# Illinois SB2878: INS-DENTAL COVERAGE REIMBURSE

Illinois SB2878, INS-DENTAL COVERAGE REIMBURSE, is a 104th General Assembly (2025–2026) Senate bill sponsored by Julie A. Morrison (Democratic); status in committee, last action 2026-09-18 (Added as Co-Sponsor Sen. Sue Rezin) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/IL-SB2878-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Illinois SB2878
- State: Illinois
- Session: 104th General Assembly (2025–2026)
- Title: INS-DENTAL COVERAGE REIMBURSE
- Status: in committee
- Chamber: Senate
- Introduced: 2026-01-16
- Last action: 2026-09-18, Added as Co-Sponsor Sen. Sue Rezin
- Sponsor: Julie A. Morrison (Democratic)
- Cosponsors: 1
- Subjects: assignments, insurance
- Touches household money: no
- Roll calls: 1 (12 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Julie A. Morrison (Democratic), Senate
- Cosponsor: Sue Rezin (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-02-18 | Senate | Do Pass as Amended Insurance; | pass | 12 | 0 |   |

## Actions (14)

- 2026-09-18: Added as Co-Sponsor Sen. Sue Rezin (Senate)
- 2026-04-17: Rule 3-9(a) / Re-referred to Assignments (Senate)
- 2026-03-04: Placed on Calendar Order of 3rd Reading March 5, 2026 (Senate)
- 2026-03-04: Second Reading (Senate)
- 2026-02-18: Placed on Calendar Order of 2nd Reading February 19, 2026 (Senate)
- 2026-02-18: Do Pass as Amended Insurance; 012-000-000 (Senate)
- 2026-02-17: Senate Committee Amendment No. 1 Adopted (Senate)
- 2026-02-17: Senate Committee Amendment No. 1 Assignments Refers to Insurance (Senate)
- 2026-02-17: Senate Committee Amendment No. 1 Referred to Assignments (Senate)
- 2026-02-17: Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison (Senate)
- 2026-02-03: Assigned to Insurance (Senate)
- 2026-01-16: Referred to Assignments (Senate)
- 2026-01-16: First Reading (Senate)
- 2026-01-16: Filed with Secretary by Sen. Julie A. Morrison (Senate)

## Bill text

- Introduced: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB2878.pdf)
- Senate Amendment 1: [PDF](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB2878sam001.pdf)

## Related bills

- HB5198: AFFORDABLE HOUSING-CILAS (passed house)
- SB1937: PENSION CODE-VARIOUS (passed senate)
- HB2563: CONDO-RESERVE STUDY (in committee)
- HB4701: LIMITATIONS FACILITY FEES ACT (in committee)
- SB3008: DHS-ABLE PROGRAM INFO MATERIAL (passed senate)
- SB3484: VEH CD-PLATES-REGISTRATION (signed)

## Sources
- [Introduced (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB2878.pdf)
- [Senate Amendment 1 (PDF)](https://www.ilga.gov/documents/legislation/104/SB/PDF/10400SB2878sam001.pdf)

## Related
- [HB5198: AFFORDABLE HOUSING-CILAS](https://policyrisk.com/state-bill/IL-HB5198-2025-2026)
- [SB1937: PENSION CODE-VARIOUS](https://policyrisk.com/state-bill/IL-SB1937-2025-2026)
- [HB2563: CONDO-RESERVE STUDY](https://policyrisk.com/state-bill/IL-HB2563-2025-2026)
- [HB4701: LIMITATIONS FACILITY FEES ACT](https://policyrisk.com/state-bill/IL-HB4701-2025-2026)
- [SB3008: DHS-ABLE PROGRAM INFO MATERIAL](https://policyrisk.com/state-bill/IL-SB3008-2025-2026)
- [SB3484: VEH CD-PLATES-REGISTRATION](https://policyrisk.com/state-bill/IL-SB3484-2025-2026)
- [Illinois bills](https://policyrisk.com/states/illinois/bills)
- [Illinois state hub](https://policyrisk.com/states/illinois)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/IL-SB2878-2025-2026 (as of 2026-11-01).