate)
- 2025-04-30: Placed on Calendar Order of 2nd Reading May 1, 2025 (Senate)
- 2025-04-30: Do Pass Insurance; 009-000-000 (Senate)
- 2025-04-23: Assigned to Insurance (Senate)
- 2025-04-09: Referred to Assignments (Senate)
- 2025-04-09: First Reading (Senate)
- 2025-04-09: Chief Senate Sponsor Sen. Rachel Ventura (Senate)
- 2025-04-09: Placed on Calendar Order of First Reading (Senate)
- 2025-04-09: Arrive in Senate (Senate)
- 2025-04-09: Third Reading - Short Debate - Passed 115-000-000 (House)
- 2025-03-19: Placed on Calendar Order of 3rd Reading - Short Debate (House)
- 2025-03-19: Second Reading - Short Debate (House)
- 2025-02-26: Placed on Calendar 2nd Reading - Short Debate (House)
- 2025-02-25: Do Pass / Short Debate Insurance Committee; 016-000-000 (House)
- 2025-02-18: Assigned to Insurance Committee (House)
- 2025-01-28: Referred to Rules Committee (House)
- 2025-01-28: First Reading (House)
- 2025-01-22: Filed with the Clerk by Rep. Hoan Huynh (House)

## Bill text

- Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1577eng.pdf)
- Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1577enr.pdf)
- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1577.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1577eng.pdf)
- [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1577enr.pdf)
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1577.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-HB1577-2025-2026 (as of 2026-11-01).