# Illinois HB4283: 1ST-GENERATION HOMEBUYER LOANS Illinois HB4283, 1ST-GENERATION HOMEBUYER LOANS, is a 104th General Assembly (2025–2026) House bill sponsored by Michael Crawford (Democratic); status in committee, last action 2026-05-31 (Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr.); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB4283-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB4283 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: 1ST-GENERATION HOMEBUYER LOANS - Status: in committee - Chamber: House - Introduced: 2026-01-05 - Last action: 2026-05-31, Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr. - Sponsor: Michael Crawford (Democratic) - Cosponsors: 10 - Subjects: housing - Touches household money: yes - Roll calls: 1 (10 yes, 6 no in all) - Economic provisions PRIA read: 0 ## Summary Amends the Illinois Housing Development Act. Requires the Illinois Housing Development Authority (Authority) to establish and administer a First-Generation Homebuyer Down Payment Assistance Program to provide targeted assistance to eligible first-generation homebuyers throughout the State for the purchase of a single-family or non-commercial multi-family residence. Sets forth eligibility requirements. Permits the Authority to prioritize assistance to applicants purchasing homes in designated community priority areas, applicants with household income below 80%, and applicants purchasing homes in areas with low homeownership rates, high housing costs burdens, or limited access to affordable mortgage credit. Provides that assistance under the program shall be provided as a forgivable loan to be forgiven pro rata on a monthly basis over a 5-year period of continuous owner-occupancy. Sets forth the available loan amounts and provides that assistance funds may be used for down payments, closing costs, mortgage insurance, interest rate buydowns, or principal reduction. Permits the Authority to waive repayment in cases of documented financial hardship that is beyond the control of the homebuyer. Permits the Authority to adopt rules to implement and administer the program. Effective July 1, 2026. ## Bill overview No economic impacts identified for this bill. ## Sponsors and cosponsors - Sponsor: Michael Crawford (Democratic), House - Cosponsor: Camille Y. Lilly (Democratic), House - Cosponsor: Debbie Meyers-Martin (Democratic), House - Cosponsor: Emanuel "Chris" Welch (Democratic), House - Cosponsor: Eva-Dina Delgado (Democratic), House - Cosponsor: Jay Hoffman (Democratic), House - Cosponsor: Kimberly Du Buclet (Democratic), House - Cosponsor: La Shawn K. Ford (Democratic), House - Cosponsor: Lawrence "Larry" Walsh, Jr. (Democratic), House - Cosponsor: Lisa Davis (Democratic), House - Cosponsor: Yolonda Morris (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-03-19 | House | Do Pass / Short Debate Housing Committee; | pass | 10 | 6 | | ## Actions (23) - 2026-05-31: Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr. (House) - 2026-05-31: Added Co-Sponsor Rep. Debbie Meyers-Martin (House) - 2026-05-29: Added Co-Sponsor Rep. Jay Hoffman (House) - 2026-04-17: Rule 19(a) / Re-referred to Rules Committee (House) - 2026-04-10: Held on Calendar Order of Second Reading - Short Debate (House) - 2026-04-10: Second Reading - Short Debate (House) - 2026-04-07: Added Co-Sponsor Rep. Emanuel "Chris" Welch (House) - 2026-04-07: Fiscal Note Filed (House) - 2026-04-07: Housing Affordability Impact Note Filed (House) - 2026-04-06: Fiscal Note Requested by Rep. Michael J. Coffey, Jr. (House) - 2026-04-06: Housing Affordability Impact Note Requested by Rep. Michael J. Coffey, Jr. (House) - 2026-03-19: Added Co-Sponsor Rep. Camille Y. Lilly (House) - 2026-03-19: Placed on Calendar 2nd Reading - Short Debate (House) - 2026-03-19: Do Pass / Short Debate Housing Committee; 010-006-000 (House) - 2026-03-12: Added Co-Sponsor Rep. Eva-Dina Delgado (House) - 2026-02-11: Assigned to Housing Committee (House) - 2026-01-21: Added Chief Co-Sponsor Rep. Yolonda Morris (House) - 2026-01-21: Added Chief Co-Sponsor Rep. La Shawn K. Ford (House) - 2026-01-21: Added Chief Co-Sponsor Rep. Kimberly Du Buclet (House) - 2026-01-15: Added Chief Co-Sponsor Rep. Lisa Davis (House) - 2026-01-14: Referred to Rules Committee (House) - 2026-01-14: First Reading (House) - 2026-01-05: Filed with the Clerk by Rep. Michael Crawford (House) ## Bill text - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4283.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4283.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB4283-2025-2026 (as of 2026-11-01).