# Illinois HB3607: INS CD-LIMIT COST SHARING

Illinois HB3607, INS CD-LIMIT COST SHARING, is a 104th General Assembly (2025–2026) House bill sponsored by Camille Y. Lilly (Democratic); status in committee, last action 2026-04-17 (Rule 19(a) / Re-referred to Rules Committee); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-HB3607-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois HB3607
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: INS CD-LIMIT COST SHARING
- Status: in committee
- Chamber: House
- Introduced: 2025-02-07
- Last action: 2026-04-17, Rule 19(a) / Re-referred to Rules Committee
- Sponsor: Camille Y. Lilly (Democratic)
- Cosponsors: 0
- Subjects: insurance
- Touches household money: yes
- Roll calls: 2 (16 yes, 6 no in all)
- Economic provisions PRIA read: 0

## Summary

Amends the Illinois Insurance Code. Provides that a group or individual policy of accident or health insurance that is issued, amended, delivered, or renewed on or after January 1, 2027 shall not charge insured persons a copayment as a method of cost-sharing or include a deductible greater than $1,000. Provides that yearly out-of-pocket expenses for insured persons must be less than or equal to $1,500. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Camille Y. Lilly (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-12 | House | Approved for Consideration Rules Committee; | pass | 5 | 0 |   |
| 2025-03-20 | House | Do Pass / Short Debate Insurance Committee; | pass | 11 | 6 |   |

## Actions (12)

- 2026-04-17: Rule 19(a) / Re-referred to Rules Committee (House)
- 2026-03-12: Placed on Calendar 2nd Reading - Short Debate (House)
- 2026-03-12: Approved for Consideration Rules Committee; 005-000-000 (House)
- 2025-04-11: Rule 19(a) / Re-referred to Rules Committee (House)
- 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House)
- 2025-03-26: Second Reading - Short Debate (House)
- 2025-03-21: Placed on Calendar 2nd Reading - Short Debate (House)
- 2025-03-20: Do Pass / Short Debate Insurance Committee; 011-006-000 (House)
- 2025-03-11: Assigned to Insurance Committee (House)
- 2025-02-18: Referred to Rules Committee (House)
- 2025-02-18: First Reading (House)
- 2025-02-07: Filed with the Clerk by Rep. Camille Y. Lilly (House)

## Bill text

- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3607.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3607.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-HB3607-2025-2026 (as of 2026-11-01).