# Illinois SB1454: PEN CD-CHICAGO-AUTO ENROLLMENT Illinois SB1454, PEN CD-CHICAGO-AUTO ENROLLMENT, is a 104th General Assembly (2025–2026) Senate bill sponsored by Robert F. Martwick (Democratic); status signed, last action 2026-07-24 (Public Act . . . . . . . . . 104-0620); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/IL-SB1454-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Illinois SB1454 - State: Illinois - Session: 104th General Assembly (2025–2026) - Title: PEN CD-CHICAGO-AUTO ENROLLMENT - Status: signed - Chamber: Senate - Introduced: 2025-01-31 - Last action: 2026-07-24, Public Act . . . . . . . . . 104-0620 - Sponsor: Robert F. Martwick (Democratic) - Cosponsors: 2 - Subjects: assignments, pensions, personnel & pensions - Touches household money: yes - Roll calls: 5 (193 yes, 0 no in all) - Economic provisions PRIA read: 2 ## Summary Amends the Chicago Police, Chicago Firefighter, and Chicago Municipal Articles of the Illinois Pension Code. Provides that a person who becomes a member on or after January 1, 2026 shall be automatically enrolled into a federal tax qualified pre-tax retirement plan that is otherwise allowed by State and federal law. Provides that a member subject to automatic enrollment shall have the option to opt out of the plan and shall be informed of that option within 30 days after being hired. Provides that if another option is not chosen by the member, the default employee contribution to the account shall be 3% of the member's salary. Provides that the plan administrator may automatically increase members contributions by no more than 1% per year, and a member may choose to opt out of the automatic increases. Amends the State Mandates Act to require implementation without reimbursement. Effective immediately. ## Bill overview: provisions PRIA read - Local governments cover mandate costs: cost, low. The State does not have to reimburse municipalities or other entities for the costs of carrying out mandates created by this law. Those entities may have to cover the costs. This rule does not itself require households to pay. - Public workers auto-enrolled in retirement plans: mixed, medium. Beginning January 1, 2027, municipalities with at least 500,000 people must enroll newly hired employees in a deferred compensation plan. This covers employees who join on or after that date and participate in a pension fund under Articles 5, 6, or 8 of the Illinois Pension Code. A municipality wit… ## Sponsors and cosponsors - Sponsor: Robert F. Martwick (Democratic), Senate - Cosponsor: Sara Feigenholtz (Democratic), Senate - Cosponsor: Stephanie A. Kifowit (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-05-21 | House | Third Reading - Short Debate - Passed | pass | 112 | 0 | | | 2026-05-07 | House | Do Pass / Short Debate Personnel & Pensions Committee; | pass | 11 | 0 | | | 2026-04-15 | Senate | Third Reading - Passed; | pass | 56 | 0 | | | 2026-04-15 | Senate | Senate Floor Amendment No. 1 Recommend Do Adopt Pensions; | pass | 7 | 0 | | | 2026-03-04 | Senate | Do Pass Pensions; | pass | 7 | 0 | | ## Actions (33) - 2026-07-24: Public Act . . . . . . . . . 104-0620 (Senate) - 2026-07-24: Effective Date July 24, 2026 (Senate) - 2026-07-24: Governor Approved (Senate) - 2026-06-18: Sent to the Governor (Senate) - 2026-05-21: Passed Both Houses (Senate) - 2026-05-21: Third Reading - Short Debate - Passed 112-000-000 (House) - 2026-05-19: Placed on Calendar Order of 3rd Reading - Short Debate (House) - 2026-05-19: Second Reading - Short Debate (House) - 2026-05-07: Placed on Calendar 2nd Reading - Short Debate (House) - 2026-05-07: Do Pass / Short Debate Personnel & Pensions Committee; 011-000-000 (House) - 2026-05-05: Pension Note Filed (House) - 2026-04-27: Assigned to Personnel & Pensions Committee (House) - 2026-04-15: Referred to Rules Committee (House) - 2026-04-15: First Reading (House) - 2026-04-15: Chief House Sponsor Rep. Stephanie A. Kifowit (House) - 2026-04-15: Arrived in House (House) - 2026-04-15: Added as Chief Co-Sponsor Sen. Sara Feigenholtz (Senate) - 2026-04-15: Third Reading - Passed; 056-000-000 (Senate) - 2026-04-15: Placed on Calendar Order of 3rd Reading (Senate) - 2026-04-15: Senate Floor Amendment No. 1 Adopted; Martwick (Senate) - 2026-04-15: Recalled to Second Reading (Senate) - 2026-04-15: Senate Floor Amendment No. 1 Recommend Do Adopt Pensions; 007-000-000 (Senate) - 2026-03-10: Senate Floor Amendment No. 1 Assignments Refers to Pensions (Senate) - 2026-03-05: Placed on Calendar Order of 3rd Reading March 10, 2026 (Senate) - 2026-03-05: Second Reading (Senate) - 2026-03-05: Senate Floor Amendment No. 1 Referred to Assignments (Senate) - 2026-03-05: Senate Floor Amendment No. 1 Filed with Secretary by Sen. Robert F. Martwick (Senate) - 2026-03-04: Placed on Calendar Order of 2nd Reading March 5, 2026 (Senate) - 2026-03-04: Do Pass Pensions; 007-000-000 (Senate) - 2026-01-27: Assigned to Pensions (Senate) - 2025-01-31: Referred to Assignments (Senate) - 2025-01-31: First Reading (Senate) - 2025-01-31: Filed with Secretary by Sen. Robert F. Martwick (Senate) ## Bill text - Engrossed: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454eng.pdf) - Enrolled: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454enr.pdf) - Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454.pdf) - Senate Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454sam001.pdf) ## Related bills - HB5198: AFFORDABLE HOUSING-CILAS (passed house) - SB1937: PENSION CODE-VARIOUS (passed senate) - HB2563: CONDO-RESERVE STUDY (in committee) - HB4701: LIMITATIONS FACILITY FEES ACT (in committee) - SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate) - SB3484: VEH CD-PLATES-REGISTRATION (signed) ## Sources - [Engrossed (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454eng.pdf) - [Enrolled (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454enr.pdf) - [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454.pdf) - [Senate Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB1454sam001.pdf) ## Related - [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026) - [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026) - [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026) - [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026) - [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026) - [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026) - [Illinois bills](https://policyrisk.com/states/illinois/bills) - [Illinois state hub](https://policyrisk.com/states/illinois) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/IL-SB1454-2025-2026 (as of 2026-11-01).