# Illinois HB3595: INS CD-PET INSURANCE Illinois HB3595, INS CD-PET INSURANCE, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status signed, last action 2026-06-26 (Public Act . . . . . . . . . 104-0480); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB3595-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB3595 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: INS CD-PET INSURANCE - Status: signed - Chamber: House - Introduced: 2025-02-07 - Last action: 2026-06-26, Public Act . . . . . . . . . 104-0480 - Sponsors: no sponsor on record - Cosponsors: 10 - Subjects: insurance, assignments, child care accessibility & early childhood education - Touches household money: yes - Roll calls: 11 (394 yes, 85 no in all) - Economic provisions PRIA read: 65 ## Summary Amends the Illinois Insurance Code. Creates the Pet Insurance Article of the Code. Defines terms. Requires a pet insurer to disclose coverage exclusions, limitations, waiting periods, and other information. Provides that pet insurance applicants shall have the right to examine and return the policy, certificate, or rider to the company or an agent or insurance producer of the company within 30 days of its receipt and to have the premium refunded if, after examination of the policy, certificate, or rider, the applicant is not satisfied for any reason. Provides that a pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. Provides that a pet insurer may issue policies that impose waiting periods upon effectuation of the policy that do not exceed 30 days for illnesses or orthopedic conditions not resulting from an accident. Prohibits waiting periods for accidents. Provides that no pet insurer or insurance producer shall market a wellness program as pet insurance. Sets forth provisions concerning wellness programs sold by a pet insurer or insurance producer. ## Bill overview: provisions PRIA read - More support for eligible former foster youth: benefit, medium. Eligible young people can receive child welfare services to help them live independently. They must qualify for possible reinstatement of wardship and agree to services. Support ends when they turn 21, withdraw consent, or meet the self-sufficiency goal in their service plan. - More weatherization help for low-income homes: benefit, medium. Utilities must spend at least 25% of approved efficiency-program funds on measures for households earning no more than 80% of area median income. At least 80% of low-income funding must support whole-building weatherization. A health-and-safety fund must equal at least 15% of the income-qualified w… - More childcare help for working families: benefit, medium. Public aid recipients can get help with child care costs caused by job search, training, or work programs. Beginning July 1, 2026, qualifying parents or relatives who work or join approved employment, education, or training can receive care services as resources permit. The state must provide care… - More payments and help for relative caregivers: benefit, medium. Beginning July 1, 2025, certified relative caregiver homes caring for children placed by DCFS qualify for at least the payment made to licensed foster homes. Other covered relative homes that are neither certified nor licensed qualify for at least 90% of that payment. DCFS can reimburse or prepay r… - More review rights in child welfare: benefit, medium. Children placed by private child-welfare agencies and their caregivers receive procedural and appeal rights. DCFS must handle certain placement-change appeals quickly and review specified complaints. The Department was required to adopt rules by July 1, 2025, for reconsidering denials of relative c… - More support for guardians and adoptive families: benefit, medium. The Department must maintain accessible support services for children under 18 who enter guardianship or adoption after Department custody or guardianship under the stated juvenile law. A toll-free number must respond to requests within one business day, and callers may remain anonymous. By July 1,… - More support for relative caregivers: benefit, medium. Beginning July 1, 2025, certified relative caregiver homes receive at least the foster-care maintenance payment licensed foster homes receive. Other qualifying relative homes caring for a child placed by the state receive at least 90% of the comparison payment. DCFS also provides family-preservatio… - More housing support in redevelopment areas: benefit, medium. A municipality cannot approve a redevelopment plan that removes occupied low-income housing without affordable replacement housing and relocation help. Housing studies must report residents’ racial and ethnic