# Illinois HB2805: INS CD-COST SHARING RESTRICT Illinois HB2805, INS CD-COST SHARING RESTRICT, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status passed house, last action 2026-03-16 (Added Co-Sponsor Rep. Michelle Mussman); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB2805-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB2805 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: INS CD-COST SHARING RESTRICT - Status: passed house - Chamber: House - Introduced: 2025-02-05 - Last action: 2026-03-16, Added Co-Sponsor Rep. Michelle Mussman - Sponsors: no sponsor on record - Cosponsors: 17 - Subjects: insurance, assignments - Touches household money: yes - Roll calls: 2 (130 yes, 0 no in all) - Economic provisions PRIA read: 0 ## Summary Amends the Illinois Insurance Code. In a provision requiring policies of group accident and health insurance to provide coverage for certain examination and testing services provided to a victim of specified criminal offenses, prohibits the policy from imposing a deductible, coinsurance, copayment, or any other cost-sharing requirement on the coverage provided, except to the extent that the coverage would disqualify a high-deductible health plan from eligibility for a health savings account under the Internal Revenue Code. Effective January 1, 2026. ## Bill overview No economic impacts identified for this bill. ## Sponsors and cosponsors - Cosponsor: Camille Y. Lilly (Democratic), House - Cosponsor: Daniel Didech (Democratic), House - Cosponsor: Emanuel "Chris" Welch (Democratic), House - Cosponsor: Jackie Haas (Republican), House - Cosponsor: Jawaharial Williams (Democratic), House - Cosponsor: Jeff Keicher (Republican), House - Cosponsor: John F. Curran (Republican), Senate - Cosponsor: Joyce Mason (Democratic), House - Cosponsor: Kelly M. Cassidy (Democratic), House - Cosponsor: Mary Gill (Democratic), House - Cosponsor: Michelle Mussman (Democratic), House - Cosponsor: Nicole La Ha (Republican), House - Cosponsor: Rita Mayfield (Democratic), House - Cosponsor: Sonya M. Harper (Democratic), House - Cosponsor: Thaddeus Jones (Democratic), House - Cosponsor: Tony M. McCombie (Republican), House - Cosponsor: Willie Preston (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-08 | House | Third Reading - Short Debate - Passed | pass | 114 | 0 | | | 2025-03-11 | House | Do Pass / Short Debate Insurance Committee; | pass | 16 | 0 | | ## Actions (34) - 2026-03-16: Added Co-Sponsor Rep. Michelle Mussman (House) - 2025-06-02: Rule 3-9(a) / Re-referred to Assignments (Senate) - 2025-05-23: Rule 2-10 Committee Deadline Established As June 1, 2025 (Senate) - 2025-05-09: Rule 2-10 Committee Deadline Established As May 23, 2025 (Senate) - 2025-04-24: Added as Alternate Chief Co-Sponsor Sen. Willie Preston (Senate) - 2025-04-23: Assigned to Insurance (Senate) - 2025-04-10: Referred to Assignments (Senate) - 2025-04-10: First Reading (Senate) - 2025-04-10: Chief Senate Sponsor Sen. John F. Curran (Senate) - 2025-04-09: Placed on Calendar Order of First Reading April 10, 2025 (Senate) - 2025-04-09: Arrive in Senate (Senate) - 2025-04-08: Third Reading - Short Debate - Passed 114-000-000 (House) - 2025-04-08: Added Co-Sponsor Rep. Mary Gill (House) - 2025-04-08: Added Co-Sponsor Rep. Joyce Mason (House) - 2025-04-08: Added Co-Sponsor Rep. Rita Mayfield (House) - 2025-04-08: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2025-04-08: Added Co-Sponsor Rep. Sonya M. Harper (House) - 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House) - 2025-03-26: Second Reading - Short Debate (House) - 2025-03-12: Added Co-Sponsor Rep. Jackie Haas (House) - 2025-03-12: Placed on Calendar 2nd Reading - Short Debate (House) - 2025-03-11: Added Co-Sponsor Rep. Thaddeus Jones (House) - 2025-03-11: Added Co-Sponsor Rep. Camille Y. Lilly (House) - 2025-03-11: Added Chief Co-Sponsor Rep. Nicole La Ha (House) - 2025-03-11: Added Chief Co-Sponsor Rep. Kelly M. Cassidy (House) - 2025-03-11: Do Pass / Short Debate Insurance Committee; 016-000-000 (House) - 2025-03-11: Added Co-Sponsor Rep. Jawaharial Williams (House) - 2025-03-11: Added Co-Sponsor Rep. Daniel Didech (House) - 2025-03-11: Added Chief Co-Sponsor Rep. Jeff Keicher (House) - 2025-03-10: Added Chief Co-Sponsor Rep. Emanuel "Chris" Welch (House) - 2025-03-04: Assigned to Insurance Committee (House) - 2025-02-06: Referred to Rules Committee (House) - 2025-02-06: First Reading (House) - 2025-02-05: Filed with the Clerk by Rep. Tony M. McCombie (House) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2805eng.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2805.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2805eng.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB2805.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB2805-2025-2026 (as of 2026-11-01).