# Illinois HB2425: INS CD-DISCRIMINATION-FELONY Illinois HB2425, INS CD-DISCRIMINATION-FELONY, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status signed, last action 2025-08-15 (Public Act . . . . . . . . . 104-0224); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB2425-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB2425 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: INS CD-DISCRIMINATION-FELONY - Status: signed - Chamber: House - Introduced: 2025-02-03 - Last action: 2025-08-15, Public Act . . . . . . . . . 104-0224 - Sponsors: no sponsor on record - Cosponsors: 24 - Subjects: insurance, assignments - Touches household money: yes - Roll calls: 5 (139 yes, 70 no in all) - Economic provisions PRIA read: 1 ## Summary Amends the Illinois Insurance Code. Provides that an insurer or producer authorized to issue policies of insurance in the State may not make a distinction or otherwise discriminate between persons, reject an applicant, cancel a policy, or demand or require a higher rate of premium for reasons based solely upon the basis that an applicant or insured has been convicted of a felony. ## Bill overview: provisions PRIA read - Funeral insurance protections for people with felonies: benefit, low. In Illinois, life insurers cannot deny or end funeral insurance coverage solely because you have a felony conviction. They also cannot limit coverage or charge a different rate for the same policy solely for that reason. This applies only to policies marketed and sold exclusively to cover funeral a… ## Sponsors and cosponsors - Cosponsor: Adriane L. Johnson (Democratic), Senate - Cosponsor: Camille Y. Lilly (Democratic), House - Cosponsor: Christopher Belt (Democratic), Senate - Cosponsor: Doris Turner (Democratic), Senate - Cosponsor: Emil Jones, III (Democratic), Senate - Cosponsor: Javier L. Cervantes (Democratic), Senate - Cosponsor: Jawaharial Williams (Democratic), House - Cosponsor: Jehan Gordon-Booth (Democratic), House - Cosponsor: Justin Slaughter (Democratic), House - Cosponsor: Kelly M. Cassidy (Democratic), House - Cosponsor: Kimberly Du Buclet (Democratic), House - Cosponsor: La Shawn K. Ford (Democratic), House - Cosponsor: Lakesia Collins (Democratic), Senate - Cosponsor: Lisa Davis (Democratic), House - Cosponsor: Mary Beth Canty (Democratic), House - Cosponsor: Mary Edly-Allen (Democratic), Senate - Cosponsor: Michael Crawford (Democratic), House - Cosponsor: Michelle Mussman (Democratic), House - Cosponsor: Mike Simmons (Democratic), Senate - Cosponsor: Rachel Ventura (Democratic), Senate - Cosponsor: Rita Mayfield (Democratic), House - Cosponsor: Sonya M. Harper (Democratic), House - Cosponsor: Thaddeus Jones (Democratic), House - Cosponsor: Yolonda Morris (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-29 | Senate | Third Reading - Passed; | pass | 36 | 18 | 1 | | 2025-05-27 | Senate | Do Pass Insurance; | pass | 8 | 4 | | | 2025-04-10 | House | Third Reading - Short Debate - Passed | pass | 76 | 38 | | | 2025-03-25 | House | House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; | pass | 10 | 5 | | | 2025-03-04 | House | Do Pass / Short Debate Insurance Committee; | pass | 9 | 5 | | ## Actions (56) - 2025-08-15: Public Act . . . . . . . . . 