makeup and, when homes may be removed, describe relocation help and replacement housing. M… - New rules for child care workers: benefit, medium. Eligible child care workers can receive wage supplements every six months, based on qualifications, education, and time on the job. Workers need six months of continuous service with one employer and proof of their qualifications; payments depend on appropriations. Beginning July 1, 2026, nanny wor… - Stronger safety rules for child care: benefit, medium. Licensed child care centers, homes, and group homes must test for radon at least every 3 years, post the latest report, and provide it to parents who ask. Centers must follow named pest-control rules, and parents must receive at least 4 business days’ notice before pesticide is used on center groun… - More energy help for low-income homes: benefit, medium. Utilities must put at least 15% of the income-qualified weatherization budget into a health and safety fund. The fund can pay for repairs and technical help that lets eligible low-income homes, some charity buildings, and child-care settings join energy-efficiency programs. Utilities must coordinat… - Utility efficiency funding reaches public buildings: benefit, medium. Utilities serving more than 3 million customers must use at least 10% of yearly efficiency funding for cost-effective measures from public entities. Utilities serving more than 500,000 but fewer than 3 million customers must use at least 7%. Public housing receives a share based on its portion of p… - Energy-saving help for low-income households: benefit, medium. Electric utilities must offer energy-saving measures to households with income at or below 80% of area median income. Utilities with more than 3 million customers must spend at least $40 million a year on low-income programs; those with more than 500,000 but fewer than 3 million customers must spen… - Utility bill estimates before home electrification: benefit, low. Before installing or promoting a covered electrification measure, a utility must estimate its effect on your average monthly electric bill and yearly energy costs. Utilities must also report program details and results to the Commission. - One-time credits for electric overcharges: benefit, low. If a utility’s review finds it collected more than its costs under the specified tariff, it must give retail customers a one-time bill credit. The review covers June 1, 2016, through cancellation of the tariff. The law does not state each customer’s credit amount. - Child care in disability support services: benefit, low. Child care can be included in habilitation services, which aim to improve a person’s physical, mental, social, or economic functioning. Developmental disability facilities may also provide early care and education as habilitation. These changes expand the services that may be offered but do not gua… - Local governments can support childcare: benefit, low. Townships can fund early care or hire licensed providers. For subsidized care, they use the state standard unless the township board approves another recognized public standard. In cities over 100,000 people, redevelopment funds can pay for care for children of employees whose family income is no m… - School and hospital childcare options: benefit, low. A school district with a grant for an alternative education program can offer child care needed for a student to attend, but it does not have to. Districts may also start school-based care programs; student parents cannot be charged, while school staff must pay a fee. Licensed hospitals may offer t… - Child care cost help for jurors: benefit, low. A county-court juror may receive reimbursement from the county for actual early care costs incurred during jury service if a judge orders payment. The juror may waive the reimbursement, and the law sets no fixed amount. - More child care access and protections: benefit, low. Licensed centers must protect information about a child’s or associated person’s citizenship or immigration status unless State or federal law requires disclosure. If a parent or guardian faces immigration enforcement, the center must use emergency contacts or a properly appointed short-term guardi… - More privacy for special education records: benefit, low. Schools must keep a confidential performance summary in the permanent record of a student who received special education services. Disclosure follows the School Student Records Act. The student and parent or guardian can agree in writing to leave out the summary after notice that records are kept f… - Child abuse reports reach more officials: benefit, low. The law adds authorized people to