# Illinois HB5259: INS-PAST DUE PREMIUMS

Illinois HB5259, INS-PAST DUE PREMIUMS, is a 104th General Assembly (2025–2026) House bill sponsored by Bob Morgan (Democratic); status in committee, last action 2026-04-17 (Rule 19(a) / Re-referred to Rules Committee); PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-HB5259-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois HB5259
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: INS-PAST DUE PREMIUMS
- Status: in committee
- Chamber: House
- Introduced: 2026-02-05
- Last action: 2026-04-17, Rule 19(a) / Re-referred to Rules Committee
- Sponsor: Bob Morgan (Democratic)
- Cosponsors: 0
- Subjects: insurance
- Touches household money: yes
- Roll calls: 1 (10 yes, 4 no in all)
- Economic provisions PRIA read: 0

## Summary

Amends the Illinois Health Insurance Portability and Accountability Act. Defines "grandfathered health plan". Provides that, except for grandfathered health plans, a health insurance issuer in the individual, small group, or large group market shall not deny coverage to an individual or employer due to the individual's or employer's failure to pay premiums owed under a prior policy, certificate, or contract of insurance. Specifies that nothing in the provisions concerning past-due premiums prohibits a health insurance issuer from pursuing the collection of past-due premiums from an individual or employer by any other means permitted by law. Effective immediately.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Bob Morgan (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-18 | House | Do Pass / Short Debate Insurance Committee; | pass | 10 | 4 |   |

## Actions (9)

- 2026-04-17: Rule 19(a) / Re-referred to Rules Committee (House)
- 2026-04-10: Held on Calendar Order of Second Reading - Short Debate (House)
- 2026-04-10: Second Reading - Short Debate (House)
- 2026-03-19: Placed on Calendar 2nd Reading - Short Debate (House)
- 2026-03-18: Do Pass / Short Debate Insurance Committee; 010-004-000 (House)
- 2026-03-04: Assigned to Insurance Committee (House)
- 2026-02-10: Referred to Rules Committee (House)
- 2026-02-10: First Reading (House)
- 2026-02-05: Filed with the Clerk by Rep. Bob Morgan (House)

## Bill text

- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB5259.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/HB/PDF/10400HB5259.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-HB5259-2025-2026 (as of 2026-11-01).