# Illinois HB3796: INSURANCE-PROVIDER PANELS Illinois HB3796, INSURANCE-PROVIDER PANELS, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status signed, last action 2025-08-15 (Public Act . . . . . . . . . 104-0333); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB3796-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB3796 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: INSURANCE-PROVIDER PANELS - Status: signed - Chamber: House - Introduced: 2025-02-07 - Last action: 2025-08-15, Public Act . . . . . . . . . 104-0333 - Sponsors: no sponsor on record - Cosponsors: 2 - Subjects: insurance, assignments - Touches household money: yes - Roll calls: 5 (210 yes, 6 no in all) - Economic provisions PRIA read: 1 ## Summary Amends the Managed Care Reform and Patient Rights Act. Sets forth requirements for carriers that offer a provider panel. Requires notice of the development of a provider panel to be filed with Department of Public Health prior to establishment. Provides that a carrier that uses a provider panel shall establish procedure for notifying an enrollee of the termination of a health care provider. Sets forth provisions permitting, under certain circumstances, a health care provider to continue to render health care services following termination from the carrier's provider panel. Requires a carrier to provide a list of members in the carrier's provider panel. Establishes notice requirements for benefit reductions and termination of health care providers from the carrier's provider panel. Requires any carrier requiring preauthorization for medical treatment to have personnel available to provide preauthorization at all times when the preauthorization is required. Provides that no contract between a health care provider and a carrier shall include provisions that require a health care provider to deny covered services that the provider knows to be medically necessary and appropriate that are provided with respect to a specific enrollee or group of enrollees with similar medical conditions. Sets forth prohibited provisions in a contract between a carrier and a health care provider. Defines terms. Makes other and conforming changes. ## Bill overview: provisions PRIA read - Patients get continued care with time limits: mixed, medium. Beginning January 1, 2027, Illinois network plans must protect continued care when a provider leaves the network. Protection also covers new members whose current doctor is outside the network but within the plan’s service area. Patients qualify through ongoing treatment or a confirmed appointment… ## Sponsors and cosponsors - Cosponsor: Hoan Huynh (Democratic), House - Cosponsor: Rachel Ventura (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-22 | Senate | Third Reading - Passed; | pass | 58 | 0 | | | 2025-05-07 | Senate | Do Pass Insurance; | pass | 12 | 0 | | | 2025-04-11 | House | Third Reading - Short Debate - Passed | pass | 115 | 0 | | | 2025-04-08 | House | House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; | pass | 14 | 0 | | | 2025-03-20 | House | Do Pass / Short Debate Insurance Committee; | pass | 11 | 6 | | ## Actions (36) - 2025-08-15: Public Act . . . . . . . . . 104-0333 (House) - 2025-08-15: Effective Date January 1, 2027 (House) - 2025-08-15: Governor Approved (House) - 2025-06-20: Sent to the Governor (House) - 2025-05-22: Passed Both Houses (House) - 2025-05-22: Third Reading - Passed; 058-000-000 (Senate) - 2025-05-20: Placed on Calendar Order of 3rd Reading ** (Senate) - 2025-05-08: Placed on Calendar Order of 3rd Reading May 13, 2025 (Senate) - 2025-05-08: Second Reading (Senate) - 2025-05-07: Placed on Calendar Order of 2nd Reading May 8, 2025 (Senate) - 2025-05-07: Do Pass Insurance; 012-000-000 (Senate) - 2025-04-29: Assigned to Insurance (Senate) - 2025-04-14: Referred to Assignments (Senate) - 2025-04-14: First Reading (Senate) - 2025-04-14: Chief Senate Sponsor Sen. Rachel Ventura (Senate) - 2025-04-14: Placed on Calendar Order of First Reading (Senate) - 2025-04-14: Arrive in Senate (Senate) - 2025-04-11: House Floor Amendment No. 2 Tabled (House) - 2025-04-11: Third Reading - Short Debate - Passed 115-000-000 (House) - 2025-04-11: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2025-04-11: House Floor Amendment No. 1 Adopted (House) - 2025-04-08: House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 014-000-000 (House) - 2025-04-08: House Floor Amendment No. 2 Rules Refers to Insurance Committee (House) - 2025-04-07: House Floor Amendment No. 2 Referred to Rules Committee (House) - 2025-04-07: House Floor Amendment No. 2 Filed with Clerk by Rep. Hoan Huynh (House) - 2025-04-07: House Floor Amendment No. 1 Rules Refers to Insurance Committee (House) - 2025-04-02: House Floor Amendment No. 1 Referred to Rules Committee (House) - 2025-04-02: House Floor Amendment No. 1 Filed with Clerk by Rep. Hoan Huynh (House) - 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House) - 2025-03-26: Second Reading - Short Debate (House) - 2025-03-21: Placed on Calendar 2nd Reading - Short Debate (House) - 2025-03-20: Do Pass / Short Debate Insurance Committee; 011-006-000 (House) - 2025-03-11: Assigned to Insurance Committee (House) - 2025-02-18: Referred to Rules Committee (House) - 2025-02-18: First Reading (House) - 2025-02-07: Filed with the Clerk by Rep. Hoan Huynh (House) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796eng.pdf) - Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796enr.pdf) - House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796ham001.pdf) - House Amendment 2: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796ham002.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796eng.pdf) - [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796enr.pdf) - [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796ham001.pdf) - [House Amendment 2 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796ham002.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3796.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB3796-2025-2026 (as of 2026-11-01).