the groups that can receive pending child-abuse or neglect reports. This expands access to reports for people authorized under the law. - Housing funds reimburse schools and libraries: benefit, low. For qualifying assisted-housing redevelopment areas, municipalities use tax-increment funds to reimburse eligible school districts for added costs as revenue comes in. School reimbursement caps are 25%, 17%, or 8% for specified districts below the $5,900 threshold, and 40%, 27%, or 13% for specifie… - Limits on adult venues near child care: benefit, low. The law sets distance limits for adult entertainment facilities near early care centers in covered areas. One rule sets a 3,000-foot limit in certain unincorporated areas, while another sets a general 1,000-foot buffer; one-mile limits apply in specified counties and areas of Cook County. Municipal… - Child care centers gain public-access protections: benefit, low. Non-sectarian early care and education centers are included as places of public accommodation under the Illinois Human Rights Act. They are covered by the Act’s protections and requirements. - Child-care sites limit nearby retailers: benefit, low. A cannabis cultivation center cannot be within 2,500 feet of a pre-existing covered child-care site, and a cannabis dispensary generally cannot be within 1,000 feet. The dispensary rule does not apply to organizations registered on or after July 1, 2019. A new firearm retail location cannot be with… - More notice before lead pipe replacement: benefit, low. At least 45 days before planned lead service line replacement, the water supplier must mail the building owner an access request. If the owner does not respond within 15 days, the supplier must try to post the request at the entrance. If access approval is not obtained, the supplier must request a… - More safety in court orders for families: benefit, low. Courts can include a person’s child-care location in stalking or civil no-contact orders. If requested, a clerk must send a stalking order to the child-care provider within 24 hours when the petitioner is enrolled there. In protection-order cases, child-care details can be kept out of filed papers… - Safer child care sites and better notices: benefit, low. Early care providers cannot use or keep unsafe children’s products where children can reach them. Providers must make safety information available to staff and parents, and state departments must maintain searchable public product databases if money is available. Covered schools and child care prov… - Child care listed in outage plans: benefit, low. When a municipality requires an emergency energy plan, a qualifying utility must list early care centers that could be affected by rotating power interruptions. The rule applies to utilities serving more than 1,000,000 customers in Illinois and operating in that municipality. - Limits on redevelopment of protected land: benefit, low. Redevelopment plans cannot include developing vacant land with a golf course and related facilities. Plans also cannot include government-designated land used for outdoor recreation or nature preservation within the 5 years before the plan is adopted. For this rule, recreation means camping or hunt… - Statewide child-care planning and referrals: benefit, low. Beginning July 1, 2026, the Early Childhood Department coordinates child-care planning, information, and referrals statewide. It also coordinates grants to create or expand centers in high-need communities when funds are specifically appropriated. - More areas qualify for transit redevelopment: benefit, low. Municipalities can include land near certain transit projects in redevelopment areas without meeting the usual listed classifications. The rule covers land within one-half mile of an existing or proposed STAR Line station, with unanimous joint review board approval, and land within a qualifying tra… - Early care groups qualify for payroll deductions: benefit, low. Organizations can count early care and education services toward the service requirement for payroll-deduction participation. They must still certify that their programs meet the law’s health and welfare requirements. - State covers contracted early care costs: benefit, low. The Department of Children and Family Services pays 100% of reasonable costs for covered early care services under a written contract. State-reimbursed early care centers are also covered by rate-survey rules. The law does not state a total spending amount. - Tax breaks support child care programs: benefit, low. A municipality can cut corporate-purpose taxes by up to 50% of a donation of at least $10,000 to an approved child care program