# Illinois HB3799: INS-CLIMATE RISK DISCLOSURE Illinois HB3799, INS-CLIMATE RISK DISCLOSURE, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status passed senate, last action 2026-07-01 (Rule 19(b) / Re-referred to Rules Committee) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB3799-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB3799 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: INS-CLIMATE RISK DISCLOSURE - Status: passed senate - Chamber: House - Introduced: 2025-02-07 - Last action: 2026-07-01, Rule 19(b) / Re-referred to Rules Committee - Sponsors: no sponsor on record - Cosponsors: 15 - Subjects: insurance, assignments - Touches household money: no - Roll calls: 11 (271 yes, 141 no in all) - Economic provisions PRIA read: 0 ## Summary Amends the Illinois Insurance Code. Provides that specified notices of cancellation of insurance must be mailed at least 30 days prior to the effective date of cancellation to the named insured if the effective date of cancellation is within the first 60 days of coverage. Provides that, after the coverage has been effective for 61 days or more, all notices must be mailed at least 60 days prior to the effective date of cancellation. Makes conforming changes. Creates the Climate Risk Disclosure Article. Provides that the Article applies to all companies licensed in Illinois under Classes 2 and 3 that write $100,000,000 or more annually in premiums. Allows the monetary threshold to be altered by rule. Requires all insurers subject to the Article to, upon direction from the Department of Insurance, participate in National Association of Insurance Commissioners issued climate surveys and Department issued climate surveys. ## Bill overview No economic impacts identified for this bill. ## Sponsors and cosponsors - Cosponsor: Barbara Hernandez (Democratic), House - Cosponsor: Christopher Belt (Democratic), Senate - Cosponsor: Cristina Castro (Democratic), Senate - Cosponsor: Dagmara Avelar (Democratic), House - Cosponsor: Doris Turner (Democratic), Senate - Cosponsor: Edgar González, Jr. (Democratic), House - Cosponsor: Kimberly Du Buclet (Democratic), House - Cosponsor: Lilian Jiménez (Democratic), House - Cosponsor: Mattie Hunter (Democratic), Senate - Cosponsor: Meg Loughran Cappel (Democratic), Senate - Cosponsor: Michael E. Hastings (Democratic), Senate - Cosponsor: Michael W. Halpin (Democratic), Senate - Cosponsor: Michelle Mussman (Democratic), House - Cosponsor: Robyn Gabel (Democratic), House - Cosponsor: Sara Feigenholtz (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-02-24 | House | Approved for Consideration Rules Committee; | pass | 5 | 0 | | | 2026-02-24 | House | Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; | pass | 5 | 0 | | | 2026-02-24 | House | Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; | pass | 5 | 0 | | | 2025-10-30 | House | Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; | pass | 3 | 2 | | | 2025-10-30 | House | Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; | pass | 3 | 2 | | | 2025-10-30 | Senate | Third Reading - Passed; | pass | 41 | 15 | 1 | | 2025-10-30 | House | Senate Floor Amendment No. 2 Motion to Concur Lost | pass | 56 | 37 | 6 | | 2025-10-30 | House | Senate Floor Amendment No. 3 Motion to Concur Lost | pass | 56 | 37 | 6 | | 2025-04-10 | House | Third Reading - Short Debate - Passed | pass | 75 | 38 | | | 2025-04-09 | House | House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; | pass | 11 | 4 | | | 2025-03-20 | House | Do Pass as Amended / Short Debate Insurance Committee; | pass | 11 | 6 | | ## Actions (98) - 2026-07-01: Rule 19(b) / Re-referred to Rules Committee (House) - 2026-03-10: Added Co-Sponsor Rep. Lilian Jiménez (House) - 2026-02-24: Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000 (House) - 2026-02-24: Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000 (House) - 2026-02-24: Placed on Calendar Order of Concurrence Senate Amendment(s) 2, 3 (House) - 2026-02-24: Approved for Consideration Rules Committee; 005-000-000 (House) - 2026-02-17: Added Co-Sponsor Rep. Kimberly Du Buclet (House) - 2026-02-06: Added Co-Sponsor Rep. Michelle Mussman (House) - 2026-02-06: Added Co-Sponsor Rep. Edgar González, Jr. (House) - 2026-02-06: Added Co-Sponsor Rep. Dagmara Avelar (House) - 2026-01-21: Removed Co-Sponsor Rep. Justin Cochran (House) - 2026-01-21: Added Co-Sponsor Rep. Justin Cochran (House) - 2026-01-20: Added Co-Sponsor Rep. Barbara Hernandez (House) - 2025-12-01: Rule 19(b) / Re-referred to Rules Committee (House) - 2025-11-20: Added as Alternate Chief Co-Sponsor Sen. Christopher Belt (Senate) - 2025-11-14: Added as Alternate Co-Sponsor Sen. Michael W. Halpin (Senate) - 2025-10-31: Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee (House) - 2025-10-31: Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee (House) - 2025-10-31: Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn Gabel (House) - 2025-10-31: Senate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn Gabel (House) - 2025-10-30: Added as Alternate Co-Sponsor Sen. Cristina Castro (Senate) - 2025-10-30: Senate Floor Amendment No. 3 Motion to Concur Lost 056-037-006 (House) - 2025-10-30: Senate Floor Amendment No. 2 Motion to Concur Lost 056-037-006 (House) - 2025-10-30: Added as Alternate Co-Sponsor Sen. Mattie Hunter (Senate) - 2025-10-30: Added as Alternate Chief Co-Sponsor Sen. Meg Loughran Cappel (Senate) - 2025-10-30: Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000 (House) - 2025-10-30: Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000 (House) - 2025-10-30: Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee (House) - 2025-10-30: Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee (House) - 2025-10-30: Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn Gabel (House) - 2025-10-30: Senate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn Gabel (House) - 2025-10-30: Placed on Calendar Order of Concurrence Senate Amendment(s) 2, 3 (House) - 2025-10-30: Arrived in House (House) - 2025-10-30: Senate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a) (Senate) - 2025-10-30: Third Reading - Passed; 041-015-001 (Senate) - 2025-10-30: Placed on Calendar Order of 3rd Reading (Senate) - 2025-10-30: Senate Floor Amendment No. 3 Adopted; Hastings (Senate) - 2025-10-30: Senate Floor Amendment No. 2 Adopted; Hastings (Senate) - 2025-10-30: Recalled to Second Reading (Senate) - 2025-10-30: Added as Alternate Chief Co-Sponsor Sen. Doris Turner (Senate) - 2025-10-30: Senate Floor Amendment No. 3 Be Approved for Consideration Assignments (Senate) - 2025-10-30: Added as Alternate Co-Sponsor Sen. Sara Feigenholtz (Senate) - 2025-10-30: Senate Floor Amendment No. 3 Referred to Assignments (Senate) - 2025-10-30: Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings (Senate) - 2025-10-30: Removed Co-Sponsor Rep. Mary Beth Canty (House) - 2025-10-30: Removed Co-Sponsor Rep. Jehan Gordon-Booth (House) - 2025-10-30: Removed Co-Sponsor Rep. Kimberly Du Buclet (House) - 2025-10-30: Removed Co-Sponsor Rep. Michael Crawford (House) - 2025-10-30: Removed Co-Sponsor Rep. Camille Y. Lilly (House) - 2025-10-30: Removed Co-Sponsor Rep. Rita Mayfield (House) - 2025-10-30: Removed Co-Sponsor Rep. Michelle Mussman (House) - 2025-10-30: Remove Chief Co-Sponsor Rep. Thaddeus Jones (House) - 2025-10-30: Chief Sponsor Changed to Rep. Robyn Gabel (House) - 2025-10-29: Senate Floor Amendment No. 2 Be Approved for Consideration Assignments (Senate) - 2025-10-29: Senate Floor Amendment No. 1 Postponed - Insurance (Senate) - 2025-10-29: Senate Floor Amendment No. 2 Referred to Assignments (Senate) - 2025-10-29: Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings (Senate) - 2025-10-29: Alternate Chief Sponsor