# Illinois HB1648: PEN CD-FIRE-PAYMENT REDIRECTS Illinois HB1648, PEN CD-FIRE-PAYMENT REDIRECTS, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status signed, last action 2025-08-15 (Public Act . . . . . . . . . 104-0196); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB1648-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB1648 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: PEN CD-FIRE-PAYMENT REDIRECTS - Status: signed - Chamber: House - Introduced: 2025-01-23 - Last action: 2025-08-15, Public Act . . . . . . . . . 104-0196 - Sponsors: no sponsor on record - Cosponsors: 21 - Subjects: personnel & pensions, assignments, pensions - Touches household money: yes - Roll calls: 4 (190 yes, 0 no in all) - Economic provisions PRIA read: 1 ## Summary Amends the Downstate Firefighter Article of the Illinois Pension Code. Provides that a pensioner, annuitant, applicant for a refund, disability beneficiary, or other beneficiary does not have the right to transfer or assign his or her pension, annuity, refund, or disability benefit, or any part thereof, by mortgage or otherwise; except that an annuitant or disability beneficiary may direct, in writing, that a monthly payment be made to an association or organization with which the annuitant or disability beneficiary or the annuitant's or disability beneficiary's surviving spouse may be affiliated by virtue of his or her fire service or for hospitalization insurance purposes. ## Bill overview: provisions PRIA read - Firefighter pensions protected, but payment transfers limited: mixed, low. Illinois firefighter pension funds cannot be seized through court action to pay firefighters’ or beneficiaries’ debts or judgments. These funds must be used only for pensions for firefighters and their beneficiaries. Pensioners, refund applicants, and other beneficiaries cannot transfer or assign a… ## Sponsors and cosponsors - Cosponsor: Brad Stephens (Republican), House - Cosponsor: Chris Balkema (Republican), Senate - Cosponsor: Dale Fowler (Republican), Senate - Cosponsor: Daniel J. Ugaste (Republican), House - Cosponsor: Donald P. DeWitte (Republican), Senate - Cosponsor: Harry Benton (Democratic), House - Cosponsor: Jason R. Bunting (Republican), House - Cosponsor: Javier L. Cervantes (Democratic), Senate - Cosponsor: Jehan Gordon-Booth (Democratic), House - Cosponsor: Jennifer Sanalitro (Republican), House - Cosponsor: Joe C. Sosnowski (Republican), House - Cosponsor: Katie Stuart (Democratic), House - Cosponsor: Mary Gill (Democratic), House - Cosponsor: Maura Hirschauer (Democratic), House - Cosponsor: Michael J. Coffey, Jr. (Republican), House - Cosponsor: Nicole La Ha (Republican), House - Cosponsor: Patrick Sheehan (Republican), House - Cosponsor: Sharon Chung (Democratic), House - Cosponsor: Stephanie A. Kifowit (Democratic), House - Cosponsor: Thaddeus Jones (Democratic), House - Cosponsor: Tony M. McCombie (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-22 | Senate | Third Reading - Passed; | pass | 58 | 0 | | | 2025-05-07 | Senate | Do Pass Pensions; | pass | 6 | 0 | | | 2025-04-08 | House | Third Reading - Short Debate - Passed | pass | 114 | 0 | | | 2025-02-27 | House | Do Pass / Short Debate Personnel & Pensions Committee; | pass | 12 | 0 | | ## Actions (45) - 2025-08-15: Public Act . . . . . . . . . 104-0196 (House) - 2025-08-15: Effective Date January 1, 2026 (House) - 2025-08-15: Governor Approved (House) - 2025-06-20: Sent to the Governor (House) - 2025-05-30: Added as Alternate Co-Sponsor Sen. Chris Balkema (Senate) - 2025-05-22: Passed Both Houses (House) - 2025-05-22: Third Reading - Passed; 058-000-000 (Senate) - 2025-05-21: Added as Alternate Co-Sponsor Sen. Dale Fowler (Senate) - 2025-05-20: Placed on Calendar Order of 3rd Reading ** (Senate) - 2025-05-08: Placed on Calendar Order of 3rd Reading May 13, 2025 (Senate) - 2025-05-08: Second Reading (Senate) - 2025-05-08: Added Co-Sponsor Rep. Thaddeus Jones (House) - 2025-05-07: Placed on Calendar Order of 2nd Reading May 8, 2025 (Senate) - 2025-05-07: Do Pass Pensions; 006-000-000 (Senate) - 2025-04-29: Added as Alternate Co-Sponsor Sen. Javier L. Cervantes (Senate) - 2025-04-29: Assigned to Pensions (Senate) - 2025-04-09: Referred to Assignments (Senate) - 2025-04-09: First Reading (Senate) - 2025-04-09: Chief Senate Sponsor Sen. Donald P. DeWitte (Senate) - 2025-04-09: Placed on Calendar Order of First Reading (Senate) - 2025-04-09: Arrive in Senate (Senate) - 2025-04-08: Added Co-Sponsor Rep. Katie Stuart (House) - 2025-04-08: Added Co-Sponsor Rep. Harry Benton (House) - 2025-04-08: Added Co-Sponsor Rep. Sharon Chung (House) - 2025-04-08: Third Reading - Short Debate - Passed 114-000-000 (House) - 2025-04-07: Added Co-Sponsor Rep. Jehan Gordon-Booth (House) - 2025-03-26: Added Chief Co-Sponsor Rep. Michael J. Coffey, Jr. (House) - 2025-03-26: Added Co-Sponsor Rep. Mary Gill (House) - 2025-03-26: Added Co-Sponsor Rep. Maura Hirschauer (House) - 2025-03-25: Added Co-Sponsor Rep. Daniel J. Ugaste (House) - 2025-03-25: Added Co-Sponsor Rep. Nicole La Ha (House) - 2025-03-25: Added Co-Sponsor Rep. Joe C. Sosnowski (House) - 2025-03-25: Added Co-Sponsor Rep. Jason R. Bunting (House) - 2025-03-25: Added Co-Sponsor Rep. Patrick Sheehan (House) - 2025-03-25: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2025-03-25: Second Reading - Short Debate (House) - 2025-03-25: Added Co-Sponsor Rep. Tony M. McCombie (House) - 2025-03-18: Added Chief Co-Sponsor Rep. Jennifer Sanalitro (House) - 2025-02-27: Placed on Calendar 2nd Reading - Short Debate (House) - 2025-02-27: Added Chief Co-Sponsor Rep. Stephanie A. Kifowit (House) - 2025-02-27: Do Pass / Short Debate Personnel & Pensions Committee; 012-000-000 (House) - 2025-02-18: Assigned to Personnel & Pensions Committee (House) - 2025-01-28: Referred to Rules Committee (House) - 2025-01-28: First Reading (House) - 2025-01-23: Filed with the Clerk by Rep. Brad Stephens (House) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1648eng.pdf) - Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1648enr.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1648.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1648eng.pdf) - [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1648enr.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB1648.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB1648-2025-2026 (as of 2026-11-01).