in a designated target area. The tax cut cannot exceed the taxpayer’s property-tax amount for that year. Licensed early care centers run by qualifying nonprofits are also… - More limits near child care centers: cost, medium. Illinois law applies child sex offender restrictions to more early care settings, including centers, homes, group homes, and some programs for people under 18. Restrictions include living within 500 feet of listed places and working, volunteering, or being present at covered providers. People on co… - Tougher penalties for crimes near child care: cost, medium. Robbery and burglary at listed child care sites carry Class 1 felony penalties, with an exception for burglary at a center or home operated in a private residence used as a dwelling. Making a dog-fighting site available within 1,000 feet of a listed early care setting carries a Class 3 felony penal… - Local taxes may fund lead line replacement: cost, low. A municipality may approve a local tax for lead service line cleanup and replacement. The tax must be approved by ordinance or resolution and is in addition to general-purpose taxes. The law does not require a municipality to impose it or set a tax rate. - New reporting for residential care providers: cost, low. Licensed Illinois residential providers that contract with or receive reimbursement from named State departments for children’s services must submit required data. This includes information about capacity, staffing, and occupancy. The departments must handle the information under State and federal… - Lead pipe replacement gets state support: mixed, high. Water supplies with known or suspected lead lines must submit a first replacement plan by April 15, 2024, annual updates by April 15 from 2025 through 2027, and a complete final plan by April 15, 2027. Required annual replacement rates range from 7% for systems with 1,200 or fewer lines to 2% for s… - More energy-saving programs from utilities: mixed, high. Large electric utilities must meet yearly energy-saving goals: by 2030, 21.5% for utilities serving over 3 million customers and 16% for those serving over 500,000 but fewer than 3 million. Other-fuel savings can count for no more than 10% of a yearly goal. Utilities can offer approved voltage opti… - Lead lines must be replaced fully: mixed, medium. Water supplies must prioritize inspections in high-risk places, including preschools and listed child care sites. They must replace lead service lines fully, including parts on private property, except for specified emergencies. After an emergency partial replacement, the supply must give written w… - More child health checks and information: mixed, medium. Illinois pays for needed health, vision, hearing, or dental screening exams for eligible children under 21 when required for licensed child care enrollment or child-welfare placement. Licensed child care centers must provide vision and hearing screenings during a child’s first year and periodically… - Safer rules for child care providers: mixed, medium. Beginning July 1, 2026, the Department must immediately close a covered provider it finds puts children at risk and start license-revocation proceedings within 10 working days when required. Providers that regularly transport children must use drivers who are at least 21 and meet license, medical,… - New child care licensing options: mixed, medium. The Department of Early Childhood takes over child care licensing on July 1, 2026. Providers that do not need a license may apply for one. Starting July 1, 2027, some part-day, religious, and school-age programs can register instead of getting a full license. These programs must meet safety and reg… - Stronger safety rules for child care providers: mixed, medium. Beginning July 1, 2026, agencies must act on covered failures by child care staff to report suspected abuse or neglect. They must respond promptly, check whether failures are isolated or systemic, and use corrective plans and supervisory teams. The Department must revoke or deny certain licenses wh… - New utility energy-saving requirements: mixed, medium. Beginning in 2027, utilities with more than 3 million customers must save energy equal to 2% of average annual sales from 2021–2023. Utilities with more than 500,000 but fewer than 3 million customers must reach 1.4% in 2027, 1.7% in 2028, and 2% in 2029 and later. The law also sets peak-demand goa… - Rules shape utility efficiency programs: mixed, medium. An electric utility can keep a joint efficiency program running when a gas utility stops funding it, and low-income home programs get priority when practicable. Other-fuel savings generally cannot meet more