# Illinois HB4464: INS-DENTAL COVERAGE REIMBURSE Illinois HB4464, INS-DENTAL COVERAGE REIMBURSE, is a 104th General Assembly (2025–2026) House bill sponsored by no sponsor on record; status signed, last action 2026-06-26 (Public Act . . . . . . . . . 104-0491) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-HB4464-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois HB4464 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: INS-DENTAL COVERAGE REIMBURSE - Status: signed - Chamber: House - Introduced: 2026-01-15 - Last action: 2026-06-26, Public Act . . . . . . . . . 104-0491 - Sponsors: no sponsor on record - Cosponsors: 4 - Subjects: insurance, assignments - Touches household money: no - Roll calls: 4 (195 yes, 0 no in all) - Economic provisions PRIA read: 0 ## Summary Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027. ## Bill overview No economic impacts identified for this bill. ## Sponsors and cosponsors - Cosponsor: Jennifer Gong-Gershowitz (Democratic), House - Cosponsor: Julie A. Morrison (Democratic), Senate - Cosponsor: Lakesia Collins (Democratic), Senate - Cosponsor: Tracy Katz Muhl (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-05-14 | Senate | Third Reading - Passed; | pass | 55 | 0 | | | 2026-04-14 | House | Third Reading - Short Debate - Passed | pass | 109 | 0 | | | 2026-04-08 | House | House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; | pass | 15 | 0 | | | 2026-02-17 | House | Do Pass / Short Debate Insurance Committee; | pass | 16 | 0 | | ## Actions (32) - 2026-06-26: Public Act . . . . . . . . . 104-0491 (House) - 2026-06-26: Effective Date January 1, 2027 (House) - 2026-06-26: Governor Approved (House) - 2026-06-12: Sent to the Governor (House) - 2026-05-14: Passed Both Houses (House) - 2026-05-14: Added as Alternate Co-Sponsor Sen. Lakesia Collins (Senate) - 2026-05-14: Third Reading - Passed; 055-000-000 (Senate) - 2026-04-30: Placed on Calendar Order of 3rd Reading May 5, 2026 (Senate) - 2026-04-30: Second Reading (Senate) - 2026-04-28: Placed on Calendar Order of 2nd Reading April 29, 2026 (Senate) - 2026-04-28: Approved for Consideration Assignments (Senate) - 2026-04-15: Referred to Assignments (Senate) - 2026-04-15: First Reading (Senate) - 2026-04-15: Chief Senate Sponsor Sen. Julie A. Morrison (Senate) - 2026-04-15: Placed on Calendar Order of First Reading (Senate) - 2026-04-15: Arrive in Senate (Senate) - 2026-04-14: Third Reading - Short Debate - Passed 109-000-000 (House) - 2026-04-14: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2026-04-14: House Floor Amendment No. 1 Adopted (House) - 2026-04-10: Held on Calendar Order of Second Reading - Short Debate (House) - 2026-04-10: Second Reading - Short Debate (House) - 2026-04-08: House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000 (House) - 2026-04-08: Added Chief Co-Sponsor Rep. Tracy Katz Muhl (House) - 2026-04-07: House Floor Amendment No. 1 Rules Refers to Insurance Committee (House) - 2026-04-01: House Floor Amendment No. 1 Referred to Rules Committee (House) - 2026-04-01: House Floor Amendment No. 1 Filed with Clerk by Rep. Jennifer Gong-Gershowitz (House) - 2026-02-18: Placed on Calendar 2nd Reading - Short Debate (House) - 2026-02-17: Do Pass / Short Debate Insurance Committee; 016-000-000 (House) - 2026-02-11: Assigned to Insurance Committee (House) - 2026-01-20: Referred to Rules Committee (House) - 2026-01-20: First Reading (House) - 2026-01-15: Filed with the Clerk by Rep. Jennifer Gong-Gershowitz (House) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464eng.pdf) - Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464enr.pdf) - House Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464ham001.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464eng.pdf) - [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464enr.pdf) - [House Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464ham001.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB4464.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-HB4464-2025-2026 (as of 2026-11-01).