# Illinois HB3554: COLLECTION AGENCY ACT

Illinois HB3554, COLLECTION AGENCY ACT, is a 104th General Assembly (2025–2026) House bill sponsored by Harry Benton (Democratic); status in committee, last action 2025-04-11 (House Floor Amendment No. 2 Rule 19(c) / Re-referred to Rules Committee); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-HB3554-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois HB3554
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: COLLECTION AGENCY ACT
- Status: in committee
- Chamber: House
- Introduced: 2025-02-07
- Last action: 2025-04-11, House Floor Amendment No. 2 Rule 19(c) / Re-referred to Rules Committee
- Sponsor: Harry Benton (Democratic)
- Cosponsors: 1
- Subjects: financial institutions and licensing
- Touches household money: yes
- Roll calls: 2 (19 yes, 4 no in all)
- Economic provisions PRIA read: 0

## Summary

Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings; orders; and returned payments. Provides that the fee rate a collection agency can charge may be modified by rule to not less than 25% of the amount of child support actually collected by the collection agency but not greater than 35%. Repeals provisions concerning the Collection Agency Licensing and Disciplinary Board and provisions concerning when a person acts as a collection agency. Makes other changes.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Harry Benton (Democratic), House
- Cosponsor: Margaret Croke (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-08 | House | House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; | pass | 11 | 0 |   |
| 2025-03-18 | House | Do Pass as Amended / Short Debate Financial Institutions and Licensing Committee; | pass | 8 | 4 |   |

## Actions (20)

- 2025-04-11: House Floor Amendment No. 2 Rule 19(c) / Re-referred to Rules Committee (House)
- 2025-04-11: Rule 19(a) / Re-referred to Rules Committee (House)
- 2025-04-08: House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 011-000-000 (House)
- 2025-04-07: House Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee (House)
- 2025-04-04: Added Chief Co-Sponsor Rep. Margaret Croke (House)
- 2025-04-04: Chief Sponsor Changed to Rep. Harry Benton (House)
- 2025-03-31: House Floor Amendment No. 2 Referred to Rules Committee (House)
- 2025-03-31: House Floor Amendment No. 2 Filed with Clerk by Rep. Margaret Croke (House)
- 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House)
- 2025-03-26: Second Reading - Short Debate (House)
- 2025-03-19: Placed on Calendar 2nd Reading - Short Debate (House)
- 2025-03-18: Do Pass as Amended / Short Debate Financial Institutions and Licensing Committee; 008-004-000 (House)
- 2025-03-18: House Committee Amendment No. 1 Adopted in Financial Institutions and Licensing Committee; by Voice Vote (House)
- 2025-03-12: House Committee Amendment No. 1 Rules Refers to Financial Institutions and Licensing Committee (House)
- 2025-03-11: House Committee Amendment No. 1 Referred to Rules Committee (House)
- 2025-03-11: House Committee Amendment No. 1 Filed with Clerk by Rep. Margaret Croke (House)
- 2025-03-11: Assigned to Financial Institutions and Licensing Committee (House)
- 2025-02-18: Referred to Rules Committee (House)
- 2025-02-18: First Reading (House)
- 2025-02-07: Filed with the Clerk by Rep. Margaret Croke (House)

## Bill text

- House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3554ham001.pdf)
- House Amendment 2: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3554ham002.pdf)
- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3554.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3554ham001.pdf)
- [House Amendment 2 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3554ham002.pdf)
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3554.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-HB3554-2025-2026 (as of 2026-11-01).