than 10% of a year’s savings requirement; additional limits apply by utility size, including… - Utility efficiency costs and bill credits: mixed, medium. Utilities can recover reasonable, approved energy-efficiency costs from customers, without recovering the same cost twice. A formula rate sets the cost of equity using the average monthly Treasury-bond yield plus 580 basis points. When a utility ends an adjustment tariff, it must compare collection… - Utility efficiency costs can change bills: mixed, medium. Utilities can recover approved, reasonable efficiency-program costs from customers and may defer spending while earning a return on deferred costs. Utilities using an efficiency formula rate must file updated costs each year; customers receive a credit for over-collection or an added charge for und… - New rules for energy storage projects: mixed, medium. Before commercial operation, energy storage owners must offer local responders training and provide the emergency plan; integrated batteries must meet listed safety standards. Setbacks near occupied early care facilities include 150 feet from the building and 50 feet from its property line. Countie… - Changes to public worker rights: mixed, low. Public employers must base confidential and managerial employee classifications on actual job duties, not only written job descriptions. Some State employees who regularly work to influence legislation lose public-employee status and related labor rights. Licensed and license-exempt home child-care… - Child care insurance costs and protections: mixed, low. Vehicles used for private child care purposes that require a school bus driver permit must carry at least $1 million in liability coverage per crash. That is the coverage limit, not the premium. Insurers cannot cancel or refuse to renew a policy solely because the insured runs a licensed child care… - Alcohol service follows child care hours: mixed, low. At the Michael Bilandic Building, alcohol can be delivered, sold, or dispensed only after the normal business hours of an early care and education facility in the building. Existing consent, official-activity, and insurance requirements still apply. - Child-care centers in sentencing rules: mixed, low. The law changes the child-care center definition used in an extended-sentence rule. A covered center must be state-certified and licensed, and its property must display a sign identifying it as an early care and education center. - More safety rules at child-care centers: mixed, low. Beginning July 1, 2026, leaders of licensed care homes and onsite center directors must complete basic training on caring for children with disabilities. Centers must use pest-management plans when economically feasible; if costs make a plan infeasible, they must report projected costs and provide… - Food handlers renew training every three years: mixed, low. Food handlers in covered nursing homes, child-care settings, hospitals, schools, and long-term care facilities must renew their food-handler training every 3 years. The requirement supports food safety and adds a recurring training duty for workers. - Local governments get child-care exemptions: mixed, low. Qualifying local-government activity programs do not need child-care registration or a license. Programs must follow age and time limits, give parents written notice that they are not licensed, and check staff and volunteers at least every 5 years. Beginning July 1, 2027, programs must also have em… - New rules for child care advertising: mixed, low. Beginning July 1, 2026, licensed child care agencies can advertise services they are approved to provide, but centers, homes, and group homes are excluded from that authorization. Covered child care advertisements must show the provider’s Illinois Department of Early Childhood license number. Licen… - New rules for child-care providers: mixed, low. Beginning July 1, 2026, the Early Childhood Department manages licensing for child-care centers, homes, and group homes. Licenses last 3 years, providers receive at least yearly monitoring, and limited permits can last 6 months, 2 months, or up to 90 days. Providers and workers face fingerprint and… - New safety and repair duties for storage sites: mixed, low. Before an energy storage facility operates, a county may require safety reports, an emergency plan, and warnings that follow the named safety standards. Facility lighting must meet safety and operating needs, be shielded, and point down away from nearby homes and properties. Owners must file a farm… - Large energy users can avoid plan charges: mixed, low. Qualifying large private customers can opt out of an electric utility’s