# Illinois SB1392: DENTAL INSURANCE ASSIGNABILITY Illinois SB1392, DENTAL INSURANCE ASSIGNABILITY, is a 104th General Assembly (2025–2026) Senate bill sponsored by Javier L. Cervantes (Democratic); status signed, last action 2025-08-01 (Public Act . . . . . . . . . 104-0098) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-SB1392-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois SB1392 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: DENTAL INSURANCE ASSIGNABILITY - Status: signed - Chamber: Senate - Introduced: 2025-01-29 - Last action: 2025-08-01, Public Act . . . . . . . . . 104-0098 - Sponsor: Javier L. Cervantes (Democratic) - Cosponsors: 9 - Subjects: assignments, insurance - Touches household money: no - Roll calls: 5 (196 yes, 0 no in all) - Economic provisions PRIA read: 1 ## Summary Amends the Illinois Insurance Code. Provides that no provision of the Illinois Insurance Code, or any other law, prohibits assignability rights to an insured under any policy of dental insurance (in addition to accident and health insurance). Provides that if an enrollee or insured of an insurer, health maintenance organization, managed care plan, health care plan, preferred provider organization, dental service plan corporation, dental insurer, or third party administrator assigns a claim to a health care professional, or health care facility, a dental care provider, or a dental care facility, then payment shall be made directly to the health care professional, or health care facility, dental care provider, or dental care facility, including any required interest. Effective immediately. ## Bill overview: provisions PRIA read - Dental patients can direct insurance payments: benefit, low. Beginning January 1, 2026, dental policyholders and other rights holders can assign some or all policy rights to someone else. Policy or related contract terms apply, and the assignment starts when its terms say. When patients assign dental claims to providers or facilities, insurers, covered plans… ## Sponsors and cosponsors - Sponsor: Javier L. Cervantes (Democratic), Senate - Cosponsor: Amy L. Grant (Republican), House - Cosponsor: Dave Syverson (Republican), Senate - Cosponsor: Harry Benton (Democratic), House - Cosponsor: Jawaharial Williams (Democratic), House - Cosponsor: Li Arellano, Jr. (Republican), Senate - Cosponsor: Natalie A. Manley (Democratic), House - Cosponsor: Nicolle Grasse (Democratic), House - Cosponsor: Rick Ryan (Democratic), House - Cosponsor: Travis Weaver (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-21 | House | Third Reading - Short Debate - Passed | pass | 110 | 0 | | | 2025-04-29 | House | Do Pass / Short Debate Insurance Committee; | pass | 15 | 0 | | | 2025-04-04 | Senate | Third Reading - Passed; | pass | 50 | 0 | | | 2025-04-02 | Senate | Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; | pass | 11 | 0 | | | 2025-02-19 | Senate | Do Pass Insurance; | pass | 10 | 0 | | ## Actions (39) - 2025-08-01: Public Act . . . . . . . . . 104-0098 (Senate) - 2025-08-01: Effective Date January 1, 2026 (Senate) - 2025-08-01: Governor Approved (Senate) - 2025-06-18: Sent to the Governor (Senate) - 2025-05-29: Added Alternate Co-Sponsor Rep. Amy L. Grant (House) - 2025-05-21: Passed Both Houses (Senate) - 2025-05-21: Third Reading - Short Debate - Passed 110-000-000 (House) - 2025-05-21: Added Alternate Chief Co-Sponsor Rep. Harry Benton (House) - 2025-05-21: Added Alternate Chief Co-Sponsor Rep. Nicolle Grasse (House) - 2025-05-16: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2025-05-16: Second Reading - Short Debate (House) - 2025-05-02: Added Alternate Co-Sponsor Rep. Travis Weaver (House) - 2025-05-01: Added as Co-Sponsor Sen. Dave Syverson (Senate) - 2025-05-01: Added Alternate Co-Sponsor Rep. Natalie A. Manley (House) - 2025-05-01: Added Alternate Co-Sponsor Rep. Jawaharial Williams (House) - 2025-04-30: Placed on Calendar 2nd Reading - Short Debate (House) - 2025-04-29: Do Pass / Short Debate Insurance Committee; 015-000-000 (House) - 2025-04-17: Assigned to Insurance Committee (House) - 2025-04-14: Added as Co-Sponsor Sen. Li Arellano, Jr. (Senate) - 2025-04-07: Referred to Rules Committee (House) - 2025-04-07: First Reading (House) - 2025-04-04: Chief House Sponsor Rep. Rick Ryan (House) - 2025-04-04: Arrived in House (House) - 2025-04-04: Third Reading - Passed; 050-000-000 (Senate) - 2025-04-03: Placed on Calendar Order of 3rd Reading (Senate) - 2025-04-03: Senate Floor Amendment No. 1 Adopted; Cervantes (Senate) - 2025-04-03: Recalled to Second Reading (Senate) - 2025-04-02: Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 011-000-000 (Senate) - 2025-04-01: Senate Floor Amendment No. 1 Assignments Refers to Insurance (Senate) - 2025-03-27: Senate Floor Amendment No. 1 Referred to Assignments (Senate) - 2025-03-27: Senate Floor Amendment No. 1 Filed with Secretary by Sen. Javier L. Cervantes (Senate) - 2025-02-27: Placed on Calendar Order of 3rd Reading March 4, 2025 (Senate) - 2025-02-27: Second Reading (Senate) - 2025-02-19: Placed on Calendar Order of 2nd Reading February 20, 2025 (Senate) - 2025-02-19: Do Pass Insurance; 010-000-000 (Senate) - 2025-02-04: Assigned to Insurance (Senate) - 2025-01-29: Referred to Assignments (Senate) - 2025-01-29: First Reading (Senate) - 2025-01-29: Filed with Secretary by Sen. Javier L. Cervantes (Senate) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392eng.pdf) - Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392enr.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392.pdf) - Senate Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392sam001.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392eng.pdf) - [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392enr.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392.pdf) - [Senate Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1392sam001.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-SB1392-2025-2026 (as of 2026-11-01).