Changed to Sen. Michael E. Hastings (Senate) - 2025-10-29: Senate Floor Amendment No. 1 Assignments Refers to Insurance (Senate) - 2025-10-29: Senate Floor Amendment No. 1 Referred to Assignments (Senate) - 2025-10-29: Senate Floor Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings (Senate) - 2025-10-28: Placed on Calendar Order of 3rd Reading October 29, 2025 (Senate) - 2025-10-28: Second Reading (Senate) - 2025-10-28: Alternate Chief Sponsor Changed to Sen. Don Harmon (Senate) - 2025-10-28: Placed on Calendar Order of 2nd Reading (Senate) - 2025-10-28: Approved for Consideration Assignments (Senate) - 2025-04-15: Added Co-Sponsor Rep. Mary Beth Canty (House) - 2025-04-14: Referred to Assignments (Senate) - 2025-04-14: First Reading (Senate) - 2025-04-14: Chief Senate Sponsor Sen. Laura Ellman (Senate) - 2025-04-14: Placed on Calendar Order of First Reading (Senate) - 2025-04-14: Arrive in Senate (Senate) - 2025-04-10: Added Co-Sponsor Rep. Jehan Gordon-Booth (House) - 2025-04-10: Added Co-Sponsor Rep. Kimberly Du Buclet (House) - 2025-04-10: Added Co-Sponsor Rep. Michael Crawford (House) - 2025-04-10: Added Co-Sponsor Rep. Camille Y. Lilly (House) - 2025-04-10: Added Co-Sponsor Rep. Rita Mayfield (House) - 2025-04-10: Third Reading - Short Debate - Passed 075-038-000 (House) - 2025-04-10: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2025-04-10: House Floor Amendment No. 2 Adopted (House) - 2025-04-09: House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; 011-004-000 (House) - 2025-04-09: Added Chief Co-Sponsor Rep. Thaddeus Jones (House) - 2025-04-08: House Floor Amendment No. 2 Rules Refers to Insurance Committee (House) - 2025-04-08: House Floor Amendment No. 2 Referred to Rules Committee (House) - 2025-04-08: House Floor Amendment No. 2 Filed with Clerk by Rep. Bob Morgan (House) - 2025-03-26: Held on Calendar Order of Second Reading - Short Debate (House) - 2025-03-26: Second Reading - Short Debate (House) - 2025-03-21: Placed on Calendar 2nd Reading - Short Debate (House) - 2025-03-20: Do Pass as Amended / Short Debate Insurance Committee; 011-006-000 (House) - 2025-03-20: House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote (House) - 2025-03-13: House Committee Amendment No. 1 Rules Refers to Insurance Committee (House) - 2025-03-12: House Committee Amendment No. 1 Referred to Rules Committee (House) - 2025-03-12: House Committee Amendment No. 1 Filed with Clerk by Rep. Bob Morgan (House) - 2025-03-12: Added Co-Sponsor Rep. Michelle Mussman (House) - 2025-03-11: Assigned to Insurance Committee (House) - 2025-02-18: Referred to Rules Committee (House) - 2025-02-18: First Reading (House) - 2025-02-07: Filed with the Clerk by Rep. Bob Morgan (House) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799eng.pdf) - House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799ham001.pdf) - House Amendment 2: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799ham002.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799.pdf) - Senate Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799sam001.pdf) - Senate Amendment 2: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799sam002.pdf) - Senate Amendment 3: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799sam003.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799eng.pdf) - [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799ham001.pdf) - [House Amendment 2 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799ham002.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799.pdf) - [Senate Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799sam001.pdf) - [Senate Amendment 2 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799sam002.pdf) - [Senate Amendment 3 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB3799sam003.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB3799-2025-2026 (as of 2026-11-01).