efficiency plan for a plan cycle. They must meet a demand threshold above 10,000 kilowatts, submit the required notice and energy audit, and describe planned internal efficiency investments. Public customers cannot opt out, and… - New rules for energy storage sites: mixed, low. Counties cannot require new siting approval for work that keeps a storage system near its original capacity. A county has 60 days to approve or deny a building permit; no decision means the permit is granted. A building permit fee up to $5,000 per megawatt, capped at $50,000, is presumed reasonable… - Water suppliers reach diverse contractors: mixed, low. Community water supplies must make good-faith efforts to reach certified diverse businesses when contracting. They can meet diversity goals through direct awards or diverse subcontractors and vendors. They must collect compliance data at least twice a year and report on progress, vendors, and emplo… ## Sponsors and cosponsors - Cosponsor: Bob Morgan (Democratic), House - Cosponsor: Dave Vella (Democratic), House - Cosponsor: Joyce Mason (Democratic), House - Cosponsor: Julie A. Morrison (Democratic), Senate - Cosponsor: Justin Cochran (Democratic), House - Cosponsor: Laura Faver Dias (Democratic), House - Cosponsor: Margaret A. DeLaRosa (Democratic), House - Cosponsor: Maura Hirschauer (Democratic), House - Cosponsor: Nicolle Grasse (Democratic), House - Cosponsor: Suzanne M. Ness (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-05-31 | House | Senate Floor Amendment No. 1 House Concurs | pass | 80 | 33 | | | 2026-05-31 | House | Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education; | pass | 9 | 4 | | | 2026-05-31 | House | Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education; | pass | 9 | 4 | | | 2026-05-31 | House | Senate Floor Amendment No. 2 House Concurs | pass | 80 | 33 | | | 2026-05-30 | Senate | Third Reading - Passed; | pass | 50 | 7 | | | 2026-05-13 | Senate | Senate Floor Amendment No. 1 Recommend Do Adopt Executive; | pass | 9 | 4 | | | 2026-04-14 | House | Third Reading - Standard Debate - Passed | pass | 104 | 0 | | | 2026-04-09 | House | House Floor Amendment No. 3 Recommends Be Adopted Insurance Committee; | pass | 16 | 0 | | | 2026-03-24 | House | House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; | pass | 15 | 0 | | | 2026-02-11 | House | Approved for Consideration Rules Committee; | pass | 5 | 0 | | | 2025-03-18 | House | Do Pass / Short Debate Insurance Committee; | pass | 17 | 0 | | ## Actions (79) - 2026-06-26: Public Act . . . . . . . . . 104-0480 (House) - 2026-06-26: Effective Date July 1, 2026 (House) - 2026-06-26: Governor Approved (House) - 2026-06-23: Sent to the Governor (House) - 2026-05-31: Added Co-Sponsor Rep. Margaret A. DeLaRosa (House) - 2026-05-31: Passed Both Houses (House) - 2026-05-31: House Concurs (House) - 2026-05-31: Senate Floor Amendment No. 2 House Concurs 080-033-000 (House) - 2026-05-31: Senate Floor Amendment No. 1 House Concurs 080-033-000 (House) - 2026-05-31: Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education; 009-004-000 (House) - 2026-05-31: Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education; 009-004-000 (House) - 2026-05-30: Senate Floor Amendment No. 2 Motion to Concur Rules Referred to Child Care Accessibility & Early Childhood Education (House) - 2026-05-30: Senate Floor Amendment No. 1 Motion to Concur Rules Referred to Child Care Accessibility & Early Childhood Education (House) - 2026-05-30: Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee (House) - 2026-05-30: Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee (House) - 2026-05-30: Senate Floor Amendment No. 2 Motion Filed Concur Rep. Joyce Mason (House) - 2026-05-30: Senate Floor Amendment No. 1 Motion Filed Concur Rep. Joyce Mason (House) - 2026-05-30: Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2 (House) - 2026-05-30: Arrived in House (House) - 2026-05-30: Third Reading - Passed; 050-007-000 (Senate) - 2026-05-30: Placed on Calendar Order of 3rd Reading (Senate) - 2026-05-30: Senate Floor Amendment No. 2 Adopted; Morrison (Senate) - 2026-05-30: Recalled to Second Reading (Senate) - 2026-05-29: Senate Floor Amendment No. 2 Be Approved for Consideration Assignments (Senate) - 2026-05-29: Alternate Chief Sponsor Changed to Sen. Julie A. Morrison (Senate) - 2026-05-29: Added Co-Sponsor Rep. Laura Faver Dias (House) - 2026-05-29: Added Co-Sponsor Rep. Suzanne M. Ness (House) - 2026-05-29: Added Co-Sponsor Rep. Bob Morgan (House) - 2026-05-29: Added Co-Sponsor Rep. Nicolle Grasse (House) - 2026-05-29: Senate Floor Amendment No. 2 Referred to Assignments (Senate) - 2026-05-29: Senate