# Illinois HB3755: INS CD-AUTOMOBILE THEFT

Illinois HB3755, INS CD-AUTOMOBILE THEFT, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status passed house, last action 2025-04-14 (Referred to Assignments) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-HB3755-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois HB3755
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: INS CD-AUTOMOBILE THEFT
- Status: passed house
- Chamber: House
- Introduced: 2025-02-07
- Last action: 2025-04-14, Referred to Assignments
- Sponsors: no sponsor on record
- Cosponsors: 4
- Subjects: insurance, assignments
- Touches household money: no
- Roll calls: 3 (98 yes, 49 no in all)
- Economic provisions PRIA read: 0

## Summary

Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Cosponsor: Bob Morgan (Democratic), House
- Cosponsor: Camille Y. Lilly (Democratic), House
- Cosponsor: Julie A. Morrison (Democratic), Senate
- Cosponsor: Thaddeus Jones (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-11 | House | Third Reading - Short Debate - Passed | pass | 76 | 39 |   |
| 2025-04-09 | House | House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; | pass | 11 | 4 |   |
| 2025-03-20 | House | Do Pass / Short Debate Insurance Committee; | pass | 11 | 6 |   |

## Actions (22)

- 2025-04-14: Referred to Assignments (Senate)
- 2025-04-14: First Reading (Senate)
- 2025-04-14: Chief Senate Sponsor Sen. Julie A. Morrison (Senate)
- 2025-04-14: Placed on Calendar Order of First Reading (Senate)
- 2025-04-14: Arrive in Senate (Senate)
- 2025-04-11: Third Reading - Short Debate - Passed 076-039-000 (House)
- 2025-04-11: Placed on Calendar Order of 3rd Reading - Short Debate (House)
- 2025-04-11: House Floor Amendment No. 1 Adopted (House)
- 2025-04-09: House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 011-004-000 (House)
- 2025-04-08: House Floor Amendment No. 1 Rules Refers to Insurance Committee (House)
- 2025-04-08: Added Co-Sponsor Rep. Camille Y. Lilly (House)
- 2025-04-08: House Floor Amendment No. 1 Referred to Rules Committee (House)
- 2025-04-08: House Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones (House)
- 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House)
- 2025-03-26: Second Reading - Short Debate (House)
- 2025-03-21: Placed on Calendar 2nd Reading - Short Debate (House)
- 2025-03-20: Do Pass / Short Debate Insurance Committee; 011-006-000 (House)
- 2025-03-20: Added Chief Co-Sponsor Rep. Bob Morgan (House)
- 2025-03-11: Assigned to Insurance Committee (House)
- 2025-02-18: Referred to Rules Committee (House)
- 2025-02-18: First Reading (House)
- 2025-02-07: Filed with the Clerk by Rep. Thaddeus Jones (House)

## Bill text

- Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3755eng.pdf)
- House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3755ham001.pdf)
- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3755.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3755eng.pdf)
- [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3755ham001.pdf)
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3755.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-HB3755-2025-2026 (as of 2026-11-01).