104-0224 (House) - 2025-08-15: Effective Date January 1, 2026 (House) - 2025-08-15: Governor Approved (House) - 2025-06-24: Sent to the Governor (House) - 2025-05-30: Added as Alternate Co-Sponsor Sen. Mary Edly-Allen (Senate) - 2025-05-29: Added as Alternate Co-Sponsor Sen. Lakesia Collins (Senate) - 2025-05-29: Added as Alternate Co-Sponsor Sen. Javier L. Cervantes (Senate) - 2025-05-29: Added as Alternate Co-Sponsor Sen. Emil Jones, III (Senate) - 2025-05-29: Passed Both Houses (House) - 2025-05-29: Third Reading - Passed; 036-018-001 (Senate) - 2025-05-27: Placed on Calendar Order of 3rd Reading May 28, 2025 (Senate) - 2025-05-27: Second Reading (Senate) - 2025-05-27: Placed on Calendar Order of 2nd Reading (Senate) - 2025-05-27: Do Pass Insurance; 008-004-000 (Senate) - 2025-05-27: Rule 2-10 Third Reading/Passage Deadline Established As June 1, 2025 (Senate) - 2025-05-27: Added as Alternate Co-Sponsor Sen. Mike Simmons (Senate) - 2025-05-27: Added as Alternate Chief Co-Sponsor Sen. Christopher Belt (Senate) - 2025-05-27: Added as Alternate Co-Sponsor Sen. Rachel Ventura (Senate) - 2025-05-27: Added as Alternate Co-Sponsor Sen. Doris Turner (Senate) - 2025-05-23: Rule 2-10 Committee Deadline Established As June 1, 2025 (Senate) - 2025-05-09: Rule 2-10 Committee Deadline Established As May 23, 2025 (Senate) - 2025-04-29: Assigned to Insurance (Senate) - 2025-04-25: Referred to Assignments (Senate) - 2025-04-25: First Reading (Senate) - 2025-04-25: Chief Senate Sponsor Sen. Adriane L. Johnson (Senate) - 2025-04-15: Added Co-Sponsor Rep. Mary Beth Canty (House) - 2025-04-14: Placed on Calendar Order of First Reading April 29, 2025 (Senate) - 2025-04-14: Arrive in Senate (Senate) - 2025-04-10: Added Co-Sponsor Rep. Jehan Gordon-Booth (House) - 2025-04-10: Added Co-Sponsor Rep. Kimberly Du Buclet (House) - 2025-04-10: Added Co-Sponsor Rep. Camille Y. Lilly (House) - 2025-04-10: Added Co-Sponsor Rep. Jawaharial Williams (House) - 2025-04-10: Added Co-Sponsor Rep. Lisa Davis (House) - 2025-04-10: Added Co-Sponsor Rep. Michelle Mussman (House) - 2025-04-10: Added Co-Sponsor Rep. Kelly M. Cassidy (House) - 2025-04-10: Added Co-Sponsor Rep. Michael Crawford (House) - 2025-04-10: Added Co-Sponsor Rep. Justin Slaughter (House) - 2025-04-10: Added Co-Sponsor Rep. Sonya M. Harper (House) - 2025-04-10: Added Co-Sponsor Rep. Yolonda Morris (House) - 2025-04-10: Third Reading - Short Debate - Passed 076-038-000 (House) - 2025-04-10: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2025-04-10: House Floor Amendment No. 1 Adopted (House) - 2025-04-10: Added Chief Co-Sponsor Rep. Thaddeus Jones (House) - 2025-04-10: Added Chief Co-Sponsor Rep. La Shawn K. Ford (House) - 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House) - 2025-03-26: Second Reading - Short Debate (House) - 2025-03-25: House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 010-005-000 (House) - 2025-03-12: House Floor Amendment No. 1 Rules Refers to Insurance Committee (House) - 2025-03-11: House Floor Amendment No. 1 Referred to Rules Committee (House) - 2025-03-11: House Floor Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield (House) - 2025-03-05: Placed on Calendar 2nd Reading - Short Debate (House) - 2025-03-04: Do Pass / Short Debate Insurance Committee; 009-005-000 (House) - 2025-02-25: Assigned to Insurance Committee (House) - 2025-02-04: Referred to Rules Committee (House) - 2025-02-04: First Reading (House) - 2025-02-03: Filed with the Clerk by Rep. Rita Mayfield (House) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425eng.pdf) - Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425enr.pdf) - House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425ham001.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425eng.pdf) - [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425enr.pdf) - [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425ham001.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2425.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB2425-2025-2026 (as of 2026-11-01).