Floor Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison (Senate) - 2026-05-27: Added Chief Co-Sponsor Rep. Maura Hirschauer (House) - 2026-05-22: Rule 2-10 Third Reading Deadline Established As May 31, 2026 (Senate) - 2026-05-18: Placed on Calendar Order of 3rd Reading May 19, 2026 (Senate) - 2026-05-18: Senate Floor Amendment No. 1 Adopted; Harmon (Senate) - 2026-05-18: Second Reading (Senate) - 2026-05-13: Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 009-004-000 (Senate) - 2026-05-13: Senate Floor Amendment No. 1 Assignments Refers to Executive (Senate) - 2026-05-13: Senate Floor Amendment No. 1 Referred to Assignments (Senate) - 2026-05-13: Senate Floor Amendment No. 1 Filed with Secretary by Sen. Don Harmon (Senate) - 2026-05-13: Placed on Calendar Order of 2nd Reading May 14, 2026 (Senate) - 2026-05-13: Approved for Consideration Assignments (Senate) - 2026-05-12: Alternate Chief Sponsor Changed to Sen. Don Harmon (Senate) - 2026-04-21: Referred to Assignments (Senate) - 2026-04-21: First Reading (Senate) - 2026-04-21: Chief Senate Sponsor Sen. Linda Holmes (Senate) - 2026-04-16: Added Chief Co-Sponsor Rep. Dave Vella (House) - 2026-04-16: Added Co-Sponsor Rep. Justin Cochran (House) - 2026-04-15: Placed on Calendar Order of First Reading April 16, 2026 (Senate) - 2026-04-15: Arrive in Senate (Senate) - 2026-04-14: House Floor Amendment No. 1 Tabled (House) - 2026-04-14: Third Reading - Standard Debate - Passed 104-000-000 (House) - 2026-04-14: Placed on Calendar Order of 3rd Reading - Standard Debate (House) - 2026-04-14: Chair Rules Standard Debate (House) - 2026-04-14: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2026-04-14: House Floor Amendment No. 3 Adopted (House) - 2026-04-14: House Floor Amendment No. 2 Adopted (House) - 2026-04-09: House Floor Amendment No. 3 Recommends Be Adopted Insurance Committee; 016-000-000 (House) - 2026-04-08: House Floor Amendment No. 3 Rules Refers to Insurance Committee (House) - 2026-04-08: House Floor Amendment No. 3 Referred to Rules Committee (House) - 2026-04-08: House Floor Amendment No. 3 Filed with Clerk by Rep. Joyce Mason (House) - 2026-03-24: House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; 015-000-000 (House) - 2026-03-24: House Floor Amendment No. 2 Rules Refers to Insurance Committee (House) - 2026-03-23: House Floor Amendment No. 2 Referred to Rules Committee (House) - 2026-03-23: House Floor Amendment No. 2 Filed with Clerk by Rep. Joyce Mason (House) - 2026-03-18: House Floor Amendment No. 1 Rules Refers to Insurance Committee (House) - 2026-03-13: House Floor Amendment No. 1 Referred to Rules Committee (House) - 2026-03-13: House Floor Amendment No. 1 Filed with Clerk by Rep. Joyce Mason (House) - 2026-02-13: Placed on Calendar 2nd Reading - Short Debate (House) - 2026-02-11: Approved for Consideration Rules Committee; 005-000-000 (House) - 2025-04-11: Rule 19(a) / Re-referred to Rules Committee (House) - 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House) - 2025-03-26: Second Reading - Short Debate (House) - 2025-03-19: Placed on Calendar 2nd Reading - Short Debate (House) - 2025-03-18: Do Pass / Short Debate Insurance Committee; 017-000-000 (House) - 2025-03-11: Assigned to Insurance Committee (House) - 2025-02-18: Referred to Rules Committee (House) - 2025-02-18: First Reading (House) - 2025-02-07: Filed with the Clerk by Rep. Joyce Mason (House) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595eng.pdf) - Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595enr.pdf) - House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595ham001.pdf) - House Amendment 2: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595ham002.pdf) - House Amendment 3: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595ham003.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595.pdf) - Senate Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595sam001.pdf) - Senate Amendment 2: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595sam002.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595eng.pdf) - [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595enr.pdf) - [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595ham001.pdf) - [House Amendment 2 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595ham002.pdf) - [House Amendment 3 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595ham003.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595.pdf) - [Senate Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595sam001.pdf) - [Senate Amendment 2 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3595sam002.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB3595-2025-2026 (as of